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Cheap Car Insurance in Indianapolis, Indiana

Looking to know more about Indianapolis and how you can get cheap car insurance? Well, Indianapolis is the place to be in the state of Indiana because several large corporations are headquartered in this city. Some of the country's major enterprises that make their home in Indianapolis are General Motors, the health insurance company Wellpoint, Sallie Mae and the drug manufacturer Elli Lilly and Company.

Cheap Car Insurance will compare auto insurance for you in Indianapolis. We will make sure to get you the best car insurance rates in town.

Driving Conditions in Indianapolis

The spring, summer and fall months are relatively pleasant in Indianapolis when drivers are not experiencing serious difficulties driving on the roads. During the spring and summer months, the most severe weather that the city typically receives is rain. The winter months are a very different story because this is when the temperatures drop significantly and the area receives its average 26.2 inches of snow.

Odd Laws in Indianapolis

If visitors notice that there is an odd smell between October and March in Indianapolis, this may be the result of the law against taking baths during those months. If a man is in the habit of kissing several people throughout the day, it's illegal for him to grow a mustache.

Crime Statistics in Indianapolis

According to the U.S. Census Bureau, in 2012, Indianapolis experienced 551 automobile thefts. The number of property crimes amounted to 5,829 reported incidents with 3,407 reported larcenies and 1,871 burglaries.

Though in 2015, According to the FBI, 11,085 burglaries, 25,301 larcenies and 4,991 vehicle thefts were reported in Indianapolis.

Safety Requirements in Indianapolis

Seatbelt Law

Children must be properly restrained, such as riding in a booster seat, until age 8. Children 8 to 16 must be secured in a child restraint system or by a seat belt in any seat in a vehicle. All other occupants of a car must wear a seat belt. Fines for violating this law start at $25.

Helmet Law

In Indiana, all motorcycle riders and drivers under 18 must wear a helmet. There’s no helmet requirement for bicyclists.

Distracted Driving Law

It’s illegal in Indiana to type, send or read an email or text message while driving. A violator faces a fine of up to $500. Drivers under 18 are prohibited from using a cellphone behind the wheel.

Impaired Driving Law

According to the Indiana Criminal Justice Institute, the legal limit for blood alcohol concentration is 0.08 percent. For a first offense under the state’s DWI law, your driver’s license will be suspended for at least 30 days and up to two years, you’ll be fined up to $5,000, you’ll have to pay court costs and fees totaling more than $300, and you’ll be sent to jail for up to one year. For a second offense, your driver’s license will be suspended for at least 180 days, you’ll be fined up to $10,000, and you’ll be put behind bars for five days to three years, or be ordered to perform community service.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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