Cheap Car Insurance in Indianapolis, Indiana

Looking to know more about Indianapolis and how you can get cheap car insurance? Well, Indianapolis is the place to be in the state of Indiana because several large corporations are headquartered in this city. Some of the country's major enterprises that make their home in Indianapolis are General Motors, the health insurance company Wellpoint, Sallie Mae and the drug manufacturer Elli Lilly and Company.

Cheap Car Insurance will compare auto insurance for you in Indianapolis. We will make sure to get you the best car insurance rates in town.

Driving Conditions in Indianapolis

The spring, summer and fall months are relatively pleasant in Indianapolis when drivers are not experiencing serious difficulties driving on the roads. During the spring and summer months, the most severe weather that the city typically receives is rain. The winter months are a very different story because this is when the temperatures drop significantly and the area receives its average 26.2 inches of snow.

Odd Laws in Indianapolis

If visitors notice that there is an odd smell between October and March in Indianapolis, this may be the result of the law against taking baths during those months. If a man is in the habit of kissing several people throughout the day, it's illegal for him to grow a mustache.

Crime Statistics in Indianapolis

According to the U.S. Census Bureau, in 2012, Indianapolis experienced 551 automobile thefts. The number of property crimes amounted to 5,829 reported incidents with 3,407 reported larcenies and 1,871 burglaries.

Though in 2015, According to the FBI, 11,085 burglaries, 25,301 larcenies and 4,991 vehicle thefts were reported in Indianapolis.

Safety Requirements in Indianapolis

Seatbelt Law

Children must be properly restrained, such as riding in a booster seat, until age 8. Children 8 to 16 must be secured in a child restraint system or by a seat belt in any seat in a vehicle. All other occupants of a car must wear a seat belt. Fines for violating this law start at $25.

Helmet Law

In Indiana, all motorcycle riders and drivers under 18 must wear a helmet. There’s no helmet requirement for bicyclists.

Distracted Driving Law

It’s illegal in Indiana to type, send or read an email or text message while driving. A violator faces a fine of up to $500. Drivers under 18 are prohibited from using a cellphone behind the wheel.

Impaired Driving Law

According to the Indiana Criminal Justice Institute, the legal limit for blood alcohol concentration is 0.08 percent. For a first offense under the state’s DWI law, your driver’s license will be suspended for at least 30 days and up to two years, you’ll be fined up to $5,000, you’ll have to pay court costs and fees totaling more than $300, and you’ll be sent to jail for up to one year. For a second offense, your driver’s license will be suspended for at least 180 days, you’ll be fined up to $10,000, and you’ll be put behind bars for five days to three years, or be ordered to perform community service.

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  • Jim Covert - State Farm Insurance Agent

    EDIT

    Jim Covert
    State farm insurance agent for over 39 years, ready to help you with all your insurance needs! Call or stop by the office today for a fast and accurate insurance quote!


    What makes your specific agency stand out from your competition?
    Our mission is to become your first choice for all of your insurance needs by establishing a personal relationship with you and helping you understand the risks you face every day. When the unfortunate incidents occur we pledge to be there to assist you-through the good and the bad.


    • Multi-line Discount

      Good Driving Discount

      Good Student Discount

      Safe Driver Discount

    • License

    • IN-35969

    4010 E Southport Rd
    Indianapolis, IN 46237
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  • Punjab Insurance Brokers,inc.

    EDIT

    Sherjang Singh
    Punjab insurance brokers are dedicated to provide you best insurance products in usa - punjabinsurance.Com


    8063 Madison Ave.
    Indianapolis, IN 46227
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  • Kitto Insurance, Inc

    EDIT

    Ryan Kitto
    Carmel car insurance, fishers car insurance, westfield car insurance, noblesville car insurance, indianapolis car insurance. Carmel home insurance, fishers home insurance, noblesville, zionsville, home insurance, indianapolis, renters insurance, insurance


    9465 Counselors Row, Suite 200 Indianapolis, In 6240
    Indianapolis, IN 46240
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  • A-1 Insurance Agency

    EDIT

    4030 S Emerson Ave Ste E
    Indianapolis, IN 46203
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    Reviews

    Quick efficient service. Great rates on Auto, Home, Business Insurance.

  • Ann Bell

    EDIT

    7935 S Emerson Ave Ste A
    Indianapolis, IN 46237
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    Reviews

    I have been doing business with Robert and Ann Bell for many years. I have always received honest and reliable service. I have Auto, Home and Life insurance and I am very pleased with my services. If you are looking for someone you can trust this is the place for you! Thanks for all the years of great service and friendship!!!

    If you want to be in good hands.. find another agent. I wouldn't even give them 1 star, but it wasn't an option. The agency is inadequate and unprofessional.

  • Ben Kemp

    EDIT

    1217 N Shadeland Ave
    Indianapolis, IN 46219
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    Reviews

    My homeowner's insurance was canceled after seven years because of two claims. One was for theft and one was for water damage.

  • Brent W Sutton

    EDIT

    6284 Rucker Rd Ste Z
    Indianapolis, IN 46220
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    Reviews

    Awful. They never answer their phones, no matter what time it is. It always goes to the Customer Care line! Frustrating.

  • Burkman Insurance Agency

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    5140 Madison Ave
    Indianapolis, IN 46227
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    Reviews

  • Chuck Schoolcraft

    EDIT

    1217 N Shadeland Ave
    Indianapolis, IN 46219
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    Reviews

    My homeowner's insurance was canceled after seven years because of two claims. One was for theft and one was for water damage.

  • Conley Insurance Agency

    EDIT

    3003 E 98th St Ste 250
    Indianapolis, IN 46280
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    Reviews

    I recently moved to Indianapolis and needed renter's insurance. I called Andy @ Conley agency for a quote--he got me auto insurance too and met me at my office during lunch break to do the applications. I know I'm not a very big $ client but I just wanted to comment on the great personal service I received. I know who I'll call when I'm ready to buy a house.

    Andy was fantastic in every step of the process from explaining each part of my home owners insurance coverage to picking the company that works best for me. I was so impressed by Conley Insurance's professionalism and personal service that I had him write both my car insurance and business insurance. It's nice to know that you can depend on one agent to handle all of your insurance needs. I would recommend Andy and the Conley Insurance Agency ten times over again to anyone in the market.

  • Covert Insurance Financial Services

    EDIT

    4010 E Southport Rd
    Indianapolis, IN 46237
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    Reviews

    Great service! These people are always there... and when they are not ... there is an on call service. When you do talk to them.. they explain all the literal ins and outs of costs and the prices are so fair!
    You get the peice of mind knowing your assets and investments are covered and most importantly that you physically are covered too.

  • Don Culberson

    EDIT

    7106 Lakeview Parkway West Dr
    Indianapolis, IN 46268
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    Reviews

    The service was quick and great..He and his staff are wonderful

  • J Matt Harnish

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    3905 W 96th St
    Indianapolis, IN 46268
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    Reviews

    The right hand does not know what the left hand is doing. Agent we had was very nice and seemed to know what they were doing; However, the accuracy of information we verbally discussed and agreed upon was not what the policy and bill stated. We called to pay our bill and it was a different price that the agent originally quoted to us. This happened approximately 3 times. We attempted to work the miscommunication out with our agent. However, we then received a new revised policy and bill amount. We felt like the local agency and the main company were not working together and we were caught in the middle of their game of 'hot potatoe"

  • Jim Clements

    EDIT

    4445 Southport Crossing Dr
    Indianapolis, IN 46237
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    Reviews

    Be advised not to work with agent Jim Clements.
    It was next to impossible to cancel your policy with this agent. We changed our policy to a different company and the new policy declaration was submitted to Allstate. They canceled our auto but, did not cancel our home owners insurance. When we called Allstate they said we needed to speak with our agent Jim. When we spoke to Jim he said he would cancel to homeowners however, insisted that we should have an agent and asked if he could give our information out to a separate agent a a different company. We later received our refund check however, it was shorted as Jim canceled the home owners policy referenced back to the beginning of the month in which we called and not the date we canceled our insurance. I called Jim back explaining this mix up and he said now that the policy is canceled we had to deal with the 1800#. I asked where the ball was dropped and he stated that the date was not communicated by the person who called him,(which is not true as that person was me). He said this was miss communication however, in my opinion instead of asking to be sure he understood the dates he assumed. Now after calling the 1800# if your policy is canceled you are referred by the options to your agent only, you cannot get help on the 1800# so that does not make sense why he wanted us to take our case up with the 1800#. My wife calls back shortly after explaining that we are getting nowhere on the 1800# and Jim says "I don't know what you expect me to do, your policy is canceled". At that point we knew we were getting nowhere. We ended up getting this very easily sorted by a different agent via emailing our new policy declaration coverage letter to get our hundreds of dollars back. Which is why I want you to be advised not to work with agent Jim Clements. Thanks for reading!

  • Joseph H Entezari

    EDIT

    3520 E 96th St Ste 6l
    Indianapolis, IN 46240
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    Reviews

    This individual is literally the worst insurance agent I've ever had to deal with. Not only is Joseph Entezari completely clueless about the policies he's selling, but he manipulated my discounts without my knowledge to make my premium go down. Typically, this would not be an issue as I also love a great discount. However, when confronted about a recent claim I had to file, this man flat out called me a liar, threatened me that my premium would increase if I did not take on the auto insurance policy he claims I agreed to (I have USAA and they are phenomenal...why would I even bother to switch auto insurance?!) and then hung up on me as I was refreshing his memory about all events and conversations leading up to this. Background - closed on my home on Monday, got hit by a tornado on Tuesday, get my insurance documents in the mail Wednesday, talk to an internal adjuster on Friday only to find out my deductible is not the $1,000 I was promised. Joseph Entezari is a disgusting lying Allstate agent. After having my policy for almost 3 weeks, I will be shopping for a new company these next few days, and if you are going to take a gamble with them, I truly hope you at least consider choosing another agent who knows a thing or two about Allstate and the policies they have to offer.

  • Nick Weybright Agency

    EDIT

    5658 Georgetown Rd
    Indianapolis, IN 46254
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    Reviews

    I have been renting a house from Weybright this year, and it's the biggest regret of my life. Not only have we had mold growing in our basement that the company refuses to take care of, we have uninsulated doors that you can see the outside through, mice in our walls, cockroaches in our kitchen, birds getting in our house (and they will not check the source), and my roommates ceiling is bubbling in from some sort of moisture. All of these things are problems have been going on for weeks, but no one seems to care enough to check into it. That's just the beginning, the company hires employees to give house tours, so you will constantly have people in your house with no heads up. I've gotten walked in on in the bathroom and while sleeping in my room.

    The right hand does not know what the left hand is doing. Agent we had was very nice and seemed to know what they were doing; However, the accuracy of information we verbally discussed and agreed upon was not what the policy and bill stated. We called to pay our bill and it was a different price that the agent originally quoted to us. This happened approximately 3 times. We attempted to work the miscommunication out with our agent. However, we then received a new revised policy and bill amount. We felt like the local agency and the main company were not working together and we were caught in the middle of their game of 'hot potatoe"

  • Sarah Holtrup Insurance Agency

    EDIT

    1350 W Southport Rd Ste F
    Indianapolis, IN 46217
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    Reviews

    I would highly recommend Sarah and Renee as your insurance reps!!!!! They make it easy to switch over and explain all coverages in full detail so you truly understand what you are covered for. Also, Renee took the time to really to get to know us to adequately insure my family and I.

    My house was one affected by the explosion in Richardmond Hills. Sarah and Renee were there for me every step of the way. Renee called me EVERY day to check on us. Renee has been awesome helping us through whatever it is we may need. The customer service we receive is outstanding and we feel lucky to have found such a great agency!!!!

  • Specnee Corporation

    EDIT

    2426 E 56th St
    Indianapolis, IN 46220
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    Reviews

    I love this company, great customer relations, will work with you any way possible to help in any way. Would for sure recommend them to anyone

  • Underwriters Alliance Of Indiana

    EDIT

    429 N Pennsylvania St Ste 202
    Indianapolis, IN 46204
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    Reviews

    dishonest. will never do business with them again!!!

  • A & A All Risk Insurance
  • A Acceptance Insurance Agency
  • A H Jensen & Sons
  • A I King Insurance Agency
  • A-1 Insurance Agency
  • Aaa Insurance
  • Aaa Insurance
  • Aaa Insurance
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  • Adrian Smiley
  • Advanced Insurance Services
  • Advantage Auto Insurance
  • Affiliated Financial Prof
  • Agee & Associates Insurance Agency
  • Aic Insurance Agency
  • Anderson Financial Services
  • Anitra Myrick
  • Anna Bell
  • Any Risk Insurance
  • Aon Risk Services
  • Arlington/roe & Company
  • Asl Insurance Agency
  • Associated Insurance Agencies
  • Associated Insurance Group Of Indiana
  • Avan
  • Avan Insurance Agency
  • Bailey's Insurance Underwriters
  • Barbara A Williams
  • Barrett & Associates
  • Bart Hile
  • Becker Insurance Agency
  • Bieszczat Insurance Agency
  • Bill Collins
  • Bill Hill
  • Bill Nuss
  • Bloomquist Insurance
  • Bob Mercer
  • Bob Rothrock
  • Bohannon's Insurance Agency
  • Bolander-ianni Insurance Agency
  • Brad Davis
  • Brelage Insurance Agency
  • Brenda T Bond Insurance Agency
  • Brenda Wilson & Associates
  • Breneman Insurance Agency
  • Brian G Ciesil
  • Brian L Schoonveld
  • Brian S Gray
  • Brian Tull
  • Bridge Insurance & Financial Services
  • Brooke Agency - Kristal Davis
  • Brown & Brown
  • Bruce A Mannix Agency
  • Capitol Insurance Center
  • Cardinal Insurance Services
  • Carl Cox
  • Carson Agency
  • Central Insurance Associates
  • Chappell Insurance Agency
  • Charles L Hunt
  • Charlotte Adams-jones
  • Charlotte Crabtree
  • Cherry Insurance Agency
  • Chris Kosegi
  • Chris Mauk Insurance
  • Christian Pedersen
  • Christopher D Chin
  • Chuck Eidson
  • Chuck Owens
  • Cia Insurance Center
  • Cindy Wilkins Insurance Agency, Inc.
  • Citizens Insurance Agency
  • Citizens Insurance Company
  • City Securities Corporation
  • Ck Reeser
  • Colliver Insurance
  • Conner Insurance Agency
  • Connolly Ford Leppert
  • Consolidated Insurance Services
  • Cork Insurance
  • Costin-hubert Insurance
  • Covenant Insurance
  • Craig Freeman
  • Crandall Insurance Corporation
  • Crenshaw / Rinehart & Associates
  • Crockett Insurance Agency
  • Curtis D Drake
  • Dan Blackley
  • Dan Mccomb
  • Daniel Evan Mccarty
  • Daniel Shreve
  • Danny Crenshaw
  • Dant Insurance
  • Daseke Insurance
  • Daseke Insurance Agency
  • Dave Schermerhorn
  • David B Gilmore Insurance Agency
  • David Bruce
  • David E Barber Insurance Associates
  • David Harrison
  • David R Johnson
  • David W Waechter
  • Debra Ann Price
  • Defrantz Insurance & Realty Agency
  • Derek Mchatton
  • Devin C Underwood
  • Dezelan-gdm Insurance Agency
  • Dial Insurance Services
  • Dick Van Sickle
  • Don Oldham Agencies, Inc.
  • Donald Baer
  • Donald L Oldham, Jr
  • Dotts Insurance Agency
  • Doug Hiner
  • Doug Jones Jr Agency
  • Douglas J Kafoure Insurance Agency
  • Doyle Brunson & Company
  • Edward J Curry
  • Edward R Potts
  • Edwin M Presnal, Sr
  • Elizabeth Ricke
  • Emery Harris
  • Eric Wilson
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Ferree & Power Insurance
  • Fieber & Reilly
  • Financial Center Services
  • First Place Insurance
  • Fishburn Insurance
  • Fortune Insurance Management
  • Fox & Fox
  • Frances Johnson Insurance
  • Francine C Bond
  • Frank G Miller
  • Fred Glynn
  • Fred Noll
  • Fred Staggs
  • Fry Insurance Agency
  • Garrett Stotz Of Indiana
  • Garry J Busald
  • Garry N Pearson
  • Gary Fulk
  • Gary Schonfeld
  • Global Capital Investment
  • Global Insurance Managers
  • Greater Midstates - Casualty Insurance Agency
  • Greg Bartels
  • Greg Clark Insurance Agency
  • Greg Cook
  • Gregory & Appel Insurance
  • Gregory D Maddox
  • Gregory L Becker
  • H D Jones Agency
  • H J Spier Company
  • H Peter Schindel Agency
  • Hal Fry
  • Haleh Krauter Insurance Agency
  • Hall Insurance Agency
  • Heller Insurance Agency
  • Hemsley Insurance
  • Herman E Schmitt Insurance Agency
  • Herrera Insurance
  • Hickman & Associates Insurance
  • I-care Financial
  • Indiana Kentucky Insurance Group Connolly Ford Leppert
  • Indiana Members Insurance
  • Insurance Associates
  • Insurance Associates Of Indiana
  • Insurance By George
  • Insurance Designers
  • Insurance Group Of Indiana
  • Insurance House Company
  • Insurance Partners
  • Insurance Services Center
  • Insurance Specialists Of Indiana
  • Insureamerica
  • Irwin Union Insurance
  • Jack Miller Agency
  • James D Samons
  • James H Peacock
  • James S Standish
  • James Standish Agency
  • Jamil L Harris
  • Jan Neimeyer
  • Jane Green
  • Jason Breaux
  • Jason S Bukowski
  • Jeannene M Talbott
  • Jeff A Rieser
  • Jeff Susong Insurance Financial Services
  • Jeffrey L Carney
  • Jennifer Kirk Insurance Agency
  • Jerome Puryear Insurance
  • Jerry Bell
  • Jerry Ortner
  • Jim Crinklaw Insurance Agency
  • Jim Galt
  • Jim Galt Insurance Agency
  • Jim Grounds Insurance Agency
  • Jim Guffey
  • Jim Hardin & Sons Insurance
  • Jim Holt Associates
  • Jim Metzler
  • Jim Shirey
  • Jimmie Crawford
  • Jody L Workman
  • Joe Dennett
  • Joe Gonzalez
  • John A Axsom
  • John Benz
  • John C Wolbert
  • John Cole
  • John J Rieser Jr
  • John Lannan
  • John M Jones
  • Jorge Herrera
  • Joshua S Hauser
  • Juan Ruiz-diaz
  • Jw Flynn Company
  • Kane Insurance
  • Keith Eberg
  • Keith T Blessing
  • Kenneson Insurance Agency
  • Kenneth Robert Gaddis
  • Kervan-farrell Agency
  • Kervan-farrell Insurance
  • Killion Insurance Agency
  • Kimberly S Ochoa
  • Lamont Perry
  • Larry Bruce Insurance Agency
  • Larry R Robbins Agency
  • Larry Webb
  • Leland Brown Sr
  • Les Lull
  • Lou J Matthews
  • Lydia J Harris
  • Lynda R Ware
  • Lynn Sylvia
  • M & M Agency
  • M Benjamin Enterprises
  • M J Faulk Agency
  • M J Schuetz Agency
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  • Mack Gadis
  • Mark Galenski
  • Marrietta Riley
  • Martin J Heminger
  • Matt Toney
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  • Michael D Lotz
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  • Neal Group
  • Neil D Barton
  • Norm Bohnert
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  • O Henry Insurance Agency
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  • Patrick Kendall
  • Patriot Insurance Agency
  • Paul C Emeka
  • Paul Wilson
  • Pete Marshall
  • Peter Weir
  • Phil Kunkel
  • Phillippe Insurance Agency
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  • Primecor
  • Pronto Insurance
  • Protect-all Insurance Agency
  • R W Reiman & Associates
  • Rahvy R Murray
  • Realty Group Insurance
  • Rebecca Mccreery
  • Redding Troy Insurance Agency
  • Reed R Fish
  • Reginald Ray
  • Reliable Insurance Agency
  • Richard B Schmitt Agency
  • Richard L Miller Agency
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  • Rising Insurance
  • Risk Managers Insurance Agency
  • Rmd Patti Insurance & Financial Services
  • Robert A O'neal Agency
  • Robert D King
  • Robert Holocher
  • Robert West
  • Rodney N Volkman
  • Ron Rice
  • Rural Insurance Agency
  • Ryan Kitto Agency
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  • Sam S Goldstein
  • Samir Sourial Agency
  • Sarabjit K Sikand
  • Sarah Franke
  • Saunders-saunders & Associates
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  • Seguros Latinos De Indiana
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  • Summit Insurance Agency
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  • Terrell T Anthony
  • The Capitol Agency
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  • Third Casualty Excess
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  • United Customer Service
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  • Vanessa Marin Leonard - State Farm Insurance
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  • W Danny Brown
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  • Wayne D Barber
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  • Wells Fargo Insurance Services
  • William F Hoke
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  • Willie Clark
  • Willis E Mckinney
  • Willsey Agency
  • Wilson Family Insurance Agency
  • Winningham Insurance Group
  • Woolwine Insurance Agency
  • Yeager Insurance Agency
  • Yong S Chung
  • Drake Griesbaum
  • Cory Woolery
  • Brennen Alderink
  • Joel Murph
  • Victor Tauro
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  • Curtis Mausolf
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  • Cindy Kulig
  • Erin Chappel
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  • Tom Floresca
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  • Shelia Vanier
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  • Ashley Maccracken
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  • Kathy Sveum
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  • Evan Goldsworthy
  • Cohen Cabbagestalk
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  • Dominique Yasutake
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  • Amanda Gillson
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  • Herman Rickard
  • Lawrence Hey
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  • Debbie Beaulieu
  • Frederick Halman
  • Miguel Kaltenbach
  • Vernon Marturano
  • David Larowe
  • Betty Mazzone
  • Louis Portwood
  • Randy Gianfrancesco

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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

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When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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