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Insurance Fraud Becoming a Huge Problem in England

Auto insurance fraud is a problem in the United States and now it has become a big problem in the United Kingdom. Currently the United Kingdom is number one on the list of the top places in Europe that have fraudulent whiplash claims. According to statistics, approximately one in 140 residents of the United Kingdom file a fraudulent whiplash claim every single year. This presents a huge problem that is placing a sizeable financial burden on its residents. In total, more than twelve hundred whiplash claims end up being filed each day in the United Kingdom so something needs to be done to remedy this because two billion pounds is spent each year on these claims alone. However, only eight million pounds is needed to actually medical treat these whiplash injuries.
People in the UK choose whiplash injuries to fake because this medical condition is very easy to fake. Doctors typically have a hard time diagnosing that whiplash has happened to a patient. When a person has whiplash the thrusting motion of their head hitting the steering wheel causes the soft tissue in a person’s spine to move and stretch which can cause a significant amount of pain to occur.
Now residents of the United Kingdom are feeling the pain in their monthly budgets. The average cost of auto insurance coverage has now increased more than forty percent. Insurance insiders have stated that whiplash claims alone have caused auto insurance coverage premiums to increase by about twenty percent. If insurance companies can find ways to reduce fraudulent whiplash claims from being filed and paid out
Ending this horrible pattern of auto insurance fraud will take a lot of hard work and dedication by many individuals. This includes lawyers, doctors, and auto insurers because they need to keep their eyes and ears open so that the people behind these fraudulent whiplash claims are brought to justice. If people just turn a blind eye to what is going on then people will only take advantage of this loophole and will continue to file fraudulent auto insurance claims.
These claims have hurt the reputation of the United Kingdom because other nations are not struggling as badly with the amount of whiplash claims. Drivers now spend seventy four more pounds each year on their auto insurance premiums because of this problem alone which is quite unfair considering how bad the economy is and how hard money is to come by for many.
There needs to be a medical device invented that can accurately detect if a person does actually have whiplash before they can have their auto insurance claim processed. Whiplash is a legitimate medical condition and it should not be exploited by people who just want to make a quick buck at the expense of United Kingdom residents. Doctors need to be able to accurately diagnose whiplash but it is very easy for people to fake a whiplash injury. One idea to combat the fraud is to wait to give benefits when they claim that they have a whiplash injury.
Drivers need to stop tailgating each other because this is what causes whiplash injuries when automobile accidents take place. Drivers need to be aware of the fact that people are very likely to commit whiplash injury fraud because it is easy to do so they need to report anyone that might be committing fraud in this manner. If consumers can work with doctors and lawyers to fight auto insurance fraud so that their insurance premium rates do not increase by such a large percentage as it did in 2009.
Source: The Daily Mail

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