NJ Police Officers Receiving Fraud Training To Help Combat PIP Fraud

Car insurance fraud is something that the state of New Jersey is trying to deal with. The problem in the state involves PIP or personal injury protection fraud. One way that drivers commit this type of fraud is to stage an automobile accident.
For example, they will sit and wait and have a driver slam on the brakes very quickly and then rear ends them. The driver then fakes an injury to collect compensation for their medical expenses. The state also has an issue with medical clinics who work in conjunction with these criminals to help them create fake documents for medical services.
Now, a car insurance company will team up with law enforcement officials so that they can offer insurance fraud training to police officers. This will help to educate officers on the signs of staged automobile accidents.
 
Police officers are the first to respond to an automobile accident scene.  This means that they will meet with the victims and witnesses and write down a police report. It is important for officers to keep their eyes and ears open at all times. This will allow them to photograph the scene and document any inconsistencies with the stories that the drivers have told to them. If insurance claims adjusters can work in conjunction with police officers then car insurance claims can be processed faster. It is hard to be able to just look at an accident report and find discrepancies because criminals who commit car insurance fraud are very slick and know where the loopholes are located.
 
Many criminals will use an alias when they stage an accident. They do this because they will not be able to use their own names over and over again to file insurance claims without raising suspicion. Police officers should ask each driver for a copy of their driver’s license and vehicle registration before they leave the accident scene.
 
Police officers should run the information that they are given to immediately verify whether or not the information is actually authentic. If for example, the driver has insurance coverage that was paid with a stolen credit card or has not been paid in a while then this will raise red flags. Many criminals who commit fraud will use not only fake information but they will not pay their car insurance premiums for very long as well. Hopefully the training that the police officers will receive will help them combat insurance fraud.