Types of insurance

Writing that monthly check for your car insurance premium is never fun but if you have the right job you might be able to take a little bit of the sting out of it. Certain occupations often come with a chance for an insurance discount. While not every insurer offers these discounts it is a […]

In states requiring PIP (Personal Injury Protection) insurance coverage, fraudulent injury claims are causing for a push in reforms. Florida, for example, recently enacted limits on how much individuals could recover through their PIP policies. While the move is intended to crack down on false claims for insurance companies, it might also end up hurting […]

It is important for drivers to be able to help to prevent car insurance fraud if they can. Florida is a state that criminals have hit hard. Car insurance companies who write policies in the state have paid out billions of dollars in fraudulent claims.   In the state, every driver is required to maintain […]

Many people do not understand car insurance deductibles. It is a good idea for drivers to have a deducible in place because it can lower their overall car insurance premiums. Most car insurance companies today allow drivers to take out an insurance deductible from $250 to up to $2,500. It is in a driver’s best […]

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

The weather can be something that can cause drivers to have to file car insurance claims. In 2011, car insurance companies saw that drivers are filing even more weather related claims especially for damage caused by hail. Hail related insurance claims cost car insurance companies almost $800 million dollars last year alone. However, in 2010, […]

Many drivers complain about car insurance premium increases. Every six months, drivers are subject to a renewal of their car insurance policies. At this time, drivers could see their insurance premiums increase, decrease, or stay the same. Here are some tips to help drivers avoid costly car insurance increases. The first tip is to always […]

Car insurance companies have been wrestling with the fact that they have no way to keep track of how their policy holders behave when they are behind the wheel of a car. Now, technology is finally allowing them to have more information about drivers. The approach is fairly straight forward; Ford has something called Sync […]

The economy has made it so that drivers have a hard time choosing the right car insurance policy. Most people first consider the bottom line without taking their best interests into consideration. Being involved in an automobile accident can happen to anyone regardless of their age, gender, race, model of car, or even driving experience. […]

Many people own small businesses today. It is crucial to have the right car insurance policy if you own a business where employees have to drive to different locations. Here are some great tips on choosing the perfect car insurance for your small business.   The first thing to know is that if you put […]

The state of California has been struggling to deal with the number of uninsured drivers that are on the road. According to the latest statistics, there are more than four million drivers on the road who lack car insurance coverage. Even though car insurance coverage is mandated, many residents still break the law to save […]

Most teens will be out of school in less than a month. This means that many young drivers will be on the road. Many parents wait until the late spring or summer months to allow them to have their own vehicles. Times are tough and many teens have to work in order to pay for […]

Florida has been making strides to deal with making changes to its PIP laws so that they can reduce instances of car insurance fraud. Now the state’s governor, Rick Scott is getting complaints from representatives and other politicians about issues with the reforms that have been implemented thus far. One problem with the new laws […]

Car insurance fraud is something that the state of New Jersey is trying to deal with. The problem in the state involves PIP or personal injury protection fraud. One way that drivers commit this type of fraud is to stage an automobile accident. For example, they will sit and wait and have a driver slam […]

Many drivers do not take the task of keeping their driving records clean very seriously. It is important for drivers to limit the number of moving violations that they have on their driving record. In today’s economy, having a pristine driving record can save you hundreds of dollars per year. Drivers who have been ruled […]

New Jersey is known as the “Garden State”. Now the state is going to make changes to its PIP system and these changes will impact the lives of every driver who gets seriously injured in an automobile accident. PIP stands for personal injury protection and it helps accident victims get money for medical care and […]

The gender that a person is will impact their car insurance premiums over their lifetime. Most car insurance companies will charge men about $15,000 more than women for their coverage. This has led many men to believe that car insurance companies have a gender bias in place. The movies have always portrayed men as speed […]

Many people view car insurance coverage as a nuisance instead of a necessity like medical insurance coverage. This may be because unless you have been in a serious accident and were uninsured then you may not know just how valuable the coverage is to have. Car insurance coverage is a form of financial protection that […]

Many states have found it to be hard to be able to get drivers to understand just how very important it is to have auto insurance coverage on their vehicles at all times. The state of Tennessee has finally taken action because of the situation with uninsured drivers posing a threat to other drivers who […]

Many drivers in the state of New York have been upset because of the fact that so many criminals have seemingly been getting away with automobile insurance fraud. A week ago, the New York Senate passed three new laws that are designed to tackle the problem. Over nine years ago, a grandmother who was 71 […]

Gas prices are on the rise in the United States right now. Many people are feeling that pain at their local gas pump every time that they go to add gas to their tank. One way to help offset the rising cost of gasoline is to find ways to save money on your car insurance […]

Millions of people spend more than ten hours per day on the Internet whether for work or for leisure. Now a new finding from JD Power and Associates has found that most drivers who are looking for their first auto insurance policies opt to get online insurance quotes before making their final policy purchase. One […]