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Cheap Car Insurance in Irvine, California

Wanting to learn more about Irvine and how to get cheap car insurance? Well, planned and developed by the Irvine Co. in the early 1960s, the City of Irvine in southern California is home to an estimated 248,500. It is divided in nearly 50 villages, each originally designed to have a distinct architectural theme. Irvine is a popular location for film projects, since its city government grants free or low-cost film permits and location information to prospective productions. Main employers within the city include the University of California Irvine, Edwards Lifesciences and Blizzard Entertainment.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Irvine, California. Let us compare car insurance quotes for you now!

Driving Conditions in Irvine

Since it is a planned city, Irvine’s strategically monitored signal timing and wider arteries through the city enable it to handle more traffic at one time than other cities in Orange County. It is bisected by Interstate 5, which runs down the coast south to San Diego and northward into Los Angeles and eventually Sacramento.

Compared to average U.S. Cities commute of 25.2 minutes, Irvine has a slightly shorter commute time at just over 23 minutes, according to Census Bureau data. A regional traffic map and information can be accessed at i5highway.com or at chp.ca.gov/traffic.

Unique Laws in Irvine

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Irvine Crime Statistics

Orange County experienced a nearly 37 percent increase in car theft in 2015, according to the Orange County Auto Theft Task Force.

Long known as one of the nation’s safest cities, Irvine had an auto theft rate of 77 incidents per 100,000 people in 2015, according to the National Insurance Crime Bureau. The national average for the same year was a rate of 220.2 per 100,000 people.

Irvine Safety Requirements

California requires children younger than 2 are secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system. Driver and all passengers are required by California laws to wear seat belts. As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

Irvine Impaired Driving Laws

According to the California Highway Patrol, a driver who is over the age of 21 will receive a DUI charge if his or her blood alcohol level is higher than .08 percent. For drivers under the age of 21, the limit is 0.01 percent. For those driving vehicles requiring a CDL, the BAC is .04, whether they have a CDL or not. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. He or she may request a DMV administrative hearing within 10 days. On a first conviction, an offender would lose his license for 6 months and must complete a DUI program, file a California Insurance Proof Certificate and pay all fees before reinstatement.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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