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Cheap Car Insurance in Irving, Texas

Plenty of cheap car insurance options are available in the sprawling DFW Metroplex. Only 13 miles west of downtown Dallas, Irving is one of the cities making up the metroplex. It is home to about 236,000 residents as well as one of the U.S.’ first master-planned communities — Las Colinas. Irving boasts a mixed use entertainment district developed around its convention center as well as a portion of the Dallas-Fort Worth International Airport. The city also was once the home of the Dallas Cowboys, since Texas Stadium was built there in 1971 and demolished in 2010.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Irving, TX. Get your free auto insurance quote today!

Driving Conditions in Irving

Recent studies rank commutes in the Dallas-Fort Worth area as among the worst in the U.S., largely due to the distances residents are willing to commute from their homes to work.

Given their location, Irving residents have the better end of the deal, with an average commute time of 22.7 minutes compared to the overall Dallas-Fort Worth commute time of nearly 26 minutes, according to Census Bureau data.

Traffic information, cameras, accidents and construction updates can be accessed at

Unique Laws in Irving

In Texas, adults can legally ride in the back of a truck, according to Texas state laws. There are even exceptions when it comes to children riding in truck beds, one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Irving Crime Statistics

The Irving Police Department reports crime rates have fallen each year since 2004.

The city’s auto theft rate of 254 incidents per 100,000 people is comparable to the Dallas-Fort Worth-Arlington metro’s average, which is 268 incidents per 100,000 people. The U.S. cities average is 220.2 per 100,000 people, according to the National Insurance Crime Bureau. Up-to-date alerts in crime within Irving can be accessed at the city’s website,

Irving Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving is set to go into effect in September 2017. Meanwhile, cities such as Grand Prairie, Arlington and Denton enforce ordinances banning texting and driving.

Irving Impaired Driving Laws

Texas law mandates a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) in Texas. However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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