Cheap Car Insurance in Irving, Texas

Plenty of cheap car insurance options are available in the sprawling DFW Metroplex. Only 13 miles west of downtown Dallas, Irving is one of the cities making up the metroplex. It is home to about 236,000 residents as well as one of the U.S.' first master-planned communities -- Las Colinas. Irving boasts a mixed use entertainment district developed around its convention center as well as a portion of the Dallas-Fort Worth International Airport. The city also was once the home of the Dallas Cowboys, since Texas Stadium was built there in 1971 and demolished in 2010.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Irving, TX. Get your free auto insurance quote today!

Driving Conditions in Irving

Recent studies rank commutes in the Dallas-Fort Worth area as among the worst in the U.S., largely due to the distances residents are willing to commute from their homes to work.

Given their location, Irving residents have the better end of the deal, with an average commute time of 22.7 minutes compared to the overall Dallas-Fort Worth commute time of nearly 26 minutes, according to Census Bureau data.

Traffic information, cameras, accidents and construction updates can be accessed at

Unique Laws in Irving

In Texas, adults can legally ride in the back of a truck, according to Texas state laws. There are even exceptions when it comes to children riding in truck beds, one being if the truck is the family's only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Irving Crime Statistics

The Irving Police Department reports crime rates have fallen each year since 2004.

The city's auto theft rate of 254 incidents per 100,000 people is comparable to the Dallas-Fort Worth-Arlington metro's average, which is 268 incidents per 100,000 people. The U.S. cities average is 220.2 per 100,000 people, according to the National Insurance Crime Bureau. Up-to-date alerts in crime within Irving can be accessed at the city's website,

Irving Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving is set to go into effect in September 2017. Meanwhile, cities such as Grand Prairie, Arlington and Denton enforce ordinances banning texting and driving.

Irving Impaired Driving Laws

Texas law mandates a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) in Texas. However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver's license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver's license. Charges are enhanced if there is a passenger younger than 15 in the car.

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Car Insurance Irving, Texas Agents

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  • Acura Insurance Services


    Haidy Hampton
    We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.

    What makes your specific agency stand out from your competition?
    We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.

    • $25.00 Off If You Were Referred From Online Listing.

    • Pnc

    • 16529927

    2536 N Belt Line Rd
    Irving, TX 75062
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  • Ben Raymond - State Farm Insurance Agent


    Ben Raymond
    Offering auto insurance to the irving, tx area. Call our office today for a free auto insurance quote!

    What makes your specific agency stand out from your competition?
    Focusing on the auto insurance needs of irving, tx. We have a bilingual staff - english, spanish, hindi, and urdu. Chamber of commerce irving and greater dallas area

    • Free Auto Insurance Quote

    • Property Insurance

    • TX-1484319

    2912 North Macarthur Blvd
    Irving, TX 75062
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  • Aaa Insurance


    941 Macarthur Park Ste 100
    Irving, TX 75063
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    I had visited the Irving AAA Texas office to pick-up free maps that came with my membership. Little did i know they offered insurance as i only knew them for their membership. I received an auto and home insurance quote and they saved me $412 a year from Allstate, with higher coverages... I was amazed! On top of that, they have a great referral program. As a member any person that i refer for an insurance quote they will send me a $10 Target or Chevron gift card. I referred 7 of my co-workers to an my agent there and I received $70 in FREE gas cards in the mail today! Highly reccomended!

  • Barbara Schmidt


    4835 N O Connor Rd Ste 204
    Irving, TX 75062
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    I don't know how someone could call this place trash! This is the best State Farm Agent I've ever had. I have moved several times and finally decided to settle down here. The two staff girls are quick to respond and so friendly.

    I called Barbara asking her a few questions about getting on my own insurance plan asking her how much it would cost & what not. I tried to reach her several times & she never called me back. She finally called me back weeks later asking what my name was again. & she called me the wrong name. TRASH. waste of my time! I would not recommend her to ANYONE

  • Ken Mckinley Insurance Agency


    128 E 2nd St
    Irving, TX 75060
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    Great place, helpful staff. Always treat you like family. Offers all sorts of different companies!

  • Texas Insurance Advisors


    3585 N Belt Line Rd
    Irving, TX 75062
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    dont step in there..period!! those guys gonna rob you legally. if you want to get covered or file taxes find someone else. go or call inurance company directly.

  • A Zillion Services
  • A-max Auto Insurance
  • Aaa Dealers Insurance
  • Acosta Insurance Agency
  • Action Express Insurance
  • Action Insurance Group
  • Adrian Howard
  • Albert Jarrell Agency
  • Alex Long
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  • Amin Chagani
  • Arina Souriyavong
  • Ashley Elaine Brown
  • Auto Assurance Professionals
  • Avanti Insurance Agency
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  • Bardales Insurance Agency
  • Bill Gonsiorek
  • Bill Hooten Insurance Agency
  • Bob Swartz
  • Britt Vaughan
  • Brooke Agency - Irma Lizcano
  • Bruce Stone
  • Bud Tatum
  • Casipit Jackson Agency
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  • Charles Harrington Insurance Agency
  • Choice Family Financial
  • Clarence Saunders
  • Clyde Mathews
  • Costlow & Associates
  • Craig Herron
  • Curtis Conatser
  • Damon Liles
  • Dan Garber
  • David Allen Graves Jr
  • David Mullis
  • Davidson Insurance Agency
  • Don & Anita Stancoff
  • Don Corder
  • Doucette & Associates
  • Elizabeth Avery
  • Fariba K Kirk
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Fish & Associates
  • Glen Wright Insurance Agency
  • Hibbs-hallmark & Company
  • Instant Insurance Agency
  • Instant Insurance Agency
  • Insurance Team One Services
  • Ito P & C
  • James Little Insurance Agency
  • Jason R Brown
  • Jay Lowe
  • Jim Collins
  • Jimmy Chapman
  • John Brown
  • John Hosea Jr
  • Jonathan P Russell
  • Joseph James Chapa
  • Kenneth Ray Henry Agency
  • Kerri Miene
  • Key Insurance Agency
  • Larry Dodson
  • Larry E Pickett Jr
  • Latrisha Norris
  • Leslie Liere
  • Lewis Insurance Agency
  • Lloyd E Nichols
  • Lukas Krueger
  • Lyndon Taylor
  • Marcelo M Campon Agency
  • Mark Hicks
  • Mi Pueblo Services
  • Michael Aigbedion/statewide
  • Miguel A Salazar
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  • Mike Lee Gonzales
  • Mohammed Pida
  • Nam Nguyen
  • Nancy Janett Colunga
  • Nelson Ashade
  • O C Blackwell
  • Paul Revels
  • Primco Tax Service
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  • Ransom Edgar Amos
  • Rick White
  • Rodney Matthews
  • Romero Insurance Agency
  • Rudy Landin
  • Saffe Property & Casualty
  • Samuel R Swartz
  • Samuel R Williams
  • Southwest Insurance Mktng Group
  • Statewide Insurance Specialists
  • Terry Vaughan
  • Tim Ryan
  • Todd Laverne Spaide Agency
  • Total Insurance Coverage
  • Tuyen Q Tran
  • Vaughan Insurance Agency
  • Vickie Lundquist
  • Wes Hornsby
  • Wes Norwood
  • Will Morris
  • William W Gonsiorek
  • Xiaoling Bao
  • Yousaf Alvi
  • Zoom Insurance
  • Pauline Propes
  • Jean Salmons
  • Latoya Nuse
  • Oscar Mcgaughy
  • Eileen Gephart
  • Michelle Kazimer
  • Adolfo Hermreck
  • Joshua Blazek
  • Fred Villalon
  • Angel Lieu
  • Felicia Brownell
  • Rhonda Vandewalker
  • Francis Mattie
  • Bonnie Koy
  • Marcia Mwangi
  • Karan Heiniger
  • Becky Weichert
  • Bethany Bahn
  • Robin Kellerhals
  • Kristopher Mcmorris
  • Spencer Garofano
  • Joanna Lauber
  • Adrienne Teale
  • Theresa Elvis
  • Alan Arnette
  • Claudia Givhan
  • Jaclyn Sumbry
  • Yvette Hagans
  • Joseph Underhill
  • Sean Ebarb
  • Eleanor Kis
  • Joe Rehberg
  • Tamara Vanosten
  • Theresa Mccullers
  • Julia Palkowski
  • Elisha Bloise
  • Maryann Maselli
  • Patrick Rhein
  • Luca Eichenberg
  • Johnathan Maggio
  • Dale Spady
  • Natalie Battin
  • Jonathan Roscoe

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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