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Cheap Car Insurance in Jersey City, New Jersey

Want to know more about Jersey City and how to acquire cheap car insurance? While located right on the Hudson River and sometimes called New York City’s “Sixth Borough” because of its proximity, Jersey City is home to an estimated 264,000. It is the second largest city in New Jersey and the seat of Hudson County, with direct rapid transit access to Manhattan.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Jersey City. Get your free auto insurance quote today!

Driving Conditions in Jersey City

More than 46 percent of commuters in Jersey City use public transit, and more than 40 percent don’t own an automobile, according to a study by the University of Michigan Transportation Research Institute. Still, traffic is congested. According to the U.S. Census Bureau’s 2014 American Community Survey, the Newark-Jersey City metro has an average commute time of 31.1 minutes. The average commute time for the 50 largest U.S. Metros is 27.2 minutes, according to the survey. To access real-time traffic cameras and information, visit

Unique Laws in Jersey City

Don’t expect to be able to pump your own gas anywhere in New Jersey; it is illegal to do so without a permit. A “gas expert” will need to fuel your car for you. Fuzzy dice, large air fresheners or anything blocking the driver’s view hanging from the rear view mirror can draw a fine in New Jersey, according to

Jersey City Crime Statistics

The New York-Newark-Jersey City metro area had a total of 22,391 vehicle thefts in 2015, or a rate of 111 incidents per 100,000 people, according to the National Insurance Crime Bureau. This compares well to the 2015 national average of 220.2 per 100,000 people.

Jersey City Safety Requirements

Drivers and all passengers must wear seat belts, according to the State of New Jersey Motor Vehicle Commission. Children up to age 8 who weigh up to 80 pounds must ride in an approved safety or booster seat in the rear seat.

Jersey City Impaired Driving Laws

New Jersey drivers with a blood alcohol concentration of .08 percent or higher are charged with DUI. Charges are enhanced when the BAC is .10 or greater. First offenders face a $250 to $400 fine, up to 30 days in jail and installation of interlock devices and community service.

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Car Insurance Jersey City, New Jersey Agents

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  • Joe Nachbaur - State Farm Agent


    Joe Nachbaur - State Farm Agent

    Serving jersey city with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!

    What makes your specific agency stand out from your competition?

    Offering car insurance in jersey city. We offer excellent customer service and great rates on all lines of auto insurance. Call us, click our site, or stop in our office for a free rate quote. We look forward to serving you!

    • Discount and Special Program offered Multi- Line Discount

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    505 Central Ave
    Jersey City, NJ 07307

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  • Petrocci Agency

    1674 John F Kennedy Blvd
    Jersey City, NJ 07305

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    Run as fast as you can to another agent! From beginning to end with Sandy, they only added to my troubles. They could not be reached for days after the storm, told me I should get my boots on and get to work…I am 68 and was exhausted from cleaning up at that point, and made me hold onto and photograph everything for an appraiser, who only told me that I did not qualify due to the storm!!! In addition, While at my lowest and still without electricity, they sent a letter informing me that I was no longer covered for mold remediation. Am now happily with another company who will cover my losses and have given me good advice as to the type of coverage I require.

    I was in a bind and in need of affordable Homeownwers and Flood Ins.
    Judy Petrocci and her staff were very friendly and they saved me Lots while
    receiving better Coverage!

    Wildwood, NJ

  • Freddy Duran
  • Emad Soliman
  • Hemant Jiwnani
  • Henry Holtzmann
  • Frenkel & Company
  • Hany Shehata
  • The Monto Agency
  • Rafat 'ralph' Michail
  • Royale Insurance Agency
  • Coe Insurance Agency
  • Royale Insurance Agency
  • Love, Wanser & Cooney Insurance Agency
  • Dewitt Stern, Imperatore
  • Kristen Isip
  • Bertha Salada
  • Bronson Haslip
  • Kia Collington
  • Raiden Diamantis
  • Francisco Broaddus

Auto body shops Jersey City, New Jersey

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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