Cheap Car Insurance in Kansas City, Missouri

Need to know more about Kansas City and how to acquire cheap car insurance? Well, Kansas City is Missouri's largest city and is situated on both the Kansas and Missouri Rivers. The city was incorporated in 1853 as a settlement along the fur trade route in the Midwest. Kansas City is now known for its elaborate, working fountains. It is also known as a center for international law firms and agricultural companies.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Kansas City. Get your free auto insurance quote today!

Driving Conditions in Kansas City

Every big city has its problems with traffic congestion and roads that have fallen into disrepair. Road conditions in Kansas City make for a bumpy ride, and officials in the city have acknowledged the problem. A project to be completed throughout 2013 aims to resurface roads across the city.

Odd Laws in Kansas City

Officials have repealed the law since it was brought to the attention of lawmakers, but there was a time when it was not illegal to speed on the roads in Missouri.

Kansas City Crime Statistics

In Kansas City, authorities reported 4,871 burglaries, 12,249 larcenies and 3,904 vehicle thefts in 2015, according to the FBI.

Kansas City Vehicle and Driving Safety Requirements

Seat Belt Law

A driver and all front-seat passengers must wear a seat belt, and all children under 16 must be restrained by a seat belt or car seat. Violation of the seat belt law can lead to a $10 fine.

Here are provisions of the law that apply to child passengers, according to the Missouri Department of Transportation

  • Children under 4 or under 40 pounds must be in a child safety seat.
  • Children 4 to 7 who weigh at least 40 pounds must be in a child safety seat or booster seat until reaching 80 pounds or 4 feet, 9 inches in height.
  • Children 8 and over or who weigh at least 80 pounds or are at least 4 feet, 9 inches tall must be secured by a safety belt or be buckled into a booster seat. 

The fine for violating the child safety rules is $50 plus court costs.

Distracted Driving Law

Drivers 21 and under as well as commercial drivers are prohibited from texting while driving in Missouri. Otherwise, the use of cellphones and other electronic devices while driving is not banned.

Helmet Law

In Missouri, all motorcycle operators and passengers must wear a helmet. Violating the law can lead to a $25 fine. Neither the state nor the City of Kansas City requires bicyclists to wear helmets.

Impaired Driving Law

The blood alcohol concentration (BAC) that triggers a DWI in Missouri varies. It’s 0.08 percent for drivers overall, but 0.04 percent for commercial drivers and 0.02 percent for drivers under 21. 

A first-time DWI offender faces up to six months in jail, up to a $500 fine, a 90-day license suspension/restriction and possible installation of an interlock ignition device.

Check out how Cheap Car Insurance can save you money on all of your auto insurance needs by contacting us today!

To Get Free Kansas City Car Insurance Quotes, Either:

  • OR

Car Insurance Kansas City, Missouri Agents

Add FREE Listing
  • Cheapest Auto Insurance


    Kyle Peters
    We have been in business for over 35 years. We have served our amazing clients in missouri, oklahoma, kansas, texas, and arkansas ever since. We help get our customers the best rates and back on the road. Whether you don't have a driver's license or have a dui we can still help. Or if you are paying too much we help. As independent insurance agents we use our network to find the best auto policy for you. We work with some of the most trusted companies today. Give us a call for a free anonymous quote.

    What makes your specific agency stand out from your competition?
    We offer affordable auto insurance for everyone. We don't dub ourselves on the best customers service, our clients do that for us. We have many reviews that speak for themselves. We are rates almost 5 out of 5 stars every time.

    • Auto Insurance

      No Drivers License Insurance

      Dui Insurance

      Sr-22 Insurance

      Foreign Drivers Insurance

      Marriage Discounts

      Multi Driver Discounts

      Multi Car Discounts

      Paid In Full Discounts

      Good Driver Discounts

      Much More!

    • P&c

    • 8651843

    7211 Nw 83rd Street Suite 255-b
    Kansas City, MO 64152
    Visit Agent Website


    Was shopping Google for the best car insurance rates in Kansas City, MO and found I
    was able to look through and find Cheapest Auto Insurance to get my car insurance. Im thankful because I was declined at several other offices because of some old tickets. Thanks for helping me out!

  • American Family Insurance - Scott D Hocker


    Scott D Hocker
    Scott d hocker 6301 james a reed rd, kansas city, mo 64133. Contact me to learn more about careers at american family insurance.

    What makes your specific agency stand out from your competition?
    Scott d hocker 6301 james a reed rd, kansas city, mo 64133. Contact me to learn more about careers at american family insurance.

    • Insurance

    • Agency

    • 734574928218323

    6301 James A Reed Rd
    Kansas City, MO 64133
    Visit Agent Website


    Great company!!

  • Action Insurance


    Laura Castillo
    We specialize in car insurance. We also speak spanish. We are able to do quotes over the phone or by email.

    What makes your specific agency stand out from your competition?
    We care for our customers. We know that you care about getting the cheapest rate possible. Please give us a call and know that are intent is to keep you by finding the lowest price.

    • Home Owners Discount

      Marriage Discount

      Multicar Discount

      Prior Insurance Credit Discount

    • Property/casualty

    • 2120299

    7449 Broadway Street
    Kansas City, MO 64114
    Visit Agent Website

  • Auto Insurance Discounters


    James Brummett
    Auto insurance discounters was established in 2001 with one simple goal in mind: to be your trusted source for great insurance at great prices. We've been serving pleased customers across missouri, kansas and oklahoma ever since. Our agents understand that insurance can be a confusing topic, with so many coverage options and policy prices out there. That's why we're here to do the work for you. As an independent insurance agency, auto insurance discounters works with a network of trusted insurance carriers to search for the best policy on your behalf. Our dedication to the job saves you both time and money!

    What makes your specific agency stand out from your competition?
    On top of great coverage, we pride ourselves in offering excellent customer service in order to make the experience of buying insurance simple and valuable. We're happy to explain the details of your policy so you fully understand your investment.

    • Auto Insurance

      Motorcycle Insurance

      Recreational Vehicle Insurance

      Boat Insurance

      Sr-22 Insurance

      Commercial Auto Insurance

    • P&c Broker

      L&h Broker

    • 8013681


    7928 Troost Avenue
    Kansas City, MO 64131
    Visit Agent Website

  • Bargain Insurance Connection


    Samir Rasiti
    Auto insurance, car insurance, home insurance; motorcycle insurance; sr22 insurance, commercial vehicle; boat & rv insurance

    What makes your specific agency stand out from your competition?
    We are an independent insurance agency specializing in auto and home insurance. We can also insure people requiring an sr22 filing. Regardless of the license status, we can insure you. We also offer express license reinstatement.

    • N/a

    • Property & Casualty

    • PR209425

    2635 Ne Vivion Rd
    Kansas City, MO 64119
    Visit Agent Website

  • Debbie Baker


    6300 Walnut St
    Kansas City, MO 64113
    Visit Agent Website


    I highly suggest using Debbie's agency for all of your insurance needs. They really enjoy putting you first and making sure you have adequate coverage for your lifestyle. If you are looking for new insurance of any kind, contact Debbie!

    Thank you Debbie for all of the hard work you do for my family and I. We have used Debbie for years and can't imagine working on our insurance needs with anyone else.

  • Demasters Insurance


    1130 Westport Rd
    Kansas City, MO 64111
    Visit Agent Website


    Thanks for the great service, quick turn around and good rates too.

  • Jennifer Hubbs Insurance Agency


    9759 N Cedar Ave
    Kansas City, MO 64157
    Visit Agent Website


    Jennifer Hubbs, the agent at this location is a nice person and has her office staffed with helpful and pleasant people. However, exercise extreme caution when insuring your belonings with State Farm. I made a claim for a broken windshield and State Farm refused to pay the full amount to fix/repair my vehicle corrrectly. They tried to have me fix the vehicle at an unqualified glass repair shop that was not even versed in the proper replacement procedure. I was forced to spend hours of my own time researching how to have the glass properly installed. At the end of the day, I was out of pocket my deductible (completely fine) and over $300.00 of my own money to have my vehicle repaired. I spent hours on the phone with various members of the State farm team in different parts of the country trying to get my vehicle fixed correctly. The majority with the exception of one of the reps., were rude, condescending, and arrogant. My agent told me she was powerless to assist me in getting State Farm to do the right thing and fix my vehicle. So again I was forced to pay my deductible and an addtional $300 plus dollars. In this case State Farm was "Not like a good neighbor, and was definitely not there for me". Proceed at your own risk.

  • Kc Insurance


    3215 Main St Ste 100b
    Kansas City, MO 64111
    Visit Agent Website


    The staff was very professional and able to fully explain my coverages and get me the best rate. Would recommend them to anyone!

  • Steve Conway


    3911 N Oak Trfy
    Kansas City, MO 64116
    Visit Agent Website


    Whenever I call the office, the staff always picks up and can answer my questions.

    Steve Conway is an attentive agent and answers every question I have. He really goes above and beyond my expectations.

  • A & A Insurance Agency
  • A-1 Insurance Sales
  • Aaa Insurance
  • Aaa Insurance
  • Abba Insurance
  • Adam H Chatfield
  • Ade Insurance Services - Carl F Ade Ada
  • Ajay Muktikar Insurance Agency
  • Allen Jones
  • Anab Abdulahi
  • Andy Patton Insurance Agency
  • Anthony R Luebbert
  • Arthur J. Gallagher Risk Management Services
  • Aviation Solutions
  • Barbara Schott
  • Becky Beck
  • Belway Insurance Service
  • Beverly Baker
  • Bob Nestel Jr Insurance Agency
  • Bob Trester
  • Brian O'donnell
  • Brian P O'donnell
  • Briana Smith
  • Brooke Agency - Antonio Lee
  • Brooke Agency - Dion Williams
  • Brooke Agency - Don Petrie
  • Brooke Agency - Jeff & John White
  • Brooke Agency - Linda Stites
  • Brooke Insurance & Financial Services
  • C Leon Cook
  • Carleton Voorhies
  • Carpenter & Company
  • Cbiz Insurance Services
  • Ceslie A Henry
  • Charles Ehlers Insurance Agency
  • Cheryl King
  • Chris Hoy
  • Chris L Shepherd
  • Chris Schrick
  • Clint Cole
  • Commercial Insurance Associates
  • Country Financial Agency
  • Coverage Concept
  • Cowell Insurance Group
  • Cretcher-lynch & Company
  • David D Smale
  • David Denny
  • David E Cline
  • David G Allen Insurance Agency
  • David Williams
  • Deana L Poston-seibold
  • Dennis Mc Laughlin Insurance Agency
  • Derek B Weese
  • Dominic F Gomez
  • Donita Hunt
  • Earl Anderson
  • Elaine Fry
  • Etta Mckenzie
  • Farmers Insurance - Chris Campbell
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Francisco Banuelos Insurance
  • Gary L Woods
  • George Lounds
  • Haffner & Associates
  • Hagerty Rose & Mcpherron
  • Insurance Xpress
  • Insurance Xpress-kc
  • Insureone Independent Insurance
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • James R Brackhahn Insurance Agency
  • Jeff R Woody
  • Jesse Valenciano
  • Joe Janacaro
  • John Goodwin
  • John P Flacke
  • Kansas City
  • Kansas City Mortgage & Insurance Agency
  • Keith L Powell
  • Kelly Scott
  • Ken Baker
  • Ken Robinson
  • Kenneth Scherer
  • Kent Mayfield
  • Kimberly Youngs
  • Lazaro Hernandez
  • Lockton Companies
  • Lonnie Martin
  • Lynn Patton Insurance Agency
  • M Dewey Osborn
  • Marc S Mckee
  • Mark Plush
  • Mark T Paxton
  • Marsh Usa
  • Matt Mc Coy
  • Maurice F Carter Sr
  • Metzler Bros Insurance
  • Mid City Insurance Agency
  • Mike Faeth
  • Missouri Farm Bureau Insurance
  • Monte Owens
  • Morgan Mulch
  • Nancy Norman
  • Paul J Arnone
  • Peter Fox
  • Plaza Insurance Agency
  • Porembski Insurance Agency
  • Ralph Ford Insurance Agency
  • Rich Messick Jr
  • Richard Howe
  • Robert E Miller Insurance Agency
  • Robert L Brooks
  • Robert M Redmond
  • Rondale L Dunn
  • S G Insurance
  • Safeway Insurance Agency
  • Sandi Rodriguez
  • Sandy Gambel
  • Sheldon Gray Insurance
  • Stephen Smithmier
  • Steve Basinger
  • Sue A Pyle
  • Tallman Insurance Agency
  • Teresa M Brown
  • Terry L Taylor
  • Terry Mammen
  • Thao Huynh
  • The Hays Companies
  • The Sloan Agency
  • Theodore Ryan
  • Thomas Mcgee
  • Tim R Jenkins
  • Tim Thompson
  • Tom Lafontaine
  • Tom Little
  • Tony Guy
  • Tony M Osborn
  • Torrence L Leathers
  • Tozier Parkway Housh Jones
  • Tozier Parkway Housh Jones
  • Umb Scout Insurance Services
  • Universal Uw Insurance Services
  • Vernon G Goodman Insurance Agency
  • Wasco Insurance Agency
  • William L Hein
  • Winners Financial
  • Wm Steven Marshall
  • Xuan Rene Do
  • Courtney Strozewski
  • Courtney Aubin
  • Michelle Boykins
  • Johnathon Camuso
  • Cathy Gerecke
  • Stephanie Nickols
  • Ashlee Wehrheim
  • Bridget Sinks
  • Betty Liess
  • Fredrick Ronnebaum
  • Brittany Mackell
  • Harold Arscott
  • Maricruz Dunnett
  • Janice Pascale
  • Roberta Miklos
  • Nicole Iorio
  • Nieka Eissler
  • Rhaheim Burrous
  • Donnie Ashlock
  • Alexandra Neris
  • Anna Tozzi
  • Willard Monges
  • Saquitta Boltin
  • Carrie Junius
  • Erik Sanocki
  • Carolyn Steelman
  • Chris Rosenbloom
  • Braeden Hasbun
  • Jody Kappus
  • Derrick Oswell
  • Andrew Clary
  • Debra Moscatelli
  • Jessica Mccoury
  • Bob Empie
  • Dylan Worthy
  • Kelli Brach
  • Dorothy Mahanna
  • Joel Barnum
  • Karen Groce
  • Phillip Lisle
  • Rebecca Fanelli
  • Lindsay Forest
  • Edgar Crosland
  • Allen Khem
  • Tricia Corthell
  • Rosa Norgaard
  • Raymond Courtway
  • Jeff Kerber
  • Steve Odle
  • Jr Garczynski
  • Jacqueline Tichnell
  • Belinda Kienbaum
  • Karl Eisenberg
  • Sue Dock
  • Judith Anglin
  • Duane Kressley
  • Dennis Hartness
  • Beatrice Denker
  • Clinton Leno

Auto body shops Kansas City, Missouri

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!
E-mail address:
How many times?
Remind me in: