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Cheap Car Insurance in Long Beach, California

Are you looking to learn more about Long Beach and how to get cheap car insurance? Well, Long Beach is one of the largest independent cities in the Los Angeles metropolitan area. It is also one of the best coastal cities in the area to visit and pay very little or nothing for parking. According to the City of Long Beach, city parking garages downtown are free for the first two hours, and many other lots or garages offer low flat rates.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Long Beach, California. Get your auto insurance quote today!

Driving Conditions In Long Beach

Like any other city in the Los Angeles metro area, Long Beach’s streets and freeways are crowded. There is rain in the winter months, which makes the roads slick. During the late evening through the early morning hours, the marine layer may be thick enough that it is foggy sometimes. The City of Long Beach and Caltrans keep updated information about road conditions and closures.

Unique Laws In Long Beach

According to a list published by Villanova University, it is illegal to curse at a mini-golf course in Long Beach. In addition to this, the law states the only item that can be kept in a garage is a car.

Crime Statistics In Long Beach

In a crime report published by the City of Long Beach, there were 258 auto theft incidents in 2013, which was up by slightly more than two percent from 2012. There were 11,642 property crimes reported by the FBI in 2010, and the California Office of Traffic Safety reported 1,874 traffic accidents that year resulting in injuries or fatalities. Of those incidents, 215 were alcohol related.

In 2015, According to the FBI, 2,830 vehicle thefts were reported in Long Beach. In addition, 14,337 property crimes were reported that year.

Safety Requirements In Long Beach

Seat Belt Law

Children under age 2 must ride facing the rear of a vehicle in an appropriate child passenger safety seat, according to the California Highway Patrol. Children weighing at least 40 pounds or standing at least 40 inches tall are exempt. Children under age 8 must be properly restrained in an appropriate child safety seat in the back seat of a vehicle.

Cellphone Law

Motorists can’t hold a wireless telephone or electronic wireless communication device while driving a vehicle, the California Highway Patrol says; however, hands-free use is allowed. Instead of a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest removed from the driver or in a 5-inch square in the lower corner of the windshield nearest to the driver. Another option: Attach the device to the dashboard where it does not block the driver’s view of the road and does not hinder airbag deployment.

Helmet Law

Anyone under age 18 must wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is mandated for anyone under 18 who’s riding a scooter or skateboard, or using inline skates.

Impaired Driving Law

For drivers over age 21, the blood alcohol limit for DUI is 0.08 percent. A first-time DUI conviction can lead to a $1,000 fine, plus more than $2,600 in penalty assessments; a six-months jail sentence; a six-month license suspension; a 30-day vehicle impoundment; and installation of an interlock breath device in the driver’s vehicle.

Under California law, authorities have “zero tolerance” for anyone under 21 who’s been caught driving under the influence. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a blood alcohol level of at least 0.01 percent or refused to take a blood alcohol screening or test.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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