Cheap Car Insurance in Los Angeles, California

Looking to learn more about Los Angeles and how to acquire cheap car insurance? Well, Los Angeles is one of the world's most populous metropolitan areas, and it is also home to many movie and music production companies. The city is known for its food, beaches and notoriously crowded freeways.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Los Angeles. Let us compare car insurance quotes for you now!

Driving Conditions In Los Angeles

The California Department of Transportation recommends that drivers call the Caltrans Highway Information Network at (800)427-7623 for current closures and traffic announcements. Since the city has so much traffic on both surface streets and freeways, construction is frequently performed. There are also daily accidents, which cause traffic delays. While Los Angeles rarely sees rain, the roads are slick and can be hazardous when it does rain.

Unique Laws In Los Angeles

Concordia University at Irvine published a short list of some strange traffic-related laws in Los Angeles County. In Arcadia, peacocks always have the right of way on any street or driveway. Cars may not be left on the street overnight in Alhambra without a permit, and it is illegal to wash a car in the street in Downey. In the city of Los Angeles, it is illegal to wash a neighbor's car without his or her permission. It’s also against the law to toss a Frisbee on a beach without permission from a lifeguard.

Los Angeles Crime Statistics

According to statistics from the Los Angeles Sheriff's Department, there were 10,754 incidents of grand theft auto in 2012. In 2011, there were 86,330 property crimes reported in Los Angeles. Of the 29,354 auto accidents resulting in injuries or fatalities, 2,247 were alcohol related.

In 2015, according to the FBI, 16,152 vehicles were reported stolen in Los Angeles. In addition, 93,503 property crimes were reported that year.

Los Angeles Safety Requirements

Seat Belt Law

With millions of drivers sharing its roads, Los Angeles has several strict safety regulations in place. According to the California Office of Traffic Safety, the "Click It Or Ticket" program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Children under age 2 must ride facing the rear of a vehicle in an appropriate child passenger safety seat, according to the California Highway Patrol. Children weighing at least 40 pounds or standing at least 40 inches tall are exempt. Children under age 8 must be properly restrained in an appropriate child safety seat in the back seat of a vehicle.

Cellphone Law

Motorists can’t hold a wireless telephone or electronic wireless communication device while driving a vehicle, the California Highway Patrol says; however, hands-free use is allowed. Instead of a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest removed from the driver or in a 5-inch square in the lower corner of the windshield nearest to the driver. Another option: Attach the device to the dashboard where it does not block the driver’s view of the road and does not hinder airbag deployment.

Helmet Law

Anyone under age 18 must wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is mandated for anyone under 18 who’s riding a scooter or skateboard, or using inline skates.

Impaired Driving Law 

For drivers over age 21, the blood alcohol limit for DUI is 0.08 percent. A first-time DUI conviction can lead to a $1,000 fine, plus more than $2,600 in penalty assessments; a six-months jail sentence; a six-month license suspension; a 30-day vehicle impoundment; and installation of an interlock breath device in the driver’s vehicle.

Under California law, authorities have “zero tolerance” for anyone under 21 who’s been caught driving under the influence. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a blood alcohol level of at least 0.01 percent or refused to take a blood alcohol screening or test.

Having car insurance is not only helpful but also required by law in Los Angeles. For a free quote, fill out the form on this page.

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  • Adriana's Insurance Services


    1901 W 8th St Ste G
    Los Angeles, CA 90057
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  • All Century Insurance Sales


    5656 Santa Monica Blvd Ste G
    Los Angeles, CA 90038
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    The Best.. cost, customer service, responsiveness

    I started using All Century Insurance when I got married. That is more than 10 years. I can't think of any other company that I could even think of staying with that long. All Century Insurance has it all available for you with one phone call or on-line visit.

    Hello Folks, If you want a Reliable insurance agency for your insurance needs go to All Century Insurance, these guys treated me like a family member . I will 100% refer family and friends to them.

    Customer service A+
    Price they gave me for my Insurance A+ , they saved me about $260 dollars.

  • Amigos Seguros Insurance Agency


    5501 Hollywood Blvd
    Los Angeles, CA 90028
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    I had a wonderful experience buying auto insurance and would recommend this agency to anyone.
    They provided me all the information about my policy limits and benefits and the price was very
    reasonable. I've had bad experiences w/ other insurance agents ie. Eastwood, Farmers.
    Call them for a free quote.

  • Antonio Villanueva Insurance


    6201 Holmes Ave
    Los Angeles, CA 90001
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    These people are unprofessional but they sure charge like one, if not a lot more. They do not know what they are doing. They are taking advantage of the Latin Community.

  • Avo Donoyan


    1727 N Vermont Ave Ste 207
    Los Angeles, CA 90027
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    I don't typically give negative reviews but the utter disregard to customer service and unprofessional behavior prompted a review. I had insurance with Avo for several years. Everything will be great as long as you don't actually make Avo work. When you need assistance from him you will get no help except "call our 800#"
    Lack of professionalism poor customer service from Avo himself. If you have to, I would suggest you deal with Maria, she is great.
    I had an issue where there with misinformation given by their office and Avo never cared to hear what happened, he simply said that he was offended that I had a differing view.
    several years ago he did a similar thing when I had an auto claim where I had a classic car and needed his intervention and all he could do was say call the main office.
    If you don't actually need him to work you will be fine however, when you actually need assistance don't expect much. If I could give a negative star rating I would.
    I strongly reccommend another insurance agent, save yourself the future poor customer experience you are sure to have!

    I'm a 100% in good hands, My Insurance agency is great !!
    I Just renew it this year Robert is a very professional person So if anyone need help in car/Business insurance you'll be in good hands with Donoyan Insurance Agency Insurance Agency No Doubt, There always happy to help people and they have a good discount for good drivers I Have a business and car insurance with them. I Recommend them to anyone with a car or business. This business is always happy, there very Kind with there customers. They make things easier, and simpler :)

  • Bayanfar Insurance


    12121 Wilshire Blvd Ste 108
    Los Angeles, CA 90025
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    So, everything is absolutely great as long as you pay your premiums but don't ever file any claims!! I was with this agency for over 3 years and had 2 auto coverages and 1 renters' insurance policy. During this time, I got into an accident and filed one claim as a result of it. Then, this past year, my car got broken into. I called them to report the incident, they told me I had to file 2 different claims (even though it was one incident), one for the damage to the car, and one for the contents inside the car.

    It didn't really make sense that I had to file 2 claims, but I obliged anyway. A week later, Michael Kamali, the owner of the agency calls me and tells me that they are dropping me as a client, and are not going to be servicing me any more. Mind you, Mercury insurance was not dropping me, as a matter of fact, they were pretty good about handling the claims, rather it was the Bayanfar agency that was dropping me as a client because it is their policy to DROP their clients if they ever have more than 3 claims. Nevermind that I had 3 policies with them. Nevermind that they are the ones that advised me to file 2 different claims on one incident, and nevermind that the total claim count was 3 in 3 years. Also, nevermind that the Insurance company didn't have an issue with any of this. It is the agency that wants to maintain some sort of standing with the insurance company that is doing this.

    I am filing a complaint with Mercury about this agency. If you like to give money to an agency which will take your money and not give you service when you need them, then by all means go ahead and use these freeloaders, but my advice is to NOT give them your business in the first place because they do nto deserve it. Their whole set up is fishy anyway, because the guy's last name is Kamali, he's is the owner of the agency, but operates it under a lady's license whose last name is Bayanfar!!

  • Bmp Insurance Services


    11257 National Blvd
    Los Angeles, CA 90064
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    Hello Everyone. Please consider my comments before calling this company to purchase any type of insurance from them. BMP Insurance Services will charge you outrageous broker fees which are not refundable, not even if you cancel one week after purchase. This is what happened to me and I was not, nor have I ever, been involved in a car accident! They are a bunch of liars, and they don't record any of their calls so it makes it easier for them to lie to you without any repercussions.

  • California Star Insurance Service


    8707 S Western Ave
    Los Angeles, CA 90047
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    This is truly a family business, and I got excellent dedicated customer service. I met one of the Palm brothers through mutual friends, and I was immediately impressed by them. Along with their mother, they have continued the business their father started many years ago. Alex has been very knowledgeable and responsive, and I got a great price on my car insurance.

    If you can look past the fact it is located in the middle of South Central LA, California Star is a great place to get car insurance. The owner, Alex Palm, offers the best customer I've ever gotten from an insurance agent. Reliable, courteous, and knowledgeable.

  • Carmel Stevens


    4912 W Slauson Ave
    Los Angeles, CA 90056
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    Es imperdonable que esta agencia contrate gente como la chica margarita o maggy para sus polizas comerciales. Cuando se enoja , jamas vuelve a responder las llamadas y uno como cliente no tiene forma de conseguir los papeles que se necesitan porque ella no responde. Que lastima que exista gente tan poco profesional en esta agencia.

  • David Newhall


    6060 W Manchester Ave # 203
    Los Angeles, CA 90045
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    To make things short, I would recommend this agency. I got quoted from various insurance agents but Newhall Insurance Agency by far offered the best rates & informationm in leiu of my driving record. Also, the customer service was great and Dave took great care of me and my needs.

    In this economy, and heck in ANY economy, it's usually best to focus on what things cost first and worry about other components later on. That's why Wal-Mart is so popular, it's affordable. However, the quality level is low. My experience, as I've gotten older, is that I'll gladly pay a little more for a higher quality product and/or service.

    So, insurance, snoozefest right? Well, it is until you actually need it. And when you need it, you don't want to be calling a 1-800 number and waiting "for the next available agent". So, if you want to ensure that when the worst strikes (or even when things aren't so rosey) and you NEED help from an insurance company, then you want someone with a personal focus.

    If you haven't guessed by now, Newhall Insurance = personal attention. To everything. From a real person. Makes sense right?!

  • Discovery Insurance Services


    505 Shatto Pl Ste 201
    Los Angeles, CA 90020
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    I had really disappointed experience on this company. They do nothing for their customers.

  • Frank Rubin


    5028 Wilshire Blvd Ste 205
    Los Angeles, CA 90036
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    Frank was very professional and patient with me. He made sure that I had the right policy for me.

  • Insuraide Insurance Agency


    1081 Westwood Blvd Ste 218
    Los Angeles, CA 90024
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    I just got back from this place and only one word comes to mind, Horrible! Not only was the receptionist rude and not helpful, the insurance agent did not know what he was talking about. They gave me numberes completely different from what they advertise. I was only there for 25 mins and had to lie about having an emergency so i could not be in there anymore. My advice, dont come here.

  • Jae Kim


    444 S Westmoreland Ave Ste 203
    Los Angeles, CA 90020
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  • Jmv Insurance Services


    6367 S Alameda St
    Los Angeles, CA 90001
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    great service experience. they explain in detail what you need. and they truly represent you as your personal broker. if you have any question they will help you all the way.

    i can recomment for you do business with them. one of the things i notice is that they don't have false propaganda check their website .

  • Leonard Joseph Therrien


    900 Wilshire Blvd Ste 838
    Los Angeles, CA 90017
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    Bad service! they hung up on me!

  • Majesty Insurance Agency


    5119 1/2 York Blvd
    Los Angeles, CA 90042
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    I was told about this place by a friend's friend. I thought well if the recomendations are here then it must be good....WRONG! First, I was the person that was getting the insurance, she put my husband as the primary policy holder. When I called to speak to her she tried putting the blame on me! She was very rude, wanted to talk over me and did not fix HER problem. I decided to let it go and not waste my valuable time on her. Time passed by and I called her because I had questions...WELL she did not answer me right away, placed me on hold several times and could not help me. I finally told her that I would contact the insurance co. directly so they can further assist me. She rudely stated ""Don't you understand! I am trying to help you"" not twice but three times she said that. I felt so offended by this comment ( who is she to tell me if I understand, apparently she didn't since she did not give me MY answer). This is why I decided to cancel my ins.---Message to Majesty Insurance: If you are working in a customer enviorment, show courtesy, respect, and leadership of a problem, because you are here because of your customer! ---

    By the way did I mention this was the Owner!!!!!!

  • New Coast Auto Insurance Services


    1241 S Soto St
    Los Angeles, CA 90023
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    love this place i been here for years...good people...get the best prices

  • Primeline Insurance/financial Services


    3200 Wilshire Blvd
    Los Angeles, CA 90010
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  • Reinas Insurance Agency


    5331 N Figueroa St
    Los Angeles, CA 90042
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    When I found out I was being lied with hidden fees I took my business somewhere else. Lady tania would not tell me right away, they usually try to get the spanish crowd. So watch out cause they are family business and they are trying to make money with hidden fees.
    I found this great site which is based online (essurance) and saving 200 dollars, the reason this people don't charge fees is because they are based online, thanks to them, my children have more food on the table.

    scam agency.. Don't even bother with the people

  • Rodney Brown


    7154 Melrose Ave
    Los Angeles, CA 90046
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    To make things short, i would recommend this place. I got quoted from various insurance agents but Adriana's was by far the best and lowest. Also, the customer service was great and they took great care of me and my needs when I went down there.

  • Roy Mckinney


    1460 Westwood Blvd Ste 201
    Los Angeles, CA 90024
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    My experience with Roy McKinneys office couldn't be better. Janet helped me with auto insurance, I got a great rate and outstanding service. I recommend Roy Mckinneys State Farm to all my friends.

  • Save On Insurance Services


    10835 Santa Monica Blvd Ste 209
    Los Angeles, CA 90025
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    Pleasure working with this business. Very professional and knowledgeable!!!

  • Sean M Brown


    3130 S Sepulveda Blvd Ste F
    Los Angeles, CA 90034
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    In all my life I have never known an insurance agency that has had my best interest at heart. They were quite kind during my loss and made certain that I understood everything. Further more... They went above and beyond with assisting me.

    Contrary to this one sad review, Sean Brown handles many of our friends and family insurance businesses. Personal calls, I can see him not returning the call during business hours. Other than that, if he is not able to get to you the same day, he will makes sure that matters are tended to and will personally follow-up at his earliest convenience.

    I may have to alert all relatives and friends to put in their 2 cents on this site.

  • Terza West Insurance Agency


    875 N Gower St
    Los Angeles, CA 90038
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    I have been a client of Tereza West Insurance Agency for almost 3 years (included renters insurance and car insurance) and always paid my insurance in a timely manner. I used to have an international driver's licence and upon 2.5 years after being with State Farm, Teresa West's office contacted me saying that I had to get a California Drivers Licence. And so I did. And instead of my driver's insurance going down-since I have been an immaculate driver-the agency took the amount of money I used to pay for a 3 month period and informed me (after I caught it) that the same amount of money was now only good for 2 months. BECAUSE I GOT A CA DRIVERS LICENCE MY FEES WENT SKY HIGH (they said)! And I was informed that I was now treated as a new customer, despite the fact that I have been a constant paying client for almost 3 years. And to top it all, when I bought a new car in MO and wanted to drive it from MO to CA to have it registered, TERESA WEST AGENCY insisted that I paid a full 4 months(not monthly) of insurance with the new high quote, even though my insurance was already paid for. And they didn't care less that I said that I didn't have the extra money for insurance and that I was going to be stranded in MO. I had to call Progressive who not only gave me a much better rate, but helped me out right away by paying monthly, even though I was a brand new customer. HORRIBLE PEOPLE AND HORRIBLE SERVICE AT TERESA WEST AGENCY-STATE FARM!

  • Vega Insurance Agency


    1543 W Olympic Blvd Ste 200c
    Los Angeles, CA 90015
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    Totally rude receptionist!!! I definately won't call there again! and the least they can do is hire an american and not some person who is still in pigeon english to talk to. Ugh!

  • Zanzivar Insurance Agency


    2445 James M Wood Blvd
    Los Angeles, CA 90006
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    great service and accessibility is great

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  • Roadside Insurance Services
  • Robert Scianca
  • Robert W Little Insurance Agency
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  • Rodrigo Camarena Insurance Agency
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  • Strong Tie Insurance Services
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  • Upgrade Insurance Services
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  • Wilshire Center Insurance Services
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  • Dorothy Rew
  • Ashlee Grape
  • Sheila Rienstra
  • Wendell Stokesberry
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Auto body shops Los Angeles, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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