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Cheap Car Insurance in Los Angeles, California

Looking to learn more about cheap auto insurance in Los Angeles and how to acquire it? In California, the minimum coverage for car insurance includes: $15,000 for injury/death to one person, $30,000 for injury/death to more than one person and $5,000 for damage to property.

Los Angeles is one of the world's most populous metropolitan areas, and it is also home to many movie and music production companies. The city is known for its food, beaches and notoriously crowded freeways.

Let Cheap Car Insurance help take the leg work out of shopping insurance companies for the best car insurance in Los Angeles. Let us compare cheap car insurance Los Angeles quotes for you now!

Driving Conditions In Los Angeles

The California Department of Transportation recommends that drivers call the Caltrans Highway Information Network at (800)427-7623 for current closures and traffic announcements. Since the city has so much traffic on both surface streets and freeways, construction is frequently performed. There are also daily accidents, which cause traffic delays. While Los Angeles rarely sees rain, the roads are slick and can be hazardous when it does rain.

Unique Laws In Los Angeles

Concordia University at Irvine published a short list of some strange traffic-related laws in Los Angeles County. In Arcadia, peacocks always have the right of way on any street or driveway. Cars may not be left on the street overnight in Alhambra without a permit, and it is illegal to wash a car in the street in Downey. In the city of Los Angeles, it is illegal to wash a neighbor's car without his or her permission. It’s also against the law to toss a Frisbee on a beach without permission from a lifeguard.

Los Angeles Crime Statistics

According to statistics from the Los Angeles Sheriff's Department, there were 10,754 incidents of grand theft auto in 2012. In 2011, there were 86,330 property crimes reported in Los Angeles. Of the 29,354 auto accidents resulting in injuries or fatalities, 2,247 were alcohol related.

In 2015, according to the FBI, 16,152 vehicles were reported stolen in Los Angeles. In addition, 93,503 property crimes were reported that year.

Los Angeles Safety Requirements

Seat Belt Law

With millions of drivers sharing its roads, Los Angeles has several strict safety regulations in place. According to the California Office of Traffic Safety, the "Click It Or Ticket" program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Children under age 2 must ride facing the rear of a vehicle in an appropriate child passenger safety seat, according to the California Highway Patrol. Children weighing at least 40 pounds or standing at least 40 inches tall are exempt. Children under age 8 must be properly restrained in an appropriate child safety seat in the back seat of a vehicle.

Cellphone Law

Motorists can’t hold a wireless telephone or electronic wireless communication device while driving a vehicle, the California Highway Patrol says; however, hands-free use is allowed. Instead of a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest removed from the driver or in a 5-inch square in the lower corner of the windshield nearest to the driver. Another option: Attach the device to the dashboard where it does not block the driver’s view of the road and does not hinder airbag deployment.

Helmet Law

Anyone under age 18 must wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is mandated for anyone under 18 who’s riding a scooter or skateboard, or using inline skates.

Impaired Driving Law 

For drivers over age 21, the blood alcohol limit for DUI is 0.08 percent. A first-time DUI conviction can lead to a $1,000 fine, plus more than $2,600 in penalty assessments; a six-months jail sentence; a six-month license suspension; a 30-day vehicle impoundment; and installation of an interlock breath device in the driver’s vehicle.

Under California law, authorities have “zero tolerance” for anyone under 21 who’s been caught driving under the influence. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a blood alcohol level of at least 0.01 percent or refused to take a blood alcohol screening or test.

Having auto insurance is not only helpful but also required by law in Los Angeles. For a free LA car insurance quote and to see comparable coverage rates, fill out the form on this page. At Cheap Car Insurance, we work hard to help you find and compare the insurance services you need.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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