MA Woman Allegedly Uses Business To Commit Car Insurance Fraud

Car Insurance fraud is one of those crimes that sadly many people commit to make a quick buck. Car insurance companies have been trying for years to figure out how to easily spot fraudulent claims but it is difficult to do so because criminals know how to pull a fast one and get their claims paid for.
A woman from the state of Massachusetts allegedly tried to pull a fast one on her car insurance company. The woman is named Olga O’Connor Rich and she is 41 years old and is from Rockland. She has been charged with over forty counts of car insurance fraud and she has also been charged with larceny and attempted larceny.
The insurance fraud totaled over $28,000 in medical payments. Law enforcement officials have claimed that the woman used her business called South Coastal Physical Therapy to commit the alleged car insurance fraud for eight years to fraudulently bill car insurance companies for physical therapy services.
In this type of alleged crime, it can be hard for the insurance claim adjusters to deem these claims as fraudulent because physical therapy sessions are not something that you can visually see the results such as with a vehicle repair. Allegedly, the woman produced bills for services that she never had done months or even years after the initial car insurance claims had been filed.
The fraudulent claims range from 2001 to 2009 and then the insurance companies would get calls from the woman asking to be reimbursed for her services. In total, she asked for more than $60,000 for her services but the car insurance companies only paid out $28,000 in compensation to her. Massachusetts is a state that is trying to crack down on people who commit car insurance fraud. The attorney general and insurance commission have been working hard to be able to uncover instances of suspected car insurance fraud. One problem that the state has is that medical clinics often become hubs for criminal activity because they know that they can submit fraudulent claims to insurance companies and they might not raise any red flags to insurance claims adjusters.
This type of crime is expensive to investigate and prosecute which in turn costs tax payers and policy holders money. The state has allocated funds to trying to combat fraud but whenever one person is caught another one takes their place. The state should consider cracking down on issuing medical licenses to medical clinics that might be vulnerable to fraud.
Times have changed and criminals are becoming more and more cunning. The woman who has allegedly committed car insurance fraud faces fines and jail time. Hopefully, others will see this as a deterrent so that insurance premiums can be lower.