Are you overpaying?

Comparison quotes are the cheapest way to save

Cheap Comparison Quotes Free and Customized

Cheap Car Insurance in Miami Gardens, Florida

Locate cheap car insurance in Miami Gardens, a mid-sized suburban Florida city in Miami-Dade County. Named for one of the major roads through the area, Miami Gardens Drive, the city is the largest in Florida with a majority African-American population. The city incorporated in 2003 and in 2016 had an estimated population of 113,058. It is home to the Miami Dolphins and Hard Rock Stadium. It was also the home of the Florida Marlins before the team relocated and became the Miami Marlins in 2012.

Driving Conditions in Miami Gardens

A major north-south corridor through Miami Gardens is the Florida Turnpike, which meets Interstate 95 at the city’s southeast border. I-95 takes traffic about 15 miles south. I-95 runs north along Florida’s west coast through Jacksonville into Georgia. A 2015 study named Miami Gardens as the worst city for commuters in the Miami metro area. The ranking was based on commuting times, gas and insurance costs. The average commute time for Miami Gardens is more than 29 minutes, longer than the U.S. average of under 26 minutes.

Unique Laws in Miami Gardens

Unless you’re in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Florida also is among a small handful of states where you can be ticketed for driving too slow. The state’s “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway.

Meanwhile, more odd laws still on the books proclaim it illegal to drive over graves or park within intersections. A state law prohibiting unmarried couples living together was repealed in 2015.

Miami Gardens Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 743 violent crimes in Miami Gardens, 22 of which were murder or manslaughter. The local violent crime rate of 649 offenses per 100,000 residents is above the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in Miami Gardens was 3,210 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 419 vehicles were stolen in 2016, FBI data shows, a rate of 366 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Miami Gardens Safety Requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states. Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver’s license “points” for doing so, provided you are stopped for another traffic offense.

Miami Gardens Impaired Driving Laws

Florida’s DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months. No matter what your circumstances, we can help you find cheap car insurance in Miami Gardens, contact us for rate comparisons.

To Get Free Miami Gardens Car Insurance Quotes, Either:

  • OR

Car Insurance Miami Gardens, Florida Agents

Add FREE Listing

Nearby Agents

  • Insurance House of Opa Locka
  • Annette Willis Insurance Agency
  • Admiral Insurance
  • Arturo J Molina
  • Annette Willis Insurance Agency

    Nice staff, very helpful and they helped me understand my coverage. they are very attentive. I have been going to them for several years and i have no complaints about them and their services. !! 🙂

    I have had insurance through Annette Willis for several years. The staff has always been very knowledgable and helpful in explaining the different types of homeowner’s insurance and which one would be best for me. Everyone there is friendly and I would recommend them for all types of insurance.

Auto body shops Miami Gardens, Florida

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!