Get the Cheapest Car Insurance Quotes in California

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How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

Dominating the west coast of the United States, California holds the beaches, national forests and Hollywood stardom that continue to make it one of the most visited states in the U.S. Driving the length of California can take a full 17 hours, and the famous Route 1’s beaches and ocean-front cliffs make the hours fly by. Because California is home to several of the nation’s most populated cities, driving in urban California can be stressful and hazardous, and it’s important to carry auto insurance coverage. This list of useful information for drivers has been compiled by CheapCarInsurance.net to help drivers find cheap car insurance in California and enjoy their driving experience in the 49ers state — a name that draws credit from the famous Gold Rush of 1849 that brought thousands of people to the territory, all of them hoping to strike it rich but very few succeeding.

These are different ranges of costs you can expect to pay in CA for an auto insurance premium based on your location and the type of vehicle you are looking to insure.

Average Cost for Car Insurance in California

  • State minimum liability on average in California costs $115 a month or $1,380 a year. Full coverage auto policies costs around $359 a month or $4,308 a year in CA.

InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in California – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.

Who Has the Cheapest Car Insurance in California?

The cheapest state minimum liability coverage in California is from GEICO for $52 a month or $620 a year. A full coverage policy would cost $212 a month or $2,540 yearly with AAA. Compare the cheapest companies below:

Insurance Provider:Minimum Liability:Monthly:Full Coverage:Monthly:
GEICO$620$52$2,540$212
AAA$860$72$3,763$314
InterIns Exchange$1,267$106$3,946$329
Allstate$1,310$109$4,478$373

Average Auto Insurance Costs by CA City

Search for your city to find the state minimum and full coverage costs for an auto policy:

CA City:Minimum Liability:Monthly:Full Coverage:Monthly:
Alhambra$1,312$109$5,319$443
Anaheim$1,123$94$4,603$384
Arden-Arcade$1,174$98$4,516$376
Bakersfield$982$82$4,314$359
Berkeley$977$81$4,200$350
Burbank$1,327$111$5,301$442
Carlsbad$959$80$4,076$340
Carson$1,128$94$4,789$399
Casa de Oro$974$81$4,132$344
Chico$887$74$3,698$308
Chula Vista$897$75$4,159$347
City Of Industry$1,094$91$4,492$374
Compton$1,242$103$5,435$453
Concord$962$80$3,978$332
Corona$1,052$88$4,458$372

How Does Age Affect Auto Policy Rates

Age:State Minimum:Monthly:Full Coverage:Monthly Cost:
17$2,605$217$8,215$685
18$2,338$195$7,690$641
20$1,645$137$5,770$481
22$1,341$112$4,817$401
24$1,234$103$4,472$373
29$1,044$87$3,797$316
34$1,003$84$3,652$304
39$998$83$3,579$298
44$991$83$3,517$293
49$967$81$3,421$285

How Much Does Car Insurance Cost for a New Vehicle?

Vehicle Type:Minimum Liability:Monthly:Full Coverage:Monthly:
Car (4door)$980$82$4,277$356
Hybrid Electric$989$82$4,567$381
Luxury Coupe$968$81$6,434$536
SUV$1,018$85$3,607$301
Truck$1,110$93$4,885$407

Auto Insurance Costs by CA County & Vehicle Type

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Alameda$920$808$992$902$858
Alpine$1,154$1,002$1,226$1,106$1,078
Amador$910$800$978$884$850
Butte$858$752$910$826$796
Calaveras$920$806$994$894$858
Colusa$948$820$1,008$900$884
Contra Costa$990$862$1,050$960$924
Del Norte$978$854$1,054$940$916
El Dorado$1,018$884$1,086$968$952
Fresno$984$862$1,050$952$918
Glenn$972$850$1,036$940$906
Humboldt$890$772$958$850$832
Imperial$970$846$1,050$934$908
Inyo$974$850$1,032$926$906
Kern$940$824$1,002$900$874

Minimum Requirements for Car Insurance in California

New Driver’s License Requirements

All drivers, and all residents who have lived in California for more than 10 days, are required to have a valid drivers license. The California Department of Motor Vehicles (DMV) outlines three tests that must be passed to obtain a regular California drivers license.

DUI – DWI Laws

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