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Cheap Car Insurance in Moreno Valley, California

A relatively young and fast-growing city, Moreno Valley has about 201,000 residents and is considered part of the San Bernardino-Riverside metro area where you can find plenty of cheap car insurance deals. Box Springs Mountain rises up in the northwest end of the city, topped with a large “M” that was built and maintained by the community. Incorporated in 1984, “MoVal,” as it is often referred, is within Riverside County and is adjacent to the City of Riverside.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Moreno Valley. Get you customized car insurance quote today!

Driving Conditions in Moreno Valley

Interstate 215 runs along the western edge of Moreno Valley and the adjacent March Air Reserve Base. The Moreno Valley Freeway, or California 60, branches off the interstate and joins Interstate 10 west on the other side of the city. Both corridors associated with rush hour gridlock. In fact, it recently was ranked No. 5 on a list of Southern California’s Worst Commutes, based on congestion, gas and insurance costs. The average commute time in Moreno Valley is 32.4 minutes, quite longer than the U.S. average of just under 25 minutes, according to Census Bureau data.

Live traffic cams and maps can be found online at

Unique Laws in Moreno Valley

California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

A common occurrence is “pedestrian scrambles,” a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Moreno Valley Crime Statistics

Moreno Valley’s violent crime rates are typically lower than the state and national average, according to FBI crime stats, but the same can’t be said for property crimes such as burglary and theft, which are about 30 percent above the national average.

The city had 1,161 cases of auto theft in 2015, a rate of 566 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Moreno Valley Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It Or Ticket” program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Moreno Valley Impaired Driving Laws

According to the California Highway Patrol, a driver who is over the age of 21 will receive a DUI charge if his or her blood alcohol level is higher than 0.08. For drivers under the age of 21, the limit is 0.01. For those driving vehicles requiring a commercial driver’s license, the BAC is .04, whether they have a CDL or not. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days.

Beginning in 2019, a DUI offender must install an ignition interlock device on his or her vehicle for a specified period to get a restricted driver license or to reinstate a license.

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Car Insurance Moreno Valley, California Agents

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  • Aztec Auto Insurance Services




    24430 Alessandro Blvd
    Moreno Valley, CA 92553

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    The business is run by irresponsible young adults. They’ll quote you a low price because they know then insurance company has the final say. The price on my insurance was raised $75! When I attempted to contact the agent, I was put on multiple 15 min. hold time. The agents didn’t want to take responsibility and they chose to not talk to me to avoid being honest. The agents should learn to be more professional by having the guts to make realistic quotes to the customer.

    I wouldn’t recommend Aztec Insurance of Moreno Valley; poor customer service; very unprofessional…

    I came to Aztec Insurance in Moreno Valley, and they are very nice. The company saved me money on my insurance for my cars and my house. I am going to recommened Aztec Insurance to my family and friends! I am very pleased with there services.

  • Advanco General Insurance Agency


    Sam Shah

    Advanco specializes in providing personal and commercial insurance products that are both reliable and competitive. We represent some of the largest and financially strongest insurance companies to ensure our customers quality protection and peace of mind

    Moreno Valley, CA

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  • Best Insurance Services

    23940 Ironwood Ave Ste A
    Moreno Valley, CA 92557

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    WORST EXPERINCE EVER!!! Right on there Web Site is states NO BROKER FEES… thats a LIE!!! My Ins Comp charged me $220 to start a new policy and Best Ins Services charged me a total of $485 Seems like a broker fee to me! Plus I found out that they completly lied to me by saying they talked to my Ins Comp and I was not able to reinstate my old policy, then I found out by the Ins Company that he completly lied to me and I never had to sign a new policy and they could have easily reinstated with just a simple late fee!!! Then Best Ins lied to me about all my old Ins Documents being LOCKED untill I signed another Policy with them. They also told my aunt who was a loyal long time customer that for every person she referred and new policy that was signed she would get a gas card, needless to say THAT NEVER HAPPEND!!! It was one excuse after another, she referred tons of people over there. First they said the gas cards were in the mail, then oh wait we have to order them, then OH WAIT WE FORGOT WE DONT OFFER THAT DEAL ANYMORE…SORRY! SO BOTTM LINE… THEY ARE ANYHING BUT BEST INSURANCE!!! Save your money and go somewhere else a little more trust worthy!

  • Adriana's Insurance Services

    24992 Alessandro Blvd
    Moreno Valley, CA 92553

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    cuidado amigos con Adriana’s insurance
    son unos mentirosos te hablan muy bonito y te dan una cotizacion de vajo precio pero para empezar sus down payment es muy alto
    y la compania de seguro que te asignan te cobra lo que quiere
    ademas cada ves es mas alta tu mensualidadte suben 3 o 4 dollars por mes no te entregan copia de los documentos que firmas———————

    Careful guys, with Adriana’s insurance, they are liars. They talk nicely and they give you a low price quotation, but the down payment is too high to start with, and the insurance company that they assign charges what they want. Besides, every month you monthly payment gets higher by 3 to 4 dollars, also they don’t give you a copy from the documents you signed.

  • All Solutions Insurance Agency

    12199 Heacock St Ste 1
    Moreno Valley, CA 92557

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    Great Staff! Great Prices! Overall, a great experience with All Solutions Insurance!

  • Elizabeth's Insurance Services

    12540 Heacock St Ste 7
    Moreno Valley, CA 92553

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    My co-worker referred me to Elizabeth’s Insurance. I called in and scheduled an appointment and got to work with the staff there and received a fair quote better then what I received from other insurance companies. I was happy and did not feel pressured at all so I signed up and now have affordable insurance. Thank you Elizabeth insurance.

    Excellent service! I increased my House and Car coverage and still saved money per month from my previous Insurance Provider! My family members referred me here. I will be doing the same anyone looking for great service go to Elizabeth’s Insurance. Thank you Elizabeth!

  • Control Insurance Services

    25030 Alessandro Blvd Ste H
    Moreno Valley, CA 92553

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    The have the best services, great customer services. I save over $300 on my auto insurance, thanks to them.

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Auto body shops Moreno Valley, California

Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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