Looking to learn more about New York City and how you can get cheap car insurance? Well, Among major cities across the country, New York is unique. From Central Park to Times Square to the Bowery and beyond, no other metropolitan area comes close to offering as many attractions. Perhaps the most exceptional aspect of New York City life has to do with the automobile. If owning one there is hard, driving it is harder, and parking it can be nearly impossible. Nevertheless, people drive in Manhattan all the time. If you intend to be one of them, here’s what you need to know.
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Some say that in NYC, the best way to drive is to put someone else behind the wheel. While this may be stretching the truth, anyone who operates a vehicle on New York City streets will have a few things to consider. Pedestrians top the list. Their “New York minute” proclivities will often tempt them to cross mid-block or against the light, and they will frequently do so en masse. Other hazards of which to beware include bicycles, horses, buses and cabs. Livery drivers in particular often take chances. It’s best to drive defensively and steer clear of them if you can.
When driving in the area, it’s best to keep the NYC traffic rules firmly in mind. For a brief overview, remember that: – U-turns are verboten in the business district. – Except where otherwise stated, a speed limit of 30 mph is standard throughout the area. – No driver may back into or stop within the boundaries of a crosswalk or intersection. – Double parking is illegal, as is leaving a vehicle next to a hydrant, in front of a driveway or in a “no standing” zone. In addition, as many have already learned, alternate-side parking regulations can prove expensive for those who fail to move their cars at the appointed hour.
In New York state, you can be fined $25 for flirting, and you’re not supposed to wear slippers after 10 p.m.
Its huge population could be responsible for New York’s high tally of criminal offenses. In the year 2011, the number of reported NYC property crimes included:
According to the FBI, 7,386 vehicles were reported stolen in 2015 in New York City, and 129,860 property crimes were reported.
New York City’s rules for traffic safety follow the dictates of the statewide highway safety program.
New York state law requires that all children under age 4 ride in a child safety seat and all children under age 8 ride in a child restraint system, according to the state Department of Motor Vehicles. Meanwhile, all front-seat passengers must wear a seat belt, and children under age 16 must wear a seat belt while riding in the front or back seat.
Under New York state law, you can’t use a handheld mobile phone or portable electronic device while driving. The fine for a first-time offense is $50 to $200, and $50 to $250 for a second-time offense.
In New York state, all motorcycle operators and passengers must wear a helmet.
Meanwhile, all bicyclists under age 14 must wear a helmet as an operator or passenger. In addition, children age 1 to 4 must sit in a special child safety seat; no under age 1 is allowed to ride on a bicycle.
A driver 21 or older can be charged with DWI with blood alcohol content of 0.08 percent or more. For a driver under 21, the BAC window is 0.02 percent to 0.07 percent under the state’s “zero tolerance” law.
For someone 21 and over convicted of a first-time DWI offense, the fine ranges between $500 and $1,000, and a license suspension lasts at least six months. For a second-time offense, a five-day jail sentence or 30 days of community service is required, while the fine is $500 to $5,000, and the license suspension is at least one year. In both cases, installation of an ignition interlock device is mandated.
Refusal to take a BAC chemical test results in at least a one-year license suspension.
While driving in NYC can be difficult, it is not impossible, and an awareness of the area’s specific laws will make it that much safer.
Kate Rhee
Serving new york with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!
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Offering car insurance in new york. We offer excellent customer service and great rates on all lines of auto insurance. Call us, click our site, or stop in our office for a free rate quote. We look forward to serving you.
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NY-PC-988659
NY-LA-988659
NJ-1023296
315 Fifth Avenue Suite 1004
New York, NY 10016
Virginia Chan
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Discount and Special Program offered Multi-line Discount Good Driver
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NY-PC-1320757
1015 Madison Avenue Suite 503
New York, NY 10075
Jewelz Santiago
Specializing in home and renters insurance since 2005
member of the nyc women’s chamber of commerce
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NY-PC-1002550
3657 Broadway Frnt 2
New York, NY 10031-2510
April Goldberg
Independent agency serving the tri-state are for all forms of insurance
New York, NY
100 Wall St Fl 25
New York, NY 10005
I have all of my insurance through Bollinger Insurance and they are by far the most Customer Service oriented business that I have come across in a long time.
They were super friendly, quick with my quotes and made the process of making sure that my mortgage company had all the required information for my closing really stress free…and had great rates for my homeowners, auto and umbrella insurance to boot.
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42 Broadway Ste 1736
New York, NY 10004
Julie De Rossi and her staff are a true 10 out of 10 for service. Julie’s level of responsiveness continually exceeds my expectations.
Julie, Just wanted to drop you a note to say thanks and every interaction I’ve had with you and your team has been great. The folks are friendly, knowledgeable and responsive and they seem to know who I am whenever I need to call – and it has always been a pleasure.
299 Broadway Ste 805
New York, NY 10007
I was very pleased with the service I received yesterday when I took out a
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227 E 56th St Rm 401
New York, NY 10022
She made doing business simple and easy.
370 Lexington Ave Rm 1405
New York, NY 10017
I called them for insurance for my new condo and they explained everything and were able to get the policy issued the same day.
This is the most awful experience I have ever had. This company is disgustingly unprofessional. I have never in my life been treated this way and I have worked with several agencies regarding insurance policies. The owner of the business had the nerve to yell at me on the phone and tell me he doesn’t want my business all as a result of me being unhappy with the service provided.
Don’t bother giving these people your time or energy – they don’t deserve to be in business treating customers this way.
7 Chatham Sq # 8
New York, NY 10038
I called for a quote after a referral from Progressive and after he responded that “”We don’t write that insurance””, he hung up on me. Steer clear of this operation!
110 William St Fl 22
New York, NY 10038
I find NYC based insurance company as excellent in its area of service. The staff is very good in dealings and helped me to solve all sorts of doubts reading home insurance. So, if you’re looking for a reliable insurance firm, go with Campbellsolberg.
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1200 Avenue Of The Americas Ste 201
New York, NY 10036
I called my claim in on Monday. I had my check on Friday. I was amazed.
Recently we backed into our babysitter’s car. Of course we felt very bad about it! Thankfully, State Farm fixed her car right up and got her a cute rental, too, in the meantime. Thanks!
Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.
It's easier to get discounted car insurance with a car that has a high safety rating than one without one.
When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.
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