Cheap Car Insurance in Norfolk, Virginia

Knowing a bit more about Norfolk can help you find cheap car insurance. Home to an estimated 247,000, Norfolk is one of nine cities and seven counties that make up the Virginia Beach-Norfolk-Newport News metro area in the Commonwealth of Virginia. Long known as a strategic military and transportation hub, the city is home to the largest Navy base in the world and the headquarters of Norfolk Southern Railway.

A recent refocus on downtown and addition of a cruise ship terminal has increased tourism in Norfolk. Big draws for visitors are the Chrysler Museum of Art, Norfolk Botanical Gardens, USS Wisconsin and the Virginia Zoo.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Norfolk, Virginia. Get your auto insurance quote today!

Driving Conditions in Norfolk

Particularly in the Downtown Tunnel that goes through Norfolk, traffic congestion can be a problem, backing up both ways during rush hours.

But compared to average U.S. Cities commute of 25.2 minutes, Norfolk has a shorter commute time at 21.4 minutes, according to Census Bureau data. Current information on accidents, construction and weather-related delays is available by calling 511. Real-time traffic information also can be accessed and smartphone apps can be downloaded for Virginia 511 Web at

Unique Laws in Norfolk

Drivers who smoke in the car with a child under 8 can be fined $100, according to Virginia laws. There's also a fine for opening a car door when it's “not reasonably safe” to do so, such as in the path of an oncoming vehicle or cyclist. Drivers may cross double yellow lines to pass a pedestrian or anyone “moved by human power,” such as a bicycle, skateboard or scooter, provided it is safe to do so.

Bicycles, mopeds and other non-motorized vehicles are now included in the list of vehicles for which a motorist can be cited for following too closely.

Norfolk Crime Statistics

The Virginia Beach-Norfolk-Newport News metro area had 2,950 cases of auto theft in 2015, according to the National Insurance Crime Bureau, or a rate of 171 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

Norfolk Safety Requirements

Unless it's an emergency call, learner’s permit holders may not use a cellphone or other wireless devices while driving, even if it is in hands-free mode. No matter where they are sitting in the vehicle, everyone under age 18 must wear a seat belt or ride in a child safety seat, according to the Virginia Department of Motor Vehicles, and everyone in the front seat must wear a seat belt regardless of age.

Texting is banned for all drivers in Virginia.

Norfolk Impaired Driving Laws

According to the Virginia Department of Motor Vehicles, a driver who is over the age of 21 will receive a DUI charge if his or her blood alcohol level is higher than 0.08 percent. Those who refuse a test receive an automatic seven-day license suspension. First offenders receive a fine of $250 and one-year license revocation. Punishment increases to include a five-day jail sentence for a BAC of .15 percent and 10 days for .20 or higher. Ignition interlocks may also be ordered, including for first offenders.

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Car Insurance Norfolk, Virginia Agents

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  • Bruce Laderberg


    Bruce Laderberg, Lutcf
    We are a full service independent insurance agency. We represent over 25 "a" rated insurance companies. We write auto, home, life, health and commercial insurance including bonds and general liability. we are a strong local company with access to all the major insurance companies. Give us a call anytime and let us find you the best deal on your insurance needs. 757-965-7700

    What makes your specific agency stand out from your competition?
    Bruce laderberg insurance agency is a locally owned insurance agency. We represent over 25 "a" rated insurance company. What this means for you is you will have an agent here locally that can shop your insurance for you and get you the best policy. At renewal we will check again to see if there is anything better. You will having a hard working honest agent who is on your side!! Please call us.. We would love to work for you 757-965-7700

    • Auto


      Boats/motorcycles/classic Cars

      Life/health Insurance



      General Liability


      Workers Comp

      Retail/office Exposures


      Term Life Insurance

    • Property & Casualty, Life & Health

    • 577634

    6350 Center Drive, Suite 228
    Norfolk, VA 23502
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  • Keith Robert Dorband


    1600 E Ltl Crk #106
    Norfolk, VA 23518
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    came in to get a quote and purchased auto policy and life. THe folks there were so nice and pleasant to speak with. Explained for what each coverage meant and how to save money. I really like these guys.

    The office personnel were professional, knowledgeable and capable. They always treat with respect and offer trusted advice. I hope to continue to use this insurance office for as long as I need insurance.

  • Logan Insurance Agency


    5950 Poplar Hall Dr
    Norfolk, VA 23502
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    I was nervous about what insurance agency I wanted to go with because I needed an SR-22. Someone recommended me to Logan Insurance Agency, and they were great. Ms. Logan search all companies until she found one that had a reasonable down payment and low monthly payment. I had been with Logan Insurance Company for awhile and I can't of going anywhere else. Ms. Logan and her staff are very knowledgeable and their customer service is second to none. I refer all my family and friends to Logan Insurance Agency.

  • 1619
  • A.a. Carr Insurance Agency
  • Affiliated Agencies Of Va
  • Andy Snead
  • Ashley & Associates Insurance Agency
  • Bill Bowman
  • Brian D Brindle
  • Brooke Agency
  • Brooke Agency
  • Brooke Agency
  • Brooke Agency - Carol Clase
  • Brooke Agency - Regina Simmons
  • Brown & Brown
  • Brown & Brown
  • Cardinal Associates
  • Care A Willis
  • Christina R House
  • Colonial Insurance Agency
  • Curtis E Jordan Insurance Agency
  • David Read
  • Farmers Insurance Group
  • First Genesis Of Virginia
  • Frank, Manouchka Mercer
  • Fred Brashara
  • G W Brothers
  • Garry W Price Insurance Agency
  • Gifford Insurance Agency
  • Hamilton Agency
  • Hammaker Insurance Agency
  • Harry Patterson
  • Hilb, Rogal & Hobbs
  • Janet M Mccaskey
  • Jim Clark
  • John Holdren
  • John Monahan
  • John W Workman Insurance Agency
  • Joseph Query Insurance Agency
  • Katz Insurance Agency
  • Ken Crowder
  • Kenneth Blankenship
  • Kenneth L Pohl
  • Lisa Ann Culotta
  • Lloyd Bazemore Insurance Agency
  • London & Norfolk
  • Manuel G Nofplot Jr
  • Melissa L Harwood Insurance Agency
  • Mike Sanoba
  • Pace Insurance Agency
  • Ronnie Vigneault
  • S L Nusbaum Insurance Agency
  • Salzberg Insurance Agency
  • Security Insurance Agency
  • The Financial Center
  • The Laufer Insurance Agency
  • Tidewater Insurance & Financial Agency
  • United Protection Insurance Agency
  • Usi Insurance Services
  • Webster Insurance
  • Ebony Schult
  • Martha Wilke
  • Izaiah Brodzinski
  • Patsy Keer
  • Stella Neville
  • Patty Lemerand
  • Morris Lovewell
  • Maureen Resch
  • Margie Wachob
  • Karin Canizares
  • Ralph Vanderstelt
  • Sabrina Shao
  • Alyssa Trocki
  • Marcus Troup
  • Alice Mundt
  • Lance Honea
  • Alfred Mangione
  • Dana Bogner
  • Eleanor Kosek
  • Krista Kirkwood
  • Latoya Scandrett
  • Ricardo Dinnocenzo
  • Marshall Leibovitz

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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