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Cheap Car Insurance in Odessa, Texas

Find cheap car insurance in Odessa, a west Texas blue collar town of about 159,000 residents. Odessa may be best known as the city featured – somewhat inaccurately, according to locals – in the movie, “Friday Night Lights.” Off the football field, Odessa is still symbolized by a jack rabbit, even though its famous rabbit-roping rodeo begun in 1932 ended in 1977 due to objections from the Humane Society. The largest town and seat of Ector County, Odessa was founded in 1881 as a water stop on the Texas and Pacific Railway. The city’s most famous former residents include George Bush and George W. Bush, journalist Larry King and world famous rodeo cowboy Ty Murray.

Driving Conditions in Odessa

Odessa lies on Interstate 20, about 170 miles west of Abilene and 135 miles south of Lubbock. The similar-sized town of Midland is 20 miles east on I-20. State Highway 338 forms a loop around Odessa. Increasing amounts of traffic within Odessa prompted city leaders to restrict semi-trucks traveling within the city, especially since city streets weren’t designed to handle the weight of large commercial vehicles. But compared with other cities its size, Odessa commuters have it relatively easy with an average commute time of just under 19 minutes, according to U.S. Census data. The average U.S. commute time is about 26 minutes. Traffic information, cameras, accidents and construction updates can be accessed at drivetexas.org.

Unique Laws in Odessa

A “Social Host Accountability” ordinance implemented in 2017 by Odessa City Council punishes adults who provide the space and place for minors to drink alcohol with fines ranging from $250 to $2,000.

Recently enacted laws in Texas permit the open carry of knives and swords in Texas. Beginning in 2017, applicants for a Texas driver’s license must take a course in distracted driving in addition to other requirements. A course specifically for drivers 35 and older is expected to be added in 2018. Adults can legally ride in the back of a truck, according to Texas laws, and there are even exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle.

Odessa Crime Statistics

Both violent and property crimes in Odessa are higher than the national average.

Data compiled by the Federal Bureau of Investigation for 2016 states there were 996 violent crimes in Odessa, four of which were murder or manslaughter. The local violent crime rate of 808 offenses per 100,000 residents is significantly above the national average of 386 offenses per 100,000 in the U.S.

The property crime rate in Odessa was 3,342 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 437 vehicles were stolen in 2016, FBI data shows, a rate of 354.6 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Odessa Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or at a minimum weight of 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving went into effect in September 2017. There are, however, no state laws addressing talking on a hand-held phone while driving in Texas.

Odessa Impaired Driving Laws

In the Lone Star State, a driver is considered legally intoxicated and can be charged with Driving While Intoxicated, or DWI, with a BAC (blood or breath alcohol content) of .08 or higher. A driver also may be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Minors under 21 can be charged with any level of alcohol and both drivers and passengers also can be fined $500 for having an open alcohol container in the car. Penalties are more severe if your BAC is above .15.

First DWI offenders face a fine of up to $2,000, up to 180 days in jail, loss of driver’s license for up to 2 years or an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your driving history, you can find cheap care insurance in Odessa, contact us for rate comparisons.

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When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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