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Cheap Car Insurance in Port St Lucie, Florida

Find cheap car insurance in Port St. Lucie, a fast-growing city on Florida's west coast where the New York Mets hold spring training. Home to an estimated 179,413 residents, “PSL” as it is sometimes called, has 21 miles of natural beaches, half of which are nature preserves. Miami is just 120 miles to the south, and Orlando is 120 miles to the northwest. Once just a residential bedroom community, Port St. Lucie is now the headquarters of the Professional Golf Association's Learning Center, Historical Center and Hall of Fame.

Driving Conditions in Port St. Lucie

State Road 91, also known as the Florida Turnpike, has two exits into the city, traveling northward to Orlando and southeast to Miami. Interstate 95 runs through the west part of the city, providing access to Miami and Jacksonville. At nearly 28 minutes, the average commute time for Port St. Lucie is longer than the U.S. average of 26 minutes, according to Census Bureau data. Travel information is available by calling 511 or accessing fl511.com.

Unique Laws in Port St. Lucie

Florida is among a small handful of states where you can be ticketed for driving too slow. The state's “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway. Good to know: Unless you're in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Among the more odd laws still on the books are those proclaiming it illegal to drive over graves or park within intersections.

Port St. Lucie Crime Statistics

Port St. Lucie reported 386 cases of auto theft in 2016, according to the National Insurance Crime Bureau, or a rate of 90 incidents per 100,000 people, much lower than the national average of 220 per 100,000 people. Overall crime has dropped 47 percent within the city in the last five years, according to the Port St. Lucie Police Department, giving PSL the lowest crime rate in Florida for a city over 100,000 population. The department provides updated incident reports, filing forms and annual crime reports online at cityofpsl.com/police/.

Port St. Lucie Safety Requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states. Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver's license “points” for doing so if you are stopped for something else.

Port St. Lucie Impaired Driving Laws

Florida's DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months. Regardless of your circumstances or driving record, it's possible to find cheap car insurance in Port St. Lucie; contact us to compare rates.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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