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Cheap Car Insurance in Provo, Utah

Locate cheap car insurance quotes in Provo, the third-largest city in Utah and home of Brigham Young University. The city’s largest employer, the university is operated by the Church of Jesus Christ of Latter-day Saints, and Provo boasts the largest Missionary Training Center for the LDS church. The city is located in the Utah Valley and is a popular spot for hiking, fishing and skiing. Its downtown has more than 60 restaurants plus shopping and regular art strolls. Provo’s population in 2015 was estimated at 115,264.

Driving Conditions in Provo

Provo is 43 miles from Salt Lake City via Interstate 15, which runs along the Provo’s western border. A 3.67-mile southbound portion of freeway in Provo was ranked at the bottom of a list of Worst 50 Commutes compiled in 2011 by the Daily Beast. Still, the average commute time for Provo is less than 17 minutes, nearly 9 minutes shorter than the national average, according to U.S. Census data. Live traffic cams and maps can be found online.

Unique Laws in Provo

Provo recently enacted laws to curb panhandling and “predatory towing” within the city. They now prohibit towing companies from initiating towing in many areas, requiring the property owner to request it first. Panhandlers, meanwhile, must remain on sidewalks or the side of the road and not in an active roadway.

Utah has curious alcohol laws still in effect. For example, any “beer” with more than 4 percent alcohol by volume is considered “liquor,” and can’t be sold in grocery and convenience stores or taverns. AT places where alcohol is served, required partitions “hide” drink-mixing from onlookers and liquor for cocktails must be measured through a dispensing system. Happy hours and kegs purchased by the general public for parties are banned.

Even more strange and rarely enforced laws are entertaining for what they do allow: No license is necessary for example, to hunt skunks and librarians may legally chase and detain patrons who steal library materials.

Provo Crime Statistics

Provo landed at No. 4 on a Safest Cities in America ranking published by

Data compiled by the Federal Bureau of Investigation for 2016 states there were 149 violent crimes in Provo, two of which were murder or manslaughter. The local violent crime rate of 128 offenses per 100,000 residents is far below the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in Provo was 2,344 offenses per 100,000 residents, also below the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 155 vehicles were stolen in 2016, FBI data shows, a rate of 134 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Provo Safety Requirements

Utah seat belt laws became “primary” in 2015, meaning you can be pulled over and ticketed solely for a seat belt infraction. According to the Utah Department of Public Safety, everyone in the car or truck must wear seat belts, and children ages 8 and under must be restrained in a car seat or booster. Texting, dialing, searching the web or other device-based activities are banned by state law.

Provo Impaired Driving Laws

Utah as of 2018 will have the lowest legal blood/breath alcohol limit in the U.S. at .05 – the standard for most states is .08. The BAC threshold was lowered in 2017 and is set to take effect in 2018, though it has been challenged as too strict. Those convicted face different sets of penalties under Utah law. In addition, anyone under 21 fall under the “not a drop” law, meaning any detectable alcohol will result in a conviction. Anyone convicted of DUI, or had their license sanctioned due to failing or refusing a chemical test automatically becomes an “alcohol restricted driver,” meaning you are prohibited from driving with any amount of alcohol in your system. And yes, the restriction will appear on your license for a length of time determined by the court. Despite your background or circumstances, it is not impossible to find cheap car insurance in Provo; contact us today for quotes.

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Car Insurance Provo, Utah Agents

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  • Kameron Ivie Agency


    Kameron Ivie

    It has been my privilege to serve the insurance needs of individuals, families and business owners in provo, orem, american fork, springville, spanish fork, lehi and the surrounding areas in utah county for the past years. Getting the right insurance coverage is an important part of protecting your investments, your lifestyle and your familys financial future. When you meet with me, youll have opportunities to ask questions about your current policies and perhaps learn about additional coverage, features or discounts you are eligible to receive. American national is proud to offer clients an extensive number of discounts and rewards.

    What makes your specific agency stand out from your competition?

    With our agency you meet with a live agent so you’ll always have a person to call. Our home insurance comes standard with service line coverage, so no more wondering who will pay for the broken service line from the sidewalk to your house.

    • Discount and Special Program offered Cashback Three-line Discount Fresh Start Discount Auto-home Discount Multi-car Discount Good Student Discount Benefits Xpress Discount

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    55 W 200 N
    Provo, UT 84601

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  • Insure Utah


    Insure Utah

    Insure utah is a team of professional agents that understands the needs of the people of utah. We offer various types of insurance, including auto, homeowners, life, renters, boat, and small commercial insurance.

    What makes your specific agency stand out from your competition?

    Insure utah is a team of professional agents that understands the needs of the people of utah. We offer various types of insurance, including auto, homeowners, life, renters, boat, and small commercial insurance.

    • Discount and Special Program offered N/a

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    270 N 500 W
    Provo, UT 84601

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  • Big Pine Insurance Agency


    Kevin Hatton

    We are a independent insurance agency located in provo, utah. We represent some of the top rated companies in the insurance industry. Compare rates on our website and see for yourself. Click on the link get a quote and you will be able to get an instant quote and compare rates.

    What makes your specific agency stand out from your competition?

    With several of the largest and most respected companies, we’re confident we can find the best coverage and rates for you. Visit are website and get an instant quote.

    • Discount and Special Program offered Instant Quotes

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      Casualty, Property, Life, Accident & Health

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    1675 N. Freedom Blvd. Bldg. 2, Ste. B1
    Provo, UT 84604

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  • Craig Baugh - State Farm Insurance


    Craig Baugh

    Should you be paying less for auto insurance? State farm insurance provides these insurance products: auto, life, home, health, business, renters, car and more to provo ut

    2230 N University Pkwy # 7b
    Provo, UT 84604

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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