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Cheap Car Insurance in Pueblo, Colorado

Find cheap car insurance in Pueblo, an affordable mid-sized city just south of Denver, Colorado. Pueblo is actually the result of a consolidation of four towns: Pueblo, South Pueblo, Central Pueblo and Bessemer. Steel was a key industry, and Pueblo in the early 1900s was the only steel city west of the Mississippi. Today, it has a population of about 111,000 residents, boasts a scenic river walk and each summer hosts state’s largest single event, the Colorado State Fair. The Union Avenue Historic District is popular with shoppers and tourists.

Driving Conditions in Pueblo

Pueblo is located on Interstate 25, which runs north to Colorado Springs and Denver, and south into New Mexico. Located on the front range of the Rocky Mountains, Pueblo is about 100 miles from Denver and 45 miles from Colorado Springs. Route 96, known was West Fourth Street west of the Arkansas River and Lincoln Street east of it, is among the city’s busiest corridors.

Despite being on busy I-25, the average commute time for Pueblo is only 18 minutes, according to Census Bureau data. The average commute time for the Denver metro area is just under 26 minutes, which is on par with the national average. For updated travel information, visit

Unique Laws in Pueblo

In 2012, Colorado changed marijuana laws, allowing those over 21 to possess and consume marijuana. Pueblo, however, is among cities that ban growing marijuana outdoors. In addition, any type of smoking is banned throughout the state in enclosed work places, bars, restaurants and casinos. Many Colorado drivers do not realize, according to the Colorado Department of Transportation, that they can be cited for driving under the influence of marijuana.

Meanwhile, a much older Colorado law bans riding a horse while under the influence. Other laws that are good to know: You may not mutilate a rock within a state park. A law banning sales of alcohol on Sunday was repealed in 2008.

Pueblo Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 1,081 violent crimes in Pueblo, nine of which were murder or manslaughter. The local violent crime rate of 983 offenses per 100,000 residents is above the average violent crime rate of 386 offenses per 100,000.

The property crime rate in Pueblo was 6,798 offenses per 100,000 residents, also well above the U.S. average of 2,451 incidents per 100,000. Within the city, 1,171 vehicles were stolen in 2016, FBI data shows, which is a rate of about 1,065 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Pueblo safety requirements

Texting while driving is against Colorado state law, and drivers under 18 are prohibited from using cell phones at all while behind the wheel. The Colorado Department of Transportation conducts periodic “seat belt waves” throughout the year to enforce its seat belt laws. Colorado in 2011 passed an enhanced booster seat law mandating that children up to age 8 must ride in either a child restraint system or properly fitting booster seat. The fine for not buckling up is $65, and parents caught with an improperly restrained child are fined $82.

Pueblo impaired driving laws

In Colorado, DWAI, or “driving while ability impaired,” is usually a misdemeanor involving motorists who have consumed alcohol or drugs – or both. When a blood or breath test result is between 0.05 and 0.08, then a person is likely to be charged with DWAI. However, when the result is at or over 0.08, the driver will most likely be charged with DUI, or “driving under the influence.” DWAI convictions do not normally result in license revocations, but DUI convictions do. In 2015, Colorado enacted a law making an a fourth DUI conviction automatically eligible for a class 4 felony. No matter what your background, contact us for the best insurance rates in Pueblo, Colo.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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