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Cheap Car Insurance in Rancho Cucamonga, California

Find cheap car insurance in Rancho Cucamonga, a scenic L.A. suburb about an hour’s drive from L.A. – provided traffic is light, that is. “Rancho” or “Cucamonga” as residents call it, has a population of about 177,000. It’s a somewhat affluent and growing city with condos and houses going up quickly. Family-friendly, it is a popular choice for those who enjoy hiking and outdoor recreation. The city is hot and dry in the summer, with mild winters that can get windy.

Driving Conditions in Rancho Cucamonga

Rancho Cucamonga is only 35 miles east of Los Angeles, about an hour on Interstate 10, which runs east-west just to the south of Cucamonga. Interstate 15 runs north and south along the city’s eastern border and the 210 freeway passes through the north part of Rancho Cucamonga. The average commute time for Rancho Cucamonga is more than 30 minutes, four minutes longer than the average U.S. commute time, according to Census Bureau data. Live traffic cams and maps can be found online at

Unique Laws in Rancho Cucamonga

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Also note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

Rancho Cucamonga Crime Statistics

Rancho Cucamonga is known for being a family-friendly and safe city, with total crime rates below the state and national average. Property crimes in 2015 were 2,232 incidents per 100,000 people, compared to a national average of 2,487 per 100,000 the same year, according to FBI data. Auto theft rates were slightly higher than the national average of 220 incidents per 100,000, with 247.8 incidents per 100,000 people. Still, auto theft rates in Rancho Cucamonga are far lower than the California average of 436 incidents per 100,000 that year.

Rancho Cucamonga Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It Or Ticket” program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Rancho Cucamonga Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a commercial driver’s license, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. Contact us for cheap auto insurance rates in Rancho Cucamonga.

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Car Insurance Rancho Cucamonga, California Agents

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  • Alsop & Associates Agency


    John Alsop

    Insurance agency, home insurance, auto insurance, car insurance, life insurance, motorcycle insurance, recreational vehicles insurance, boat insurance, renters insurance, business insurance

    What makes your specific agency stand out from your competition?

    Allstate agent john alsop serving rancho cucamonga, ca is committed to helping you find the best quote for your auto insurance, car insurance, motorcycle insurance, recreational vehicles insurance, boat insurance. Meet one of our insurance agents to get a quick insurance quote.

    • Discount and Special Program offered Safe Driver Multi Line Discount Smart Driver Student Driver Good Driver Accident Free

    • License Type

      Insurance License

    • License Number


    9125 Archibald Ave Ste C
    Rancho Cucamonga, CA 91730

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  • Delaney Insurance Agency, Inc.


    Bill Delaney

    Commercial and personal lines company who can provide any type of insurance you may need. We also offer many services which can help you get back to making a profit.

    What makes your specific agency stand out from your competition?

    Our service is excellent. Our people care. We answer the phones …Live! We truly hold our clients needs first.

    • Discount and Special Program offered Multicar Discount Multipolicy Discount Good Student Discount Alarm Discount

    • License Type


    • License Number


    8231 White Oak Ave
    Rancho Cucamonga, CA 91730

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  • Mike Gaumer - State Farm Insurance


    Mike Gaumer

    Thanks for your interest in state farm. If you’re looking for a good value, you’ve come to the right place. Just ask one of our 40 million plus customers. We insure more cars and homes than any other company. That’s because we offer the best combination of price, protection and service to give you an exceptional value.

    What makes your specific agency stand out from your competition?

    You really do get what you pay for. Finding out you have cut rate insurance after you had an accident or claim can be a game changer. We offer the best combination of price, protection and service to give you an exceptional value. Our team of licensed and professional representatives will help you match the coverages to meet you individual needs. My promise to you is being there when you need us. Our service is legendary with our customers. Just check out our google reviews. If you have something to protect and you want the service you deserve, the give us a call and we will take care of you. Anyone can take a few minutes to give you a quote with “full coverage”, but what does that really mean. Are you really covered like you think you are? What if you rent a car? Drive your friends car? Buy a new car? Let someone else drive your car? Are you covered or are you going to be paying a big bill? When is the last time you sat down with your agent & walked away feeling good?

    • Discount and Special Program offered Loyalty Discount California Good Driver Discount Good Student Discount Driver Safety Discount Mileage Discount Mature Driver Discount Multicar Discount Multiline Discount Home-auto Discount Antique Classic Car Program

    • License Type

      Property & Casualty

      Life & Health

    • License Number

      0C94379 CA DOI

      0C94379 CA DOI

    8440 Maple Pl, Ste 104 Rancho Cucamonga, Ca
    Rancho Cucamonga, CA 91730

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  • Barranca Insurance Services

    9121 Haven Ave Ste 100
    Rancho Cucamonga, CA 91730

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    Everyone at Barranca is friendly and helpful. Thank you for the many years of great service and the best rates in town!

  • Adriana's Insurance Services

    9445 Charles Smith Ave
    Rancho Cucamonga, CA 91730

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    I dont really like to switch things when I’ve been with a company for a long time. Im very loyal, but when you start to mess with my money and raise fees out of the blue without letting me know, then we have a problem. Thats what happened when i was with freeway insurance. I was with them for about 2 years and towards the last 6 months of being with them, they just started charging me about $15 extra a month for some new fees that i had no idea were about. I had always heard of Adriana’s because my girlfriend and friend Jacob have it and theyve said nothing but good things about it. I switched over and have been with them for the past year. Their customer service is excellent and they’re always willing to help with any questions or concerns that i have. I highly reccoment Adriana’s if you want good affordable auto insurance.

  • West Coast Auto Insurance Services

    8008 Monet Ave Ste 105
    Rancho Cucamonga, CA 91739

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    I went in to sign up for a policy they seem so helpful but really are not! They ended up charging me $435 more than what they had quoted me! Than they gave me the wrong SR-22 and refused to do any thign about it! Do not use WEST COAST!!! You will regret it!

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Auto body shops Rancho Cucamonga, California

  • Maaco Collision Repair & Auto Painting
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  • Reviews

    I love going to AAA for all our renewals. They are quick and friendly. Can’t ever recall a bad experience.

    I went to buy some movies tickets. customer services rep. was very friendly and always will in to help me with other services.

  • Ruben's Auto Collision
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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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