Dodge (Charger) All Trims

The Dodge Charger is on its seventh generation of production since first being introduced in 1966. Some people may wonder, “Is a Dodge Charger considered a sports car?” The answer is yes — though it’s different from other sports cars for one major reason. Originally released as a two-door coupe, the Dodge Charger is now a sedan with four doors, bringing about a design that manages to be family-friendly while still maintaining its sportiness and exciting performance

How much does Dodge Charger insurance cost? Several factors go into how insurance companies determine the insurance rates for a Dodge Charger, including which state you live in. Greater coverage means greater cost to you from insurance companies, but the cost can also be further influenced by the particular Charger being insured as well as who will be driving it. Here are a few of the vehicle factors insurance companies consider when issuing quotes:

  • Age — The model year of a Dodge Charger can influence how much it will cost to get insurance coverage from most companies.
  • Trim and extra features — While enhancing the appearance and performance of a Charger can make it more enjoyable to drive, it can also drive up the cost of insurance coverage. The nicest cars aren’t going to have the cheapest insurance.
  • Safety ratings — Because it’s still technically a muscle car, a Dodge Charger can cost more to insure with good coverage than other sedans. However, its positive safety ratings can help keep costs lower than they would be for other muscle cars.

AVERAGE MONTHLY INSURANCE RATES

NATIONAL AVERAGE :$149

Dodge AVERAGE MONTHLY INSURANCE RATES

NATIONAL AVERAGE :$149

  • $138A
  • $117B
  • $121C
  • $99D
  • $161E
  • $102F
  • $147G
  • $128H
  • $159I
  • $111J
  • $172K
  • $126 -L
  • $95M
  • $97N
  • $90O
  • $82P
  • $113Q
  • $138R
  • $200S
  • $74T
  • $124U
  • $148V
  • $199W
  • $108X
  • $111Y
  • $137Z
  • $151a
  • $107b
  • $108c
  • - $91d
  • - $140e
  • $110f
  • $111g
  • $90h
  • $124i
  • $90j
  • $166k
  • $107l
  • $129m
  • $142n
  • $102o
  • $108p
  • $113q
  • $123r
  • $134s
  • $104t
  • $91 - u
  • $145w
  • $104x
  • $121y
  • $0 -$40
  • $41-$80
  • $81-$120
  • $121-$160
  • $161-$200

Average Monthly Premium Compared to All Other Vehicles

$94
Ford Edge SE
4 Door 2WD Utility
$280
Mercedes CL600
2 Door Coupe

Summary

These are actual average rates for all 50 states. The state with the cheapest average rates for this vehicle is Maine at $74, and the state with the most expensive rates is Louisiana at $200. The overall average is $149.

Shop on our site to see how much you can save on your Dodge Charger car insurance rates.

This data is compiled from public insurance state fillings and includes the top 5 carriers, and samples a typical, middle-aged male driver.

Source: Quadrant
Dodge Charger

Charger

Average Premium Cost

Charger SE$138

Charger SRT8$176

Charger SXT$133

Tips
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How to Get the Lowest Rate

We can find you the best quotes for your unique circumstances, but we can’t change your driving record or other aspects that impact your insurance options. Here are a few things that can make a big impact now, and in the future.

  • Bundle your auto insurance with other policies

    One of the easiest ways to save is by settling on a single insurer for multiple policies. Most insurance companies will automatically prorate savings and pass them along to you.

  • Consider a family or group insurance plan

    Insurance costs are often lower if you share a policy with multiple people. Bundle each family member’s insurance or go in on a policy with a group to find lower rates.

  • Build your credit score

    The better your credit, the easier it is to get a cheaper insurance policy. Insurance companies use this metric to determine insurance costs, so you’ll want to work on improving your credit to lower premiums.

  • Take a defensive driving course

    If your driving record is a little rough, it can help to take a defensive driving course. Insurance companies often take that into account, and it can often lower your rates.

  • Purchase a vehicle with the latest safety features

    Cars with safety and anti-theft features can help out your insurance prices because they’re less likely to be stolen or damaged. Definitely take a look at these.

  • Ask about discounts that might be available

    Depending on your personal history and a few other factors, there may be a discount or two you qualify for that could lower your rate even further. Some of the most common discounts include good driver or senior discounts.

Auto Insurance Discounts Can Save You More

The opportunities to save even more by applying a discount to your rate are everywhere. Get more affordable car insurance with these discounts:

  • Military and Federal Discounts
  • Safe Driver Discount
  • Good Student Discount
  • Multi-policy Discount
  • Safety Feature Discounts
  • & More!
The Cheap Car Insurance Commitment
We stand behind our commitment to help you save on car insurance and get you the cheapest auto insurance rates with the policy coverage you want. You shouldn’t have to pay extensive premiums for the safety and comfort you deserve.

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