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Cheap Car Insurance in Round Rock, Texas

It’s not that hard to secure cheap car insurance in Round Rock if you know where to look. Round Rock is a fast-growing city just north of Austin, the Texas capital. Once part of the Chisholm Trail, Round Rock got its name from a distinct natural formation in Brushy Creek that marked a low-water crossing for wagons, horses and cattle. With an estimated 122,767 residents as of 2016, Round Rock today is headquarters for Dell Technologies. The city has grown from a bedroom community in the early 1990s to a self-contained “super suburb” with more than 20 major employers. It is also home of the minor league baseball team, the Round Rock Express. Home games are played at the Dell Diamond and surrounding neighborhood streets are named for famous baseball players.

Driving Conditions in Round Rock

Downtown Austin is 17 miles north via Interstate 35, an oft traveled commuter route that is frequently congested – particularly during rush hour. Georgetown lies 10 miles to the north. Highway 130 and State Highway 45 both run through Round Rock and are both toll roads. Drivers need not worry about purchasing toll tags or keeping change handy, though; the toll road authority mails bills to the address where your car is registered. I-35 runs north through Waco into Dallas, and South through San Antonio all the way to Laredo at the Mexico border.

The average commute time for Round Rock is just under 24 minutes, two minutes less than the national average, according to U.S. Census data.

Unique Laws in Round Rock

In an effort to preserve its family friendly image, the Round Rock City Council in 2017 amended its ordinances to cap the allowed number of downtown bars to a total of 12. In addition, there are to be no more than four bars in any single city block and no more than two on one side of a block.

Laws to note in Texas: Adults can legally ride in the back of a truck, and there are even exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Round Rock Crime Statistics

Round Rock recently landed at No. 5 on a Safest Cities in America ranking published by

Data compiled by the Federal Bureau of Investigation for 2016 states there were 173 violent crimes in Round Rock, none of which were murder or manslaughter. The local violent crime rate of 145 offenses per 100,000 residents is significantly below the national average of 386 offenses per 100,000 people.

The property crime rate in Round Rock was 2,223 offenses per 100,000 residents, slightly below the U.S. average of 2,451 incidents per 100,000. Within the city, only 80 vehicles were stolen in 2016, FBI data shows, a rate of 67 incidents per 100,000 residents. This is less than a third of the national average of 236 incidents per 100,000 people.

Round Rock Safety Requirements

As of 2009, seat belts are required for all drivers and passengers in Texas and fines for not buckling up can cost up to $200. Children under 8 must ride in a safety seat or booster. After age 4 or at a minimum height of 4 feet, 9 inches, children may graduate from safety seats to a booster system.

A statewide ban on texting while driving went into effect in September 2017. Texas law doesn’t prohibit cell phone use for all drivers, but those with a learner’s permit for 6 months or less are prohibited from using them behind the wheel. It should be noted that neighboring Austin, just to the south, enforces local restrictions on handheld phone use while driving within its city limits.

Round Rock Impaired Driving Laws

In the Lone Star State, a driver is considered legally intoxicated and can be charged with Driving While Intoxicated with a BAC (blood or breath alcohol content) of .08 or higher. A driver also may be deemed intoxicated if impaired due to alcohol or other drugs – regardless of BAC. Minors under 21 can be charged with any level of alcohol and both drivers and passengers also can be fined $500 for having an open alcohol container in a car. Penalties are more severe if your BAC is above .15.

First DWI offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years or an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your driving history, you can find cheap care insurance in Round Rock, Texas; contact us for rate comparisons.

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Car Insurance Round Rock, Texas Agents

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  • Jerry Gentry Agency


    Jerry Gentry

    Based in round rock, jerry gentry insurance agency is proud to serve the insurance needs of round rock and all of texas.

    let us help you find the right auto, home and life insurance to meet your personal needs. Contact us now for quick, competitive quotes!

    What makes your specific agency stand out from your competition?

    Since we represent several companies and are always searching for value, let us do the research for you.

    • Discount and Special Program offered We Have Ultra-preferred Rates For Safe Drivers!

    • License Type

      General Insurance

    • License Number


    1000 Heritage Center Circle
    Round Rock, TX 78664

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    Jerry Gentry saved me money on my auto insurance AND improved my coverage. Big bonus!! Very impressive service too!

  • Ted Heaton Iii - State Farm Insurance Agent


    Ted Heaton Iii

    Serving round rock with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!

    What makes your specific agency stand out from your competition?

    Offering car insurance in round rock. We offer excellent customer service and great rates on all lines of auto insurance. Call us, visit our website, or stop in the office today for a free rate quote. We look forward to serving you!

    • Discount and Special Program offered Multi-line Discount

    • License Type


    • License Number


    2851 Joe Dimaggio Blvd Ste 3
    Round Rock, TX 78665

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  • Charlie Sanchez Agency - Farmers Insurance


    Charlie Sanchez


    1970 Rawhide Dr Apt 210
    Round Rock, TX 78681

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  • Lisa Copeland

    1717 N Mays St
    Round Rock, TX 78664

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    I highly recommend Lisa for your insurance agent. I had just added my 16 year old son to our auto policy and my current insurance JUMPED considerably. In 15 years with my old agent I never heard from him. He never returned phone calls and they never took the time to see if I needed to make any changes. I was referred to Lisa Copeland from a mutual friend. I called Lisa for a quote, and she and her staff not only responded immediately, but they saved me several hundred dollars a year! She is knowledgeable, professional, and extremely considerate. She took the time to explain all the coverage to me so I knew what I had and what I needed. Insurance can be so confusing, but she made me understand. She schedules a follow up with me before my renewal to make sure I have the coverage I need. Lisa is the best!

    Lisa was referred to us by a friend. She exceeded our expectations for service and knowldge. We have enjoyed working with her and her staff. They are fun, sweet and nice to work with! I will highly recommend Lisa and her staff!
    PS I used 1800 helppoint today to have my car unlocked, they were there w/i 10 minutes! I love Farmers Insurance!!

  • Jim Howell

    109 W Palm Valley Blvd
    Round Rock, TX 78664

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    I have had state Farm for 20 years and I’ve never had a bad experience with them. Until I moved here and got onto the Jim Howell agent here in Round rock. The workers seem careless and unconcerned about any questions or concerns you may have. They rush you out the door and they always seem to be in a hurry. If you like state Farm like me stick with it but definitely not thru this agent.

  • Mitchell Jameson

    1214 Palm Valley Blvd
    Round Rock, TX 78664

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    Find another agent. I was with this agency twice and I should have learned the first time. I had to contact Allstate corporate both times to get my policies canceled and money returned since this agency has systemic incompetence.

  • Bill Muench Insurance

    1315 Sam Bass Cir Ste B2
    Round Rock, TX 78681

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    We have been doing insurance business with Bill Muench Insurance for over 20 years. We have home, auto and life insurance.

    Bill is honest, reliable and will search for the lowest rate for all of your insurance needs. His office staff is friendly, helpful and very knowledgeable of the insurance industry.

    Bill loves this country and is a Christian. Bill Muench Insurance is the one to go to for your insurance.

  • A Mark Lyne Agency - Farmers Insurance

    1970 Rawhide Dr Apt 210
    Round Rock, TX 78681

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    We got insurance through Mark and since then he has always been there for us. It is a huge thing that you have somebody who cares for you and you know he will be there for you when things happen. And he will find the best rate for you as he did for us. I definitely recommend him to anyone who is considering to get a insurance.

    If you’re looking for insurance then you have to talk to Mark. He’ll be completely honest with you and help you make the right choices and probably save some money too. When we needed insurance, I gave him a call and he came over to our house and walked us through choosing the right insurance for our situation. He was super friendly and took the time to make sure we understood everything. I’ve never had an agent do that before. I would highly recommend Mark and his agency. Don’t hesitate to give him a call.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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