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Cheap Car Insurance in Salt Lake City, Utah

Find cheap car insurance in Salt Lake City, the capital and most populated city in Utah. Salt Lake City is commonly known as the headquarters of the Church of Jesus Christ of Latter Day Saints, but there are far more non-Mormons than Mormons. The city is also one of the most accessible ski destinations in the world due to the proximity of its airport to many resorts. Originally named Great Salt Lake City, “SLC,” as it sometimes called, is home to more than 190,800 residents. The name sake of the city is only an average of 13 feet deep and is indeed very salty; it's the largest saltwater lake in the Western hemisphere.

Driving Conditions in Salt Lake City

In 1913, Salt Lake City was traversed by the first transcontinental highway. Today, two cross-country freeways intersect here. Interstate 80 connects downtown with the Salt Lake City International Airport to the west. Interestingly, surface streets are designed in a numbered grid, originating at Temple Square downtown.

While some commuters describe the rush hour commute as horrific, others say it's breezy and pleasant – all depending on your direction in the morning and afternoon. According to Census Bureau data, the average commute time for Salt Lake City is just under 20 minutes, not bad compared to the national average time of 26 minutes. Live traffic cams and maps can be found online udot.utah.gov/main or at slcgov.com/transportation/transportation-udot-traffic.

Unique Laws in Salt Lake City

Utah is known for its somewhat unique alcohol restrictions. For example any “beer” with more than 4 percent alcohol by volume is considered liquor, and can't be sold in grocery and convenience stores or taverns. Partitions hide drink-mixing from onlookers and liquor for cocktails must be measured through a dispensing system. Happy hours and kegs purchased by the general public for parties are banned.

Even more strange and rarely enforced laws are entertaining for what they do allow: No license is necessary for example, to hunt skunks and librarians may legally chase and detain patrons who steal library materials.

Salt Lake City Crime Statistics

Along with its population, crime has grown in Salt Lake City every year since 2011, though many argue that crime rates are skewed since the city's population swells during the day with commuters.

The Salt Lake City metro area landed at No. 11 on the National Insurance Crime Bureau’s most recent ranking of cities with the highest vehicle theft rates, with a rate of 536.8 incidents per 100,000 people. The national average for the same year was a rate of 220 per 100,000 people.

Salt Lake City Safety Requirements

Utah seat belt laws became “primary” in 2015, meaning you can be pulled over and ticketed solely for a seat belt infraction. According to the Utah Department of Public Safety, everyone in the car or truck must wear seat belts, and children ages 8 and under must be restrained in a car seat or booster. Texting, dialing, searching the web or other device-based activities are banned by state law. Note: Drivers can still talk with phones on their faces, but must use voice commands to dial a number.

Salt Lake City Impaired Driving Laws

Utah will soon have the lowest legal blood/breath alcohol limit in the U.S. at .05 – the standard for most states is .08. The BAC threshold was lowered just this year and is set to take effect in 2018, though it has been challenged as too strict. Those convicted face different sets of penalties under Utah law. In addition, anyone under 21 fall under the “not a drop” law, meaning any detectable alcohol will result in a conviction. Anyone convicted of DUI, or had their license sanctioned due to failing or refusing a chemical test automatically becomes an “alcohol restricted driver,” meaning you are prohibited from driving with any amount of alcohol in your system. And yes, the restriction will appear on your license for a length of time determined by the court. Despite your background or circumstances, it is not impossible to find cheap car insurance in Salt Lake City; contact us today for quotes.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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