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Cheap Car Insurance in San Antonio, Texas

Looking to learn more about San Antonio and how to get cheap car insurance? While, most people have heard of the Alamo and its history. San Antonio is the fortunate city that can boast of being the location for the famous Alamo Mission, and it is a major reason that people wish to visit this city every year.

Cheap Car Insurance will compare auto insurance for you in San Antonio, TX. We will make sure to get you the best car insurance rates in town.

Driving Conditions

In the spring and fall, San Antonio experiences rain that may result in less visibility for drivers. The city doesn’t receive snow every year, so this form of precipitation does not complicate the driving situation. When snow does fall, it tends to melt away quickly so that drivers are not bothered by snow on the roads. However, flooding can be a major issue in San Antonio at times.

Odd Laws

Residents are not allowed to possess any portion of the Encyclopedia Britannica because of the recipe for beer that is contained within. Speaking of beer, state law requires that if people are going to stand up while they drink, they must only take three sips at a time.

In San Antonio, it’s illegal to urinate on the Alamo, and it’s illegal for both sexes to flirt or respond to flirtation with their eyes or hands.

Crime Statistics

According to the U.S. Census Bureau, there were 6,671 reported property crimes in the city. Of these 6,671 incidents, there were 422 vehicle thefts, 4,926 larcenies and 1,322 burglaries.

In 2015, according to the FBI, 6,176 vehicles were reported stolen in San Antonio, and 73,611 property crimes were reported.

Safety Requirements

Seatbelt Law

Under state law, all drivers and passengers must buckle up, and all children under 8 must ride in a child safety seat or booster seat (except if that child is at least 4 feet, 9 inches tall), according to the Texas Department of Transportation. For a seat belt violation, you can be fined $25 to $250, plus court costs.

Helmet Law

All motorcycle riders under 21 have to wear helmets. A rider 21 and older doesn’t need to put on a helmet if the person has passed a motorcycle safety course or is covered by an approved insurance plan.

Handheld Law

As of Sept. 1, 2017, Texas no longer will allow texting while driving. A driver guilty of a first-time offense for texting while driving can be hit with a fine of $25 to $99, and a repeat offender can be fined $100 to $200.

Impaired Driving Law

In Texas, a driver can be charged with DWI if he or she has a blood alcohol concentration (BAC) of at least 0.08 percent, according to the state Department of Transportation. However, a driver can be considered impaired due to alcohol or other drugs, no matter what the BAC is. A driver or passenger faces a fine of up to $500 for keeping an open alcohol container in a vehicle.

A first-time DWI conviction in Texas can lead to:

  • A fine up to $2,000
  • A jail sentence up to 180 days
  • Loss of your driver’s license for up to a year
  • An annual fee of $1,000 or $2,000 for three years to keep your driver’s license

If a driver gets two or more DWI convictions within five years, he or she must install a special ignition switch that stops that person from driving if they’ve been drinking.

Under Texas law, you can be accused of child endangerment for driving while intoxicated if any passengers under 16 were in your vehicle. A conviction can result in a $10,000 fine, a two-year prison sentence and loss of your driver’s license for 180 days.

 
 

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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