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Cheap Car Insurance in San Bernardino, California

Check out these facts about San Bernardino before shopping for cheap car insurance. In the heart of the San Bernardino Valley, the City of San Bernardino is part of the Riverside metro area and home to an estimated 214,000. The seat of the largest county in the nation by area, San Bernardino is known as the birthplace of McDonalds and fast food fans visit the original McDonald’s site and museum. It is also the site of the most recorded major Earthquakes. Top employers include California State University, Caltrans District 8 and Community Hospital.

Cheap Car Insurance will compare auto insurance for you in San Bernardino, CA. We will make sure to get you the best car insurance rates in town.

Driving Conditions in San Bernardino

Interstate 2015 runs roughly north-south through San Bernardino, while Interstate 10 cuts east-west across its southern portion. The city’s streets are laid out in a grid system.

According to the U.S. Census Bureau’s American Community Survey, Riverside-San Bernardino has an average commute time of 29.8 minutes. The average commute time for the 50 largest U.S. Metros is 27.2 minutes, according to the survey.

Live traffic cams and maps can be found online at

Unique Laws in San Bernardino

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

San Bernardino Crime Statistics

Violent crimes in San Bernardino, which is grouped with its twin city of Riverside, have been reduced in recent years, according to FBI data, but it remains in the top cities for vehicle thefts. The 2016 vehicle theft rate was 679 incidents per 100,000 people, placing it at No. 5 in the top 10 cities as ranked by the National Insurance Crime Bureau.

The auto theft rate for average U.S. cities is 220 incidents per 100,000 people.

San Bernardino Safety Requirements

California requires children younger than 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It or Ticket” program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

San Bernardino Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a commercial driver’s license, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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