Cheap Car Insurance in Santa Rosa, California

Find cheap car insurance in Santa Rosa, the city in the heart of California's Redwood Empire and Wine Country. Home to an estimated 175,155 residents, Santa Rosa is a diverse community only 50 miles north of San Francisco – be it known that most residents here root for the Giants. Surrounded by wineries and farms, Santa Rosa is only a half hour's drive from the beaches at Sonoma Coast State Park. The city's historic Railroad Square downtown includes two buildings that predate California's 1906 earthquake, one of which is the old Northwestern Pacific depot featured on Alfred Hitchcock's “Shadow of a Doubt,” one of dozens of films made in Santa Rosa.

Driving Conditions in Santa Rosa

Santa Rosa is bisected by U.S. Route 101, which stretches south 50 miles to San Francisco. The city is divided roughly into east and west sides by 101. State Route 12 runs east to west through the city.

The average commute time for Santa Rosa is just over 21 minutes, shorter than the U.S. average of 26 minutes, according to Census Bureau data. Live traffic cams and maps can be found online at

Unique Laws in Santa Rosa

California state laws prohibit motorists or cyclists from wearing earphones or earbuds in both ears while driving. Also, Drivers who smoke with a minor in the car can be fined up to $100.

“Pedestrian scrambles” are a series of crisscross, diagonal cross walks that allow pedestrians to cross in any direction, including diagonally, at the same time while signals stop all traffic.

On mountain roads, when two vehicles meet on a steep road where neither vehicle can pass, law dictates that the one facing downhill must yield the right-of-way by backing up until the car going uphill can pass.

Also note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

Santa Rosa Crime Statistics

Santa Rosa's property crime rates are slightly below the state and national average, and violent crime rates are below the state average but slightly above the national average.

Santa Rosa reported 1,007 cases of auto theft in 2016, according to the National Insurance Crime Bureau, or a rate of 200 incidents per 100,000 people. The national average for the same year was a rate of 220 per 100,000 people. The Santa Rosa Police Department provides maps, incident reports and updated statistics at

Santa Rosa Safety Requirements

California requires children younger than age 2 to be secured in a rear-facing safety seat, unless he or she is over 40 pounds or at least 40 inches tall. All children under age 8 or less than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the "Click It Or Ticket" program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Santa Rosa Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving under the influence, according to the California Department of Motor Vehicles. For those driving vehicles requiring a commercial driver's license, the BAC is .04, whether they have a CDL or not. The BAC drops to .01 for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. Contact us for cheap auto insurance rates in Santa Rosa.

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Car Insurance Santa Rosa, California Agents

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  • Mark Scheuer


    194 Wikiup Dr # A
    Santa Rosa, CA 95403
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    I called the office of Mark Priest for car insurance and they were great to deal with. Highly recommend this agency.

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Auto body shops Santa Rosa, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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