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Cheap Car Insurance in Seattle, Washington

Need to know more about Seattle and how to get cheap car insurance? Well, Seattle is a seaport located in the Pacific Northwest region of the U.S. Incorporated in 1869, Seattle has grown significantly in recent years and is the largest city in the state of Washington. The city is known for its high number of overcast days throughout the year. While public transportation is widely available, traffic is still a concern for commuters.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Seattle, Washington. Get your free customized auto insurance quote today!

Driving Conditions in Seattle

According to traffic information group INRIX, Seattle has some of the worst driving conditions in the country. Congestion, a dense population and high commute times contribute to this determination. Commuters spent an average of 28 minutes driving to work in Seattle in 2012.

Unique Laws in Seattle

According to the Environmental Protection Agency, no one in the state of Washington may smoke in a vehicle when a child who is young enough to require a car seat is present. This law has been passed in an effort to protect children from the ill effects of second-hand smoke.

In Washington, a motorist with “criminal intentions” must stop at the city limits and call the police chief as he or she is coming into town. Also, a vehicle must be preceded by a man carrying a red flag (during the day) or a red lantern (at night) 50 feet in front of the vehicle.

Seattle Crime Statistics

In 2015, according to the FBI, 3,878 vehicles were reported stolen in Seattle, and 37,754 property crimes were reported.

Seattle Vehicle and Driving Safety Requirements

Seat Belt Law

Anyone age 16 or above who’s driving or riding in a vehicle must wear a seat belt, and a driver must ensure that all children under age 16 either are wearing a seat belt or are in an approved child restraint device.

Children under age 8, unless the child is at least 4 feet, 9 inches tall, must be in a car seat or booster seat. After reaching that age or height, a child must use a seat belt correctly or must keep using a car seat or booster seat. Children under age 13 must sit in the back seat when it’s practical.

Cellphone Law

Nonemergency use of a handheld electronic device is illegal while driving a car — even if the car is stopped at an intersection or in traffic — and can lead to a $136 traffic ticket, according to the Seattle Times. Devices must be mounted in a cradle or be built in, and must require “minimal use of a finger” to open the app, the Times says. Watching any video is illegal.

Helmet Law

In Washington, all motorcycle operators and passengers must wear a helmet, according to the Washington State Patrol. In King County, which includes Seattle, all bicyclists must wear a helmet.

Impaired Driving Law

In Washington, a driver 21 and over can be charged with DUI with a blood alcohol content (BAC) of 0.08 percent or more. For a driver under 21, the BAC limit is 0.02 percent.

If you’re arrested for DUI, your driver’s license can be suspended for 90 days to two years. If you’re convicted of DUI, your license can be suspended for 90 days to four years. If convicted of DUI for the first time (with a BAC less than 0.15 percent), you can be sentenced to anywhere from one day to 364 days in jail, and be fined $940 to $5,000. Also, you may be required to install an ignition interlock device and to get an S-22 insurance form.

A commercial driver who has more than one DUI will have their commercial driving privileges permanently suspended.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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