Cheap Car Insurance in St Petersburg, Florida

Want to know more about St. Petersburg and how to acquire cheap car insurance? Well, nicknamed the Sunshine City, St. Petersburg, Florida, is known for its pleasant weather, averaging 361 days of sunshine per year. Situated on the tip of a peninsula between Tampa Bay and the Gulf of Mexico, St. Petersburg is home to an estimated 257,000 people. It is a popular retirement community and tourist destination.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in St. Petersburg, FL. Shop for your auto insurance today!

Driving Conditions in St. Petersburg

St. Petersburg is accessible to Tampa via bridges and causeways across the bay, and to Bradenton to the South via the I-275 Sunshine Sky Bridge. The average commute time to downtown St. Petersburg is 17 minutes, shorter than the U.S. average of just over 25 minutes, according to Census Bureau data.

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Unique Laws in St. Petersburg

Unless you're in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Florida also is among a small handful of states where you can be ticketed for driving too slow. The state's “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway. Meanwhile, more odd laws still on the books proclaim it illegal to drive over graves or park within intersections.

St. Petersburg Crime Statistics

St. Petersburg in recent years has made news with its increasing number of young car thieves. Local police recently estimated that 62 percent of auto thieves in Pinellas County are younger than 18.

The greater Tampa-St. Petersburg-Clearwater metro area had 5,948 cases of auto theft in 2015, according to the National Insurance Crime Bureau, or a rate of just under 200 incidents per 100,000 people. The national average for the same year was a rate of 220.2 per 100,000 people.

St. Petersburg Safety Requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states.

Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver's license “points” for doing so if you are stopped for something else.

St. Petersburg Impaired Driving Laws

Florida's DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months.

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Car Insurance St Petersburg, Florida Agents

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  • Aaa Insurance


    800 2nd Ave S
    St Petersburg, FL 33701
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    We needed passport photos. The AAA rep found a way to upgrade us at less cost than it would have been to pay for photos. Great customer service.

    AAA has excelliant service, I've been a member for 16yrs and I would'nt be without it.

  • Bell Insurance


    1112 34th St N
    St Petersburg, FL 33713
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    rude cudtomer service but cheap quotes and easy payment i loved it so far i dont know about late fees but all i can really say to fill this in more is cheap cheap cheap cheap cheap

  • Cathy Shadwick


    4338 1st St N
    St Petersburg, FL 33703
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    Great service, especially from cory! That guy knows his insurance!

    Cathy and Cory are DOUCHES

  • Helen Wade


    3209 30th Ave S
    St Petersburg, FL 33712
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    The information I received was not correct causing an increase in the Insurance I had purchased. I switched agencys because of the lure of a lower payment. That didn't happen and her staff, as professionals, should have known that upfront. Know your product, know your customers.
    I will not do further business with them

  • Roy James Insurance & Financial


    4100 Central Ave
    St Petersburg, FL 33711
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    I recently moved to St Petersburg, Florida and was in search for insurance on my new home. After making several phone calls concerning my insurance needs, Roy James Insurance was the most helpful in explaining diffferent policies and met my needs perfectly.
    Roy James Insurance was very professional and very helpful. I highly recommend them to anyone looking for insurance, whether personal or for your business. Thanks again.

  • Sandra Bourquardez


    7901 4th St N Ste 205
    St Petersburg, FL 33702
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    they made changes in my account that affected me, they dont have what they advertise on tv (money back for safe driver) been with them for 12 years the premiums keep going up and thier coverage goes down the drain. their customer services is worst yhou call for a question and get transfered to 2 to 3 people before you get somewhat of an answer. they SUCK avoid if possible all i can say they lost me as a costumer been loyal to them for 12 years but no more.

  • 4th St Insurance Professionals
  • A-discount Auto Insurance
  • Aaa Insurance
  • Acceptance Insurance
  • All About Insurance
  • American Health Life & Cas
  • Apple Insurance Mall
  • Auto Insurance Agency Of Tampa
  • Bayside Insurance Group
  • Bb&t - Iler Wall & Shonter
  • Bentley Group Enterprises
  • Bentley-denight Insurance Services
  • Bob Bixler Insurance Agency
  • Bob Degraaf Insurance Agency
  • Bozeman Insurance
  • Brinson Insurance Agency
  • Brooke Agency - Anthony Brown
  • Brooke Agency - Dana Harris
  • Brooke Agency - Sandra Gardner
  • Brown & Brown
  • Comegys Insurance Corner
  • Commercial & Home Insurance
  • Craig R Kilroy
  • Daniel Cullinan
  • Dave Tishuk Financial Services
  • Don Green
  • Doug Mayer Insurance Agency
  • Douglass Insurance
  • E Z Insurance
  • Earl Gainey
  • Earnest Williams Insurance Agency
  • Engelke Insurance
  • Family First Financial
  • Fifth Avenue Insurance Agency
  • Frank W Trump
  • Great Florida - Fako Insurance Plus
  • Gustavo Espinosa
  • Harbor Insurance Group
  • Hayes Insurance 2
  • Henry Brautigam
  • Hull & Company
  • Insurance Resources
  • Irwin Insurance
  • Jack A Donahey & Associates
  • Jenny Martin
  • Jim Hammar
  • Jim Vigue Insurance Agency
  • Joe Ems Insurance Agency
  • John Martin
  • Karen Wornicki
  • Ken Gersbach Agency
  • Larry R Holly & Associates
  • Luis Macias
  • Lynda Flanigan
  • Michael Valesky & Associates
  • Midtown Insurance Agency
  • Mike Jett
  • Miner Family Insurance
  • Mr. Auto Insurance Of St Petersburg
  • Mutual Insurance
  • Nelms Insurance Agency
  • Nielson & Company
  • Northeast Underwriters
  • Parker Wilson Insurance Brokers
  • Richard Lemarbre
  • Ronald F Holehouse Agency
  • Russ Barlow
  • San Of Tampa Bay
  • Scott Smith
  • Security Life & Casualty Company
  • Shirley Michaels
  • St Petersburg Insurance
  • Stahl & Associates Insurance
  • Sunshine Security Insurance Agency
  • Sunshine Security Insurance Agency
  • Sylvia P Rusche Insurance Agency
  • Terry Brinker & Associates
  • Thomas Swope Hendry Sr
  • Trustway Insurance Of 4th Street
  • Trustway Insurance Of Central Ave
  • Tyler Deneault
  • Tyrone Shelton
  • Valesky & Valesky
  • Vista Insurance Alliance
  • Vista Insurance Alliance
  • Wallace Welch & Willingham
  • White Hoskins Agency

Auto body shops St Petersburg, Florida

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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