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Cheap Car Insurance in Stamford, Connecticut

Locate cheap car insurance in Stamford, a mid-sized city on the Long Island Sound. The seventh-largest city in New England, Stamford is only 30 miles from Manhattan. And is considered part of the greater New York metro area. Stamford is home to about 128,278 as well as nine Fortune 1000 companies. It has the largest concentration of corporations in the nation. By area, it’s also the largest city in Connecticut, encompassing 52 square miles. Stamford’s Waterside Design District is a unique neighborhood and shopping destination focusing on interior design and architecture. The city is also home to the World Wrestling Federation and even a church shaped like a fish, the First Presbyterian Church of Stamford.

Driving Conditions in Stamford

Interstate 95 is the main route through Stamford, providing access to its downtown through four exits.

Merritt Parkway runs through the northern part of the city; its southbound lanes to New York City being most congested in the mornings, and northbound lanes coming back being congested in the evenings. Route 1 is Stamford’s main street and is also a major corridor for local traffic. I-95 is no picnic, either, and traffic increases as it nears New York City. In fact, the 23 miles between Bridgeport and Stamford in 2015 was ranked as the 19th worst commute in the U.S., according to the Texas A&M Transportation Institute and INRIX Inc.

The average commute time for Stamford is 25.4 minutes, on par with the national average. Nearly a quarter of Stamford commuters carpool or take public transit to work, according to Census Bureau data. For real-time traffic information, road construction and maps, visit

Unique Laws in Stamford

Stamford city leaders in 2017 were considering a “distracted walking” ordinance, which would allow police to fine people for texting or otherwise using a device while walking.

Effective Oct. 1, 2017, Connecticut gives civil and criminal immunity to any good samaritans who break a window to remove a child who is inside a hot car or otherwise in danger in a vehicle. Another new state law going into effect this year allows visitors to leave state parks with mushrooms they’ve picked there.

Connecticut laws state it’s illegal for cyclists to travel in excess of 65 mph, or for anyone to throw a used razor blade in the trash. Sensibly enough, town records are forbidden to be kept where liquor is sold. Also in Connecticut, it’s illegal to hunt from a car, according to a list of odd laws collected by Kupper Automotive, and it’s also illegal to shoot whales from your car.

Stamford Crime Statistics

The Stamford-Norwalk metro ranked No. 2 behind Danbury, Conn. on a recently published list of Best Cities for Crime between 200,000 and 500,000 population published by Sperling’s Best Places.

FBI statistics compiled for 2016 show 351 violent crimes in Stamford, only two of which were murder or manslaughter. The local violent crime rate of 270 offenses per 100,000 residents is below the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Stamford was 1,593 per 100,000 residents, also below the U.S. average of 2,451 property crimes per 100,000 residents.

Within the city, 192 vehicles were stolen in 2016, FBI data shows, a rate of 147 per 100,000 residents. The national average is 236 incidents per 100,000 people.

Stamford Safety Requirements

Drivers and all passengers are required to wear a seat belt, according to the Connecticut Department of Motor Vehicles, and failure to do so could result in a $75 fine. State law requires children under 16 be restrained child restrained in a safety seat or belt and children under one year must ride rear facing. Children under 60 pounds must ride in a booster seat. Hand-held cellphones are banned for drivers even when the car is stopped at signals. Also, Connecticut law requires continuous insurance coverage on any registered vehicle. If you fail to maintain insurance, the insurance company will send a report of cancellation to the DMV, which will notify you of a violation.

Stamford Impaired Driving Laws

In Connecticut, like most other states, a driver is considered legally intoxicated with a BAC of .08 or higher. For those under 21 years old, the legal limit is .02 or higher. Regardless of age, if you refuse to take a test, your operator’s license will be suspended for at least 45 days, the Connecticut DMV states. You will be required to install and maintain an ignition interlock device, or IID, as a condition of reinstatement. The IID will be required for at least one year or possibly more, depending on the number of prior offenses. These penalties also apply to a first conviction. Regardless of your situation, it’s possible to find cheap car insurance in Stamford, contact us for comparisons.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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