Actual Yearly Savings
  • John
  • $564
  • Jul 24, 2017
  • Chet narayan
  • $200
  • Jul 6, 2017
  • Amber
  • $3600
  • Jun 27, 2017
  • Damaso
  • $1200
  • Jun 5, 2017
  • Samantha
  • $180
  • May 20, 2017
  • Omar
  • $2400
  • May 12, 2017
  • Jonathan
  • $1920
  • Apr 10, 2017
  • Ricky
  • $540
  • Mar 11, 2017
  • Yesebia
  • $1200
  • Mar 7, 2017
  • Walter
  • $840
  • Feb 23, 2017
  • Brittany stitch
  • $1800
  • Feb 18, 2017
  • Simon boadi
  • $1440
  • Feb 6, 2017
  • Joshua
  • $1560
  • Jan 18, 2017
  • Vanessa
  • $1404
  • Jan 6, 2017
  • Daniel
  • $600
  • Jan 1, 2017
  • Ariwah
  • $204
  • Dec 30, 2016
  • Aaron
  • $1200
  • Dec 30, 2016
  • Richard
  • $600
  • Dec 29, 2016
  • Jenaye
  • $1800
  • Dec 28, 2016
  • Gerals
  • $3600
  • Dec 27, 2016
  • Boris
  • $600
  • Dec 24, 2016
  • Ahmed
  • $100
  • Dec 18, 2016
  • Patrick
  • $600
  • Dec 17, 2016
  • Matthew gilmore
  • $300
  • Dec 12, 2016
  • Michael desmond
  • $3600
  • Dec 9, 2016
  • Ganesan
  • $100
  • Dec 9, 2016
  • Mamacita
  • $100
  • Dec 8, 2016
  • Nwaigwe
  • $1125
  • Nov 28, 2016
  • Atif ur rehman
  • $360
  • Nov 23, 2016
  • Zack
  • $1920
  • Nov 8, 2016
  • Brandon
  • $1800
  • Oct 2, 2016
  • Alex
  • $198
  • Aug 10, 2016
  • Kylah
  • $2400
  • May 2, 2016
  • Linda
  • $1200
  • Jul 4, 2015
  • Desi
  • $1200
  • Jun 22, 2015
  • Crystal
  • $300
  • Jun 22, 2015
  • Amer
  • $480
  • Jun 5, 2015
  • Jasmine
  • $2400
  • Jun 4, 2015
  • Ted
  • $120
  • May 15, 2015
  • Jeremiah
  • $1200
  • May 13, 2015
  • Cody
  • $1200
  • Apr 28, 2015
  • Arthur
  • $1500
  • Mar 19, 2015
  • Michael
  • $800
  • Mar 4, 2015
  • Babiisasha
  • $910
  • Mar 2, 2015
  • Alex
  • $516
  • Mar 2, 2015
  • Tushar
  • $2400
  • Feb 28, 2015
  • Tim
  • $300
  • Feb 28, 2015
  • Kristina
  • $1200
  • Feb 21, 2015
  • Santos
  • $1000
  • Jan 30, 2015
  • Janine
  • $1200
  • Jan 21, 2015

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at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

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Resources

The Drunk Driving Epidemic

Ever since there were motorized vehicle conveyances there were drunk drivers. United States laws regarding drunk driving however weren’t enacted until 1910. The law wasn’t very specific; it was intoxication as judged by the arresting officer. As more and more automobiles took to the road, more and more drunk drivers did as well. True laws and enforcement were not implemented until the late 1970’s. With the help of advocates such as Mothers Against Drunk Driving, MADD was founded by a mother whose daughter was killed in a drunk driving accident, formal stricter driving while intoxicated laws were mandated. Laws, fines, and penalties still aren’t stopping the epidemic of drunk driving. 

Statistics show the toll of drunk driving. The National Highway Traffic Safety Administration began collecting alcohol related statistics in 1982, that year there were 21,113 drunk driving related fatalities. In 2010 that number did decrease to 10,228, but it’s still one too many. 40% of traffic related fatalities were alcohol related in 2006. Over one million drivers were arrested for under the influence of alcohol or drugs in 2010, that’s over 2,000 arrests a day. The epidemic now knows no bias towards women. In 1982 only 9% of DWI arrests were women, now that number is consistently over 20%. Age is an overwhelming factor as well. Ages 21-25 account for over 23% of drunk driving, based on MADD statistics as well as arrests, other than arrests voluntarily admitting to driving drunk is also accounted for. Although the rate of women drunk drivers has increased, men are still almost twice as likely to drive while drunk. A real problem is repeat offenders. One third of arrests made for drunk driving are repeat offenders. What is being done to alleviate the problem?

Stricter laws and penalties have been implemented to fight drunk driving. Mandatory jail time for repeat offenders, regardless of an accident is one such move. Refusing to be tested for drunk driving, be it a breathalyzer test or a road sobriety test, results in automatic license suspension. Ignition interlock devices have also been instated to prevent the habitual drunk driver form getting behind the wheel. Like a breathalyzer, the driver has to blow into the device in order to start the vehicle, if the driver is over the legal limit, the car will not start. Stricter alcohol laws against establishments furnishing alcohol to minors have and can also make a difference, since an alarming number of drunk drivers are under 21. Finally, organizations such as MADD, and The Century Council, have used their resources in anti-drunk driving campaigns and lectures throughout the country.

Unfortunately with easy access to alcohol and vehicles, drunk driving will always exist in some form. The best defense is knowledge against the problem. Do not drive drunk yourself, and try to spot and stop others from doing so as well. If it is someone you see at a party, get their keys. If you think you see it on the road, avoid the vehicle yourself and contact the police.