There are some perfect, or be it lucky drivers out there. There are people who seem to never have car trouble, never get in an accident, or never even get a ticket. For most of us however, one of the three has happened at least once. There are things that should be done if any or all three events occur.
You are driving along a pretty busy highway when all of a sudden your tire blows. The first thing to do is to try and maintain control of the vehicle. When control is achieved immediately signal to leave your lane, and enter the breakdown lane or appropriate shoulder, as carefully as possible. Once in the breakdown lane, immediately turn on your hazard signals, and come to a controlled stop. Trying to change a tire on a busy highway is a dangerous situation, and should only be performed in a breakdown lane or shoulder that is several feet away from passing traffic. If you decide not to change the tire yourself, call a road service company or the highway patrol, and remain in your vehicle until help arrives, this goes for any type of break-down that may occur. Several people are killed each year as pedestrians on the highway as they attempt to repair their car, or are just outside the vehicle waiting for assistance.
Being pulled over by the police can be unnerving for anyone. If you believe it is a legitimate law officer attempting to stop you, pull over as soon as possible as long as it is safe to do so. If the vehicle seems suspicious to you, since it may be unmarked, pull over but call the police to verify the identity of the officer. When it is determine it is a legitimate traffic stop, do not make any sudden movements, and obey the officer’s instructions. If you feel that you have done no wrong do not get into an argument with the officer, arguing could only make matters worse, responding calm, cool and collected may make the officer let you off with a warning. If after all this you still receive a citation, again, save the argument for a court date to appeal the ticket.
The scariest situation of all three is the traffic accident. It is helpful to keep a pen and paper handy if an accident happens. If you are in an accident with minor damage, pull over safely and exchange information with the other driver. Do not try and discuss who is at fault, and don’t admit fault even if you believe the accident was due to your driving. Write down the other driver’s license plate, and ask to see their license and registration. Even if there appears to be no damage and no injuries, still obtain all the information, do not let the other party try to brush off the incident. There could be unseen damage to the vehicle, or injuries that can’t be immediately felt. Also, note all individuals at the accident, some parties try to add occupants to vehicles after an accident in order to fake injuries and obtain more claim money. Finally, if the accident does seem serious enough, or the other party is not cooperating, call the police immediately for assistance. Most accidents reported to an insurance carrier will require a police report regardless.
If you are one of the lucky ones maybe none of these unfortunate incidents may happen to you. If you are not so lucky, being prepared and aware is a great tool to have against any problem that may arise when on the road.
Cheap Comparison Quotes Free and Customized
What to Do in Different Driving Events
- Alyyshia
- $1200
- Feb 4, 2023
- Robert
- $400
- Aug 31, 2022
- Olivia
- $600
- Aug 5, 2022
- Tracie
- $3600
- Jun 30, 2022
- Laura
- $3600
- Jun 27, 2022
- Carol
- $400
- May 31, 2022
- Christopher
- $360
- Apr 11, 2022
- Asam
- $1200
- Mar 21, 2022
- Courtney
- $1200
- Mar 5, 2022
- James
- $3600
- Sep 22, 2021
- Gladys
- $600
- Jun 26, 2021
- Sameer
- $400
- Jun 17, 2021
- Raquel
- $1800
- Jun 2, 2021
- Sharon
- $2000
- Jun 2, 2021
- Julia
- $243
- May 11, 2021
- Stephanie
- $3240
- May 6, 2021
- Tamika
- $480
- Apr 26, 2021
- Ierome
- $500
- Apr 14, 2021
- Sydnei
- $1068
- Apr 9, 2021
- Eavan
- $1200
- Mar 29, 2021
- George
- $1200
- Mar 27, 2021
- Gregory
- $1200
- Mar 26, 2021
- Steven
- $132
- Feb 27, 2021
- Daniel
- $1400
- Feb 24, 2021
- Sandra
- $1200
- Feb 21, 2021
- Sara
- $1000
- Feb 9, 2021
- Cyeriez
- $3000
- Feb 7, 2021
- Beatrice
- $400
- Jan 20, 2021
- Laura
- $400
- Oct 27, 2020
- Angelita
- $1800
- Oct 18, 2020
- Alen
- $3000
- Oct 16, 2020
- Artie
- $2400
- Oct 2, 2020
- Sana
- $1200
- Sep 29, 2020
- Robert
- $2400
- Sep 21, 2020
- Tiffany
- $780
- Sep 15, 2020
- Alisha
- $480
- Sep 4, 2020
- Joseph
- $540
- Sep 4, 2020
- Anthony
- $600
- Aug 17, 2020
- Shuntalisa
- $1200
- Aug 10, 2020
- Kathy
- $1200
- Aug 4, 2020
- Heather
- $1200
- Aug 4, 2020
- Heather
- $600
- Aug 4, 2020
- Yvette
- $1200
- Aug 3, 2020
- Andrea
- $120
- Jul 23, 2020
- Jose
- $720
- Jul 14, 2020
- Kathryn
- $2400
- Jun 4, 2020
- Kevin
- $1200
- May 12, 2020
- Letha
- $840
- May 7, 2020
- Megan
- $600
- Apr 20, 2020
- Gregory
- $3600
- Apr 18, 2020
Read More...
Read More...
Read More...
We can find you the best quotes for your unique circumstances, but we can’t change your driving record or other aspects that impact your insurance options. Here are a few things that can make a big impact now, and in the future.
Bundle your auto insurance with other policies
One of the easiest ways to save is by settling on a single insurer for multiple policies. Most insurance companies will automatically prorate savings and pass them along to you.
Consider a family or group insurance plan
Insurance costs are often lower if you share a policy with multiple people. Bundle each family member’s insurance or go in on a policy with a group to find lower rates.
Build your credit score
The better your credit, the easier it is to get a cheaper insurance policy. Insurance companies use this metric to determine insurance costs, so you’ll want to work on improving your credit to lower premiums.
Take a defensive driving course
If your driving record is a little rough, it can help to take a defensive driving course. Insurance companies often take that into account, and it can often lower your rates.
Purchase a vehicle with the latest safety features
Cars with safety and anti-theft features can help out your insurance prices because they’re less likely to be stolen or damaged. Definitely take a look at these.
Ask about discounts that might be available
Depending on your personal history and a few other factors, there may be a discount or two you qualify for that could lower your rate even further. Some of the most common discounts include good driver or senior discounts.
The opportunities to save even more by applying a discount to your rate are everywhere. Get more affordable car insurance with these discounts:
- Military and Federal Discounts
- Safe Driver Discount
- Good Student Discount
- Multi-policy Discount
- Safety Feature Discounts
- & More!
Read More...
"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest, I decided to shop here... and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]”
- Jared
If you’re ready to see how much you could be saving on insurance premiums, look no further. Get quotes from the top insurance companies in less than five minutes!
- Popular: How Does Car Insurance Work? Here's Everything You need to Know - May 18th, 2021
- Resources: The Ultimate List of Life Hacks for your Car: 70 Great Ways To Enhance Your Ride - November 12th, 2020
- Comparison: Does Auto Insurance Cover Non-Crash Injuries? - September 12th, 2020
- Help: More Car Shoppers Using Text Messages To Negotiate - August 14th, 2020
- Driving Record: Auto Insurance Options for High-Risk Drivers - August 28th, 2019
- Safety: Common Roadside Emergencies to be Prepared For - August 19th, 2019
- News: Report: Why US Pedestrian Deaths Continue to Rise - May 8th, 2019
- Employment: Project Manager - May 31st, 2011
