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Cheap Car Insurance in Winston Salem, North Carolina

Want to know more about cheap car insurance in Winston-Salem? Roughly 30 miles west of Greensboro, N.C. lies Winston-Salem, a city of about 242,000. Traditionally known for its history in the tobacco and furniture industries, Winston-Salem is named for the merging of two separate cities in 1913. Today, it is headquarters for BB&T, Hanes Brands, Krispy Kreme and Lowes Foods. The first city to create an arts council in the U.S., Winston-Salem is still often referred to as the City of the Arts, and remains home to a large number of art schools and venues.

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Driving Conditions in Winston-Salem

Interstate 40 and Interstate 74 run east-west through Winston-Salem. Highway 52 is the primary north-south corridor and is congested during rush hour. Winston-Salem’s average commute time is just over 25 minutes, which is right at the national average, according to Census Bureau data.

Real-time accident information, construction delays and weather conditions can be accessed online at North Carolina travel information is also available by calling 511, an automated system that provides free updates.

Unique Laws in Winston-Salem

If the weather requires you to turn on your windshield wipers, you must turn on your headlights or risk a ticket, according to the North Carolina Department of Transportation.

Happy hours are prohibited in North Carolina except for food specials. In addition, the state’s DWI laws apparently do not apply to motorized wheelchairs. It is illegal to Rollerblade on state highways, or to drive on sidewalks in North Carolina.

Winston-Salem Crime Statistics

The car theft rate in Winston-Salem was 125 incidents per 100,000 people for the year 2015, according to the National Insurance Crime Bureau, compared to the national average of 220.2 incidents per 100,000 people. The top three “safest neighborhoods,” based on crime rates and ranked by Neighborhood Scout, are Old Lexington Road/Gumtree Road, Mount Tabor and N. Peace Haven Road areas.

Winston-Salem Safety Requirements

According to the North Carolina Department of Transportation, drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency or when talking to a parent or spouse. Violators pay a $25 fine, but receive no driver’s license points. All vehicle occupants must wear seat belts. Children up to age 8 and weighing less than 80 pounds must be in a safety seat. For more details about child restraints and seat belts, visit

Winston-Salem Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with DWI, according to the North Carolina Department of Transportation. First offenders face a fine of up to $200 and 24 hours to 30 days jail time. Also, a person convicted of DWI will have his or her license suspended for at least one year.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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