Cheap Car Insurance in Boston, Massachusetts

Those who are interested in American history must study Boston. This city is one of the country's oldest as it was founded by Puritans in 1630. Most notably, the Boston Tea Party and the Boston Massacre took place here.

Driving Conditions

Driving conditions during the summer months are complicated by the rain, but Boston drivers have rain as well as snow during the winter months. Also during the summer months and springtime are frequent incidences of fog that can make it difficult for drivers to see on the roads. Hurricanes and tropical storms only occur on an occasional basis during the fall months.

Odd Laws

The state of Massachusetts prohibits the existence of witches and Quakers within its borders.

In order to wear a goatee in public, men must obtain a license and pay a fee.

Crime Statistics

The city of Boston reported to the U.S. Census Bureau that there were 3,324 property crimes in 2012. Specifically, 366 automobiles were stolen, and there were 473 burglaries. However, there were also 2,484 incidents of larceny.

Safety Requirements

Seatbelt law

The law requires that every driver and every passenger within a vehicle fasten their safety belts before the automobile begins to move. If Boston drivers operate their vehicles without a fastened safety belt, they will receive a $25 fine. If a vehicle has passengers who are 16 years of age or older, they will also receive the aforementioned fine if they violate this statute.

Helmet Law

Drivers of motorized bicycles and passengers are required to wear protective helmets while the vehicle is in motion. For violating this provision the first time, offenders receive a $25 fine. The fine for a second offense will be between $25 and $50, and the fine for the second and subsequent offenses will be between $50 and $100.

Handheld Law

Currently, Boston drivers are not restricted from using their cellular telephones unless they are operating a passenger vehicle. The fine for violating this regulation is $500.

Impaired Driving Law

Any driver that is found to have a blood alcohol content (BAC) of .08 percent or higher will be charged with driving under the influence (DUI). The fine will range from $500 to $5,000. The offender may receive a jail sentence that may last as long as two years and six months; some people receive both fine and jail sentence. In some cases, offenders will be required to have the SR-22 form filed for them after a DUI conviction.

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Car Insurance Boston, Massachusetts Agents

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  • Aaa Insurance


    125 High St
    Boston, MA 02110
    (617) 443-9300
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    The service that I received at this AAA office was absolutely horrific. I came in to get a very simple address change created and was met with the worst attitude I have ever received at any kind of establishment from a customer service agent. It was borderline verbal abuse. The agent's colleague whispered to me "I'm sorry" when she saw the abuse I was receiving after coming in and being completely courteous.
    Another colleague had to step in after this agent refused to service my request and tell her that she was obligated to fulfill my request. I then received a survey link from a branch manager named Pierre Laurent. I wrote back to him detailing my experience and all I received back was another customer survey link.
    Pathetic attempt to run a branch Mr. Laurent!!!!

  • Ap Insurance


    31 Milk St Ste 710
    Boston, MA 02109
    (617) 646-4570
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    Moving to Boston from the midwest meant switching my tags and insurance to MA. My co-workers told me to go to his guy and I was truly impressed with the service. They got the insurance set up, got my plates for me and even got me a parking sticker. I also got coverage for my condo and ended up getting a discount on both policies. I would recommend them to everyone.

  • H R Hatch Insurance Agency


    31 Milk St Ste 410
    Boston, MA 02109
    (617) 426-3711
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    Moving to Boston from the midwest meant switching my tags and insurance to MA. My co-workers told me to go to his guy and I was truly impressed with the service. They got the insurance set up, got my plates for me and even got me a parking sticker. I also got coverage for my condo and ended up getting a discount on both policies. I would recommend them to everyone.

  • Richard Soo Hoo Agency


    1148 Washington St
    Boston, MA 02118
    (617) 338-8168
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    Best insurance agency in Boston! I've had a lot of trouble with other agents- and have always switched after a year or 2. But, not these guys- they are great. Richard is one of the kindest people you will ever meet, It's a family owned and operated business and they really care about their customers. Not to mention they are incredibly knowledgeable and helpful when if comes to insurance. I feel like my money is well spent at this agency!

  • Skelly Insurance Agency


    60 Temple Pl Fl 4
    Boston, MA 02111
    (617) 357-4700
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    Bad experience and I will not be using them again. The agents there need to work on their customer service skills.

  • State Fund Insurance Agency


    100 Summer St Fl 16
    Boston, MA 02110
    (617) 956-9999
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    I've insured with several different companies through the years, but when I found State Fund, I was both pleased and relieved. I found them to be very competitive, very knowledgable, super efficient and really polite to deal with. You can't ask for more. For me, "all my boxes were ticked" and I remain a very satisfied customer. (Shout out to Jonathan M, btw - who should be voted, "Insurance Rep of the Year"!!)

    Outstanding customer service and knowledge of products.

  • Allston Insurance Agency
  • Amity Insurance Agency
  • Anthony E Ercolini Insurance Agency
  • Aon Risk Services
  • B R Alexander & Company
  • Boston Insurance Brokerage
  • C A Powers & Sons
  • Chan Insurance Agency
  • Child-genovese Insurance Agency
  • Christopher J Roche Insurance Agency
  • Cleary Insurance
  • Crosbie-macdonald
  • D & I Lohr Insurance Agency
  • Dwight Rudd & Company
  • Educators Insurance Agency
  • Exchange Insurance Agency
  • First Indemnity Insurance Agency
  • George Peters Insurance Agency,, C/o Dwight Rudd & Company
  • Hilb, Rogal & Hobbs
  • Hollis, Perrin & Black Agency
  • Homesite Insurance Agency
  • Intego Insurance Services
  • Intercontinental Insurance Brokers
  • International Insurance
  • J J Bodner Insurance Agency Of Boston
  • James Gorman Insurance
  • John F Spinney, Jr Insurance Agency
  • Knapp, Schenck & Company Insurance Agency
  • Marsh Usa
  • Marvin Kaplan Insurance
  • Nancy Z Bender Insurance Agency
  • O'connell Insurance Group
  • Previte's Insurance Agency
  • R L Summers Insurance Agency
  • Rapo & Jepsen Insurance Services
  • Risk Placement Services
  • Robert Cleary Group
  • Robert S Clark Insurance Agency
  • Rsc Insurance Brokerage
  • Satellite Agency Network Group
  • Seabury & Smith
  • Swett & Crawford Group
  • T A Holland Insurance Agency
  • T Robert Sullivan Insurance Agency
  • Tam Insurance Agency
  • The Hays Insurance Brokerage
  • The Weiner Company
  • Theodore Liftman Insurance
  • Thomas E Sears
  • Walter Kwan Insurance Agency
  • Wells Fargo Insurance Services
  • William Gallagher Associates
  • Shelley Alves
  • Shalanda Berni
  • Katrina Lebeda
  • Leon Vannorman
  • Braeden Albergo
  • Eve Argent
  • Reece Farin
  • Ana Gilton
  • Dylan Anselmo
  • Susan Henzel
  • Darin Merkt
  • Toni Kidney
  • Kendra Chisolm
  • Kristen Frisinger
  • Desiree Anjum
  • Claude Huntsberry
  • Cameron Tepfer
  • Chanelle Greenlees
  • Sara Vanhall
  • August Langton
  • Lennon Devendorf
  • Laura Sjoquist

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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