Cheap Car Insurance in Nashville, Tennessee

Nashville is in the central part of Tennessee. The city was founded in 1779 as a settlement along the Cumberland River. Nashville has gained a reputation as the music capital of the U.S. Other prevalent industries in the city include banking and publishing.

Driving Conditions in Nashville

The Texas A&M Transportation Institute reports that congestion is steadily becoming more of a problem in Nashville. The bad news for drivers in the area is that congestion is expected to become worse as the city continues to grow.

Odd Driving Laws in Nashville

While most people will never have to worry about this law, there is a law in the city of Nashville that states that people may not attach themselves to a moving vehicle in any way while wearing roller skates. This law can be found in the Code of Metropolitan Government of Nashville.

Nashville Crime Statistics

- Auto Thefts

According to data provided by the FBI for 2011, there were 1,728 auto thefts in Nashville in 2011. This means that there were 2.8 auto thefts per 1,000 residents.

- Property Crimes

There were 29,256 property crimes in Nashville in 2011. This means that there were 47.7 property crimes per 1,000 residents.

- Drunk Driving

According to the Tennessee Highway Patrol, there were 257 DUIs in Davidson County in 2012.

- Crash Statistics

There were 21,504 crashes in Davidson County in 2012.

Nashville Vehicle and Driving Safety Requirements

The Governors Highway Safety Association provides comprehensive driving safety information for Tennessee. Unlike other states, motorcyclists in the state of Tennessee are required to wear a helmet.

Everyone must wear a seat belt while riding in or driving a vehicle. Children under the age of 8 must sit in a booster seat. Drivers are never allowed to text, and bus drivers and people who hold a permit cannot use a cell phone at all while driving.

Impaired Driving Laws in Nashville

The legal blood alcohol content (BAC) level limit in Tennessee is .08. Penalties that are assessed against people who are charged with a DUI depend on whether the person has been charged with a DUI in the past. The Tennessee Department of Safety explains that first-time offenders could face up to a year in jail, license suspension of up to a year and a fine of up to $1,500. Offenders will also be expected to compensate anyone who was physically hurt in an accident related to a DUI.

People who have had three past DUIs will be charged with a felony when the fourth charge it brought against them. A fine of up to $15,000 will be assessed, and people who have four or more DUIs will have their license suspended for eight years.

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Car Insurance Nashville, Tennessee Agents

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  • Tim Shrum - State Farm Insurance Agent

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    Tim Shrum - State Farm Insurance Agent
    State farm nashville agent 615-922-2680 insurance nashville, tn https://www.Insuringmusiccity.Com free car insurance nashville, tn quotes, get a better deal with state farm nashville


    What makes your specific agency stand out from your competition?
    State farm nashville agent 615-922-2680 | insurance nashville, tn https://www.Insuringmusiccity.Com free car insurance nashville, tn quotes, get a better deal with state farm nashville


    • Insurance

    • 1416721

    4004 Hillsboro Pike Ste B219
    Nashville, TN 37215
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  • Nashville Music City Insurance Agency Llc

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    Dexter Branscome
    Helping families like yours protect the things that are important – your family, home, car and more. I’m also here to help you prepare a strategy to achieve your financial goals.


    2200 21st Avenue South Suite 105 Nashville, Tn 37212
    Nashville, TN 37212
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  • Barbara Stewart

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    3055 Lebanon Pike Ste 2103 Bldg Ii
    Nashville, TN 37214
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    Reviews

    Like the advertising, Barbara and her staff are always there! They are always pleasant to deal with and prompt in following through with what they say they are going to do. They are very helpful in the event of
    a claim. If a premium is due and you have forgotten about it, they always contact you and remind you.

    I've dealt with insurance companies and their agents in NC, GA, AL, and TN and Barbara and State
    Farm are the very best in my opinion.

    I highly recommend them!

  • Bryan Ward & Elmore

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    900 Woodland St
    Nashville, TN 37206
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    Reviews

    Bryan Ward and Elmore is an impossibly frustrating business. Joann Rankin was my contact and she made no effort to serve me in an accomodating manner. I had to take initiatives with paperwork, etc. and she made numerous mistakes along the way that I was forced to point out to her. I would not reccomend this company to anyone.

  • Burgett Ross & Associates

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    305 Donelson Pike
    Nashville, TN 37214
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    Reviews

    They treated me like a dumb kid. They only wanted to rate me in their high risk company even though I had no tickets or claims. I think it was because I was a young driver.

  • Frank E Neal & Company

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    2223 8th Ave S
    Nashville, TN 37204
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    Reviews

    I just bought a new car and was looking for auto insurance through progressive and found Frank Neal & company. They were really helpful in explaining the coverages to me and getting my policy set up and sending my information to my lender. I would recommend them to anyone

    I recently purchased my first home. I looked for an established firm to handle my homeowner's insurance who had both a 1) connection to the community and would look out for my best interest, as well as 2) national level resources. Frank E Neal embodied those items and gave me a very competitive rate, after obtaining quotes for several other providers. Very happy with my choice and service.

  • Graham Insurance Agency

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    1080 E Trinity Ln
    Nashville, TN 37216
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    Reviews

    The best insurance in East Nashville

  • Hale Insurance

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    301 29th Ave N
    Nashville, TN 37203
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    Reviews

    The knowledgeable staff at Hale Insurance have always gone above and beyond my expectations when it comes to an insurance agency. TFrom commercial insurance to personal needs, their expertise is always ready when I need them.

  • Jeff Summers

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    336 21st Ave N
    Nashville, TN 37203
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    Reviews

    We moved to town about 3 years ago and were referred to Jeff by our local realtor. Since that time, we've had extremly positive experiences in almost every sense of the word. While we rarely have a need to use our coverage, they have always been there to answer questions and resolve any concerns my wife or I had. Since I travel a great deal, she has to handle our business activities. Jeff and the people in his office have always been very consistent in assisting us. In a world of default phone numbers, it's nice to talk to live people - nice live people. Thanks Jeff !

    I just had a good experience with my State Farm Insurance Office and wanted to share it. During the high winds over the past few days, I lost a large portion of my roof. I contacted the Jeff Summers agency after hours and filed my claim. To my amazement I talked to a live claim person. The next morning I got a personal call from Jeff and his assistant both! So far the process has been seamless. The roof has actually been repaired and we're back to normal.

    I travel out of town and I really appreciate the personal attention that Jeff, Caleb and the claim lady gave. Thanks so much for taking care of us during this time. It means a lot.

    Allen

  • Jerry Matthews

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    2010 Murfreesboro Pike
    Nashville, TN 37217
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    Reviews

    Hearthstone Interior Design Nashville Tn would like to thank you for recommending our Interior Design services,

    Jerry Matthews has been our agent for 23 years and he and the staff our awesome. We hired him as our agent when we first moved to Nashville and since then we have moved out of state, back to Nashville and now to Castalian Springs and they have continued to take care of all our insurance need no matter of where we have lived. An example of their geniune caring is when a tornado damaged many houses in our area the very next morning Wilene, a very sweet staff member, called just to make sure we were o.k. and to ask if we needed anything. It is so nice to be able to call and talk to people who geniunely care about us and our family. If you are looking for an agent I recommend you call Jerry and his staff.

  • Mike Varallo Insurance Agency

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    296 White Bridge Pike
    Nashville, TN 37209
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    Reviews

    mike and tammy what can I say , they always come through for me and my family. FAIR, HONEST, and work hard to get you a very good auto ins. quote.

  • Patrick Adams

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    47 Brookwood Ter
    Nashville, TN 37205
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    Reviews

    Patrick has been our agent for the last 21 years. He has seen us through first car wrecks, marriage, the birth of three children, and the many changes in our lives. Through everything he and his staff have been responsive, caring, and going out of their way to make sure our needs are covered.
    State Farm has been the best insurance company for customer service, bar none, and Patrick Adams is by far their best agent.

    We lived in Nashville in 1996, found Patrick and Ginger, but had to move away. Since we still lived in TN, we were able to keep the Adams's agency as our representatives for State Farm. I was very much relieved, because each time I've moved it's been hard to decide who to do business with, and we already trusted and liked the Adams's very much.

    We spent 3 years in Memphis and we've been living in Maryville, south of Knoxville, for 6 years now, and we intend to keep Patrick and Ginger as long as we can. We haven't even seen them or they us for almost ten years now, but they still manage to be available to us and give us good advice. They are so friendly and helpful they amaze us. They've offered us very useful tips many times, and they always follow up and do what they say they'll do. In this ""era"" those admirable actions are not so easy to come by.
    We're both 68 years old, so we've seen quite a few insurance agents and agencies and companies. We're very please to have such good care now.

  • Phil Watts

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    4703 Gallatin Pike
    Nashville, TN 37216
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    Reviews

    Phil Watts at State Farm has treated me like I was his mother. They have covered my house and my auto for over 30 years. When I had a claim on my car, they just said take it to your favorite body shop, and we'll take care of it. Once, my water heater, that was in the attic, exploded and came through the floor down in the living room. There was a hole about like a 4 ft. square. They not only patched that square, they put in a whole new ceiling, redid my wallpaper, painted all the woodwork, cleaned all the furniture and curtains, and put down a new carpet. i was honestly shocked, that they almost remodeled my living room. They went far beyond the call of duty. I would recommend Phil Watts..agent for State Farm to everyone that i cared about, and anyone else.

  • Ray Watts

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    4703 Gallatin Pike
    Nashville, TN 37216
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    Reviews

    Phil Watts at State Farm has treated me like I was his mother. They have covered my house and my auto for over 30 years. When I had a claim on my car, they just said take it to your favorite body shop, and we'll take care of it. Once, my water heater, that was in the attic, exploded and came through the floor down in the living room. There was a hole about like a 4 ft. square. They not only patched that square, they put in a whole new ceiling, redid my wallpaper, painted all the woodwork, cleaned all the furniture and curtains, and put down a new carpet. i was honestly shocked, that they almost remodeled my living room. They went far beyond the call of duty. I would recommend Phil Watts..agent for State Farm to everyone that i cared about, and anyone else.

  • Rob Mitchell

    EDIT

    307 Donelson Pike
    Nashville, TN 37214
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    Reviews

    I called Rob Mitchell insurance today. I had some questions about COBRA and my health insurance. Rob was so easy to talk to. He made me feel so much better about getting insurance from him. He was a Godsend!

    Rob MItchell is a great insurance agent. He too time to explain my policy and made some suggestions that saved me several hundred dollars a year.

  • Royce Williams

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    5517 Charlotte Pike
    Nashville, TN 37209
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    Reviews

    Choosing this agency was a very easy decision for me. My parents used them for years and had no troubles so I decided to use them as well because I knew if they were loyal to my parents for so many years it would be a good fit for me.

    I feel I am getting the best rates for my situation as well as excellent service when I need it!

  • Willis Of Tennessee

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    26 Century Blvd
    Nashville, TN 37214
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    Reviews

    The Correct Address is: 26 Century BLVD, Nashville, TN 37214

  • A & B Insurance Solutions
  • Aaa Insurance
  • Adair Arrington & Willis
  • Agnes H Cole
  • Aim Insurance Of Tennessee
  • Al Bardayan Agency
  • Al Phillips Insurance Agency
  • Alexander & Associates
  • Anderson Insurance Service
  • Antioch Insurance Agency
  • Arthur Walker Jr
  • Atm Insurance Agency - Theresa Habachi
  • B & T Business Services
  • Bailey Insurance Agency
  • Bandy Van Cleave & Williamson
  • Bb&t - Cooper Love Jackson Thorton & Howell
  • Ben Yousofzadeh
  • Bethany Harbin
  • Betty-ann Murphy
  • Bill Mason & Associates
  • Bob Gaither
  • Bobby Berry
  • Bobby Cordell Insurance
  • Bobby Thomas Jr Agency
  • Booker Insurance Agency
  • Brandon Martin
  • Bush Insurance & Financial Services
  • Buy Insurance Direct Inc.
  • C Y Thurman Insurance
  • Carter & Associates
  • Charles A Sueing
  • Charles Heath Harden
  • Charles Sargent Jr
  • Cheryl Crewse
  • Christine L Lamb
  • Church & Associates
  • Cli-cat Insurance Agency
  • Clinton Hobbs Insurance
  • Craig Mcelhaney
  • Creagh Insurance Agency
  • Crichton Brandon Jackson Ward
  • Crump Financial Services
  • Cunningham Insurance Agency
  • Darla Bousselot
  • Darla Bousselot - Advantage Insurance
  • Davidson County Farm Bureau
  • Davidson County Farm Bureau
  • Davidson County Farm Bureau
  • Deborah Thomas
  • Earl Johnson Insurance Agency
  • Eby Insurance Agency
  • Ed Underwood
  • Eric L Pirtle
  • Eric Osborne
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • First Horizon Insurance Group
  • Fox Everett
  • Fred J Duke Jr
  • Fridrich, Pinson & Rothberg
  • Frost Specialty Risk
  • Futrell Insurance Agency
  • Gail Hughes
  • Gary Newsom
  • Geny Insurance Agency
  • Gerard Kopulos
  • Gill & Associates
  • Greater Nashville Insurance Group
  • Greenwich Transportation
  • Greenwich Transportation Underwriters
  • Greer Carr Insurance Agency
  • Greg Brenner
  • Greg C Nelson
  • Gwinn Insurance Services
  • Harpeth Insurance
  • Heather Farmer
  • Holly Watkins
  • Holt Insurance
  • Hylant Group
  • Hylant Of Nashville
  • Imperial Insurance Agency
  • Inhouse Insurance Services
  • Insurance Executive Plus
  • Insurance Service Corporation
  • Insurors Of Tn
  • Jay Norman
  • Jeffrey Scott Mckinney
  • Jerron Barnes
  • Joe Perniciaro
  • John C Slate
  • John Claybrooks Insurance Agency
  • John M Thetford
  • Johnny Logan
  • Jon Hunter
  • Joshua Swayze
  • Kathie M Story
  • Kathy Pharis
  • Ken Hackett Insurance Agency
  • King & Associates Insurance
  • Kneeland & Hutsenpiller Insurance
  • Kurt Lytle
  • Larry Johnson Insurance Agency
  • Latonya Martin
  • Lee Murphy
  • Lester Mcclain
  • Lig Insurance Agency
  • Lurton O'barr Insurance Agency
  • Macke & Associates
  • Mangrum & Associates
  • Mangrum & Hite Insurance
  • Manuel Palomares
  • Marsh Usa
  • Martin & Zerfoss
  • Marvin Cook
  • Mary Winslow Thurston
  • Metlife Auto & Home
  • Michael Davis
  • Michael Lajoie
  • Mike Bates
  • Mike Fuller Insurance Agency
  • Mike Sparta
  • Mills Insurance Agency
  • Mims Insurance Agency
  • Music City Insurance
  • Natchez Trace Insurance Agency
  • Nigel Barker
  • Officer Insurance Agency
  • Orion Insurance Agency
  • Pacesetter Insurance
  • Parker & Watts Insurance
  • Paul Wheeler
  • Phil Hardeman
  • Phill Pharr
  • Richard D Wonders
  • Risk Management Partners
  • Rlh Agency
  • Robble Agencies
  • Robert Bearden
  • Robins Insurance Agency
  • Roger's Insurance
  • Rosane Robert
  • Roy Arnold
  • Sankumba Diaoune
  • Sayle & Company
  • Scot H Crawford & Associates
  • Security Insurance
  • Shelley Banks
  • Si Insurance & Tax Agency
  • Sid Neuhoff
  • Southern States Security
  • Spann Insurance
  • Stephan Andrew Gaffney Agency
  • Stephon Fleming
  • Synaxis Group
  • Tammy Varallo Insurance
  • Tee Insurance Agency
  • Terry Burns
  • Terry Burns
  • Terry Burns
  • Terry Johnson Insurance Agency, Inc.
  • Terry Stone
  • Terry W Jones
  • The Butler Company
  • The Fleming Agency
  • The Insurance Solutions Agency
  • The Insurers Mart Of Tennessee
  • The Manning Agency
  • Thomas Nesbitt Jr
  • Tom Murphy
  • Tomika Willingham
  • Tony Rowland
  • Tri-city Insurance Agency
  • Troy Logan
  • Valinda Burks
  • Varallo Insurance Agency
  • Vernon Wells
  • Wade & Egbert Insurance Agency
  • Wally Knox
  • Wendell L Knight
  • Wes Mimbs
  • Willie Thomas
  • Wilson Insurance Agency
  • Zander Insurance Agency
  • Leroy Loftus
  • Bethany Robideau
  • Malachi Dayhuff
  • Doreen Meseck
  • Caroline Linard
  • Vera Barbera
  • Brianna Maciolek
  • Stacy Snedegar
  • Jessie Unterbrink
  • Lorraine Gillmore
  • Marjorie Schaffter
  • Vicky Lewandoski
  • Eddie Werntz
  • Gail Santomauro
  • Roxanne Pendergraft
  • Cory Tetreau
  • Jaydan Hefferon
  • Sheldon Furno
  • Courtney Shulkin
  • Kendrah Felderman
  • Kerri Davide
  • Maryann Pattison
  • Danielle Augustus
  • Carolyn Zellers
  • Robert Goudeau
  • Yvonne Bair
  • Lindsay Lefferts
  • Nathaniel Getchell
  • Julia Mancusi
  • Jasmine Fletes
  • Brian Orms
  • Cecil Strauss
  • Sandy Lafoe
  • Hollie Brahler
  • Ruth Ridgel
  • Marcia Rubins
  • Jesse Teter
  • Esswein
  • Raleigh Bellante
  • Don Yater
  • Sarah Kemplin
  • Layla Ehmen
  • Lee Iuliano
  • Minnie Torcivia
  • Cristina Magann
  • Norma Zercher
  • Thelma Reppert
  • Janice Ramsden
  • Carmen Roddenberry
  • Eleanor Moubray
  • Jonathan Kufahl
  • Tammy Wascom
  • Kelsey Zamir
  • Roxanne Dabish
  • Beth Broadstone
  • Charlie Veracruz
  • Marian Cantor
  • Dale Loh
  • Doreen Antoni
  • Raymond Wintjen
  • Sally Pablo
  • Kecia College
  • Autumn Agurs
  • Emily Lehew
  • Timothy Mclaurin
  • Hector Cavalcante
  • Brett Matkovich
  • Brandi Fallis
  • Jacqueline Bramante
  • Mary Kristin Caputa
  • Jeffrey Christesen
  • Christie Roebke
  • Janis Mccomsey
  • Finnegan Caliva

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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