Cheap Car Insurance in Seattle, Washington

Seattle is a seaport located in the Pacific Northwest region of the U.S. Incorporated in 1869, Seattle has grown significantly in recent years and is the largest city in the state of Washington. The city is known for its high number of overcast days throughout the year. While public transportation is widely available, traffic is still a concern for commuters.

Driving Conditions in Seattle

According to traffic information group INRIX, Seattle has some of the worst driving conditions in the country. Congestion, a dense population and high commute times contribute to this determination. Commuters spent an average of 28 minutes driving to work in Seattle in 2012.

Unique Laws in Seattle

According to the Environmental Protection Agency, no one in the state of Washington may smoke in a vehicle when a child who is young enough to require a car seat is present. This law has been passed in an effort to protect children from the ill effects of second-hand smoke.

Seattle Crime Statistics

- Auto Thefts

Data provided by the FBI reveals that there were 3,400 auto thefts in Seattle in 2011. This means that there were 5.5 auto thefts per 1,000 residents.

- Property Crimes

There were 31,792 property crimes in Seattle in 2011. This means that there were 51.4 property crimes per 1,000 residents.

- Crash Statistics

According to the Washington State Department of Transportation, there were 13,236 total vehicle collisions in Seattle in 2011.

- Drunk Driving

There were 9.9 DUI-related collisions per 10,000 people in Seattle in 2011.

Seattle Vehicle and Driving Safety Requirements

The Governors Highway Safety Association informs motorcyclists that helmets are required by all riders in the state of Washington. Drivers and passengers of cars and trucks are required to wear seat belts at all times, and children under the age of eight must use a child restraint.

Drivers must use a headset in order to use a cell phone while driving, and novice drivers are not permitted to use a cell phone at all. No one may text while driving.

Impaired Driving Laws in Seattle

Drivers in the state of Washington are considered to be driving under the influence with a blood alcohol content (BAC) level of .08. Commercial drivers can be charged with a DUI with a BAC level of .04.

People who are charged with a DUI may have their license suspended for up to four years. Some people are required to have an interlock device installed on their vehicle before they can get their license back. Commercial drivers will have their driving privileges suspended for one year after their first DUI offense. A commercial driver who has more than one DUI will have their commercial driving privileges permanently suspended.

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Car Insurance Seattle, Washington Agents

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  • David Lo


    David Lo
    Contact seattle state farm agent david lo at (206) 772-3388 for life, home, car insurance and more. Get a free quote now.

    What makes your specific agency stand out from your competition?
    Contact seattle state farm agent david lo at (206) 772-3388 for life, home, car insurance and more. Get a free quote now.

    • Auto Insurance

      Car Insurance

    • Agent

    • 675418900

    12705 Renton Ave S
    Seattle, WA 98178
    (206) 772-3388
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  • Aaa Insurance


    4554 9th Ave Ne Ste 120
    Seattle, WA 98105
    (206) 633-4222
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    I have been an AAA member for many years and value their automobile services. Some of their advertisements offering items of questionable relevance leave one cold. Today in the mail there appeared an offer for a FREE! Cellular phone with FREE shipping and on and on. The word FREE (always capitalized in large print) appears six times on the first page, six times on page 2, twice on page 3 and three times on page 4. In a small print footnote, the offer whispers sotto voce that a $35 activation fee is required. Given the probable functionality of the phone in the absence of activation, it is not clear why the activation fee is treated as a separate element. The attempt to hide the real cost of service and the assumption that seventeen occurrences of "FREE" obfuscate an obligatory cost component are insulting. Why should I respond to to an ad that insults me? No sale, AAA.

  • Brent Amacher


    2319 California Ave Sw Ste A
    Seattle, WA 98116
    (206) 935-0499
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    Excellent Service = Genuinely Friendly, Well Informed, FAST Service & Very Professional !!!

    Brent has been my agent for over 8 years and has always provided top shelf service. I would recommend him and his staff to anyone looking for an agent.

  • City Insurance Center


    743 N 35th St
    Seattle, WA 98103
    (206) 632-2845
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    Helpful, Professional, and Knowledgeable.

  • Kent Christianson


    1705 N 45th St Ste A
    Seattle, WA 98103
    (206) 632-8000
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    Having an insurance agent is something I never cherished until later in life. Having policies with the same contact (Kent) and company make my life a lot easier. The accessibility at this office makes dealing with a claim or policy change very easy. Im not sure what I did without him.

    Kent has been great to me and my family. All my policies are with him because I love to work with him. Easy and friendly.

  • Mike Howard Insurance Solutions


    10501 Aurora Ave N
    Seattle, WA 98133
    (206) 529-0262
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    Eric V.

    Mike and his wife are great people. I would highly recomend giving them a try!


  • Pollock Insurance


    654 S 152nd St
    Seattle, WA 98148
    (206) 244-3566
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    I have been using them as my broker for the past 3 years. They are the best that I have ever dealt with.

  • Randy Mcallister


    7409 Aurora Ave N
    Seattle, WA 98103
    (206) 783-2323
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    Been doing business with them since 1974. Sent many friends to them too for the best deal on a bike and the greatest parts and service dept around too. My 1st bike I bought there was new and I have bought some used ones which never had any problems. I consider Randy a personel friend now and hope to see him play in person someday instead of on TV. All in all if you want a bike Aurora Suzuki can beat any deal out there and keep you for life as a customer.

    I order about 99% of all my parts from here. Joe in the parts deptartment is a great at making sure I get what i want and that if they don't have it in stock that I get it in a quick and timely fashion.

  • Roy Potter Insurance


    412 Queen Anne Ave N
    Seattle, WA 98109
    (206) 284-0470
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    Eric V.

  • Sakahara & Hashimoto


    1629 S Jackson St
    Seattle, WA 98144
    (206) 328-1555
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    I would avoid using this insurance company. Very unprofessional service. I called to verify coverage of a condo policy and after being told they did not carry the policy I asked another question, the lady said she did not care and hung up the phone.

    I wouldn't want my clients treated like this. AVOID THEM!

  • Sound Insurance Agency


    9627 Aurora Ave N
    Seattle, WA 98103
    (206) 527-0888
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    Very nice, great service and very helpful

  • Thury Foster


    7918 Green Lake Dr N
    Seattle, WA 98103
    (206) 985-2528
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    For being in the middle of Seattle Thury Foster's State Farm office has plenty of parking. There are literally two parking spaces on either side of the building and you can even park up front right next to his MINI Cooper. Thury's staff is very knowledgeable, friendly, and thoroughly review everything I have with them. I appreciate their approach of providing me with the information and allowing me to decide how I want insure myself. That is why they insure my car, condo, and life.

    I have worked with several insurance agencies over the years...but Thury and his team are the best!!! The rates are great and the service is above and beyond. I highly recommend him to everyone.

  • Youkie Laney Agency - State Farm Agency


    2505 3rd Ave Ste 120
    Seattle, WA 98121
    (206) 441-5630
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    I just moved to Seattle and this office made everything so easy. Everyone was so friendly and helpful during such a hectic time. I really appreciated Ashley going the extra mile for me too!

    One of the best customer services I have ever experience. The staff is very friendly and there were so helpful to me. Highly recommend them to family and friends.

  • A Hubbard Insurance Agency
  • A T
  • A&r Insurance & Financial Services
  • Aaa Insurance
  • Abd Insurance & Financial Services
  • Adams Insurance Agency - I S G
  • Al Alfonso
  • All Pro Risk Management
  • Alliance Insurance
  • Alliant Insurance Services
  • Allison Agencies
  • American Business & Personal Insurance
  • Anaya, Richard D
  • Anchor Marine Underwriters
  • Anderson & Black Insurance
  • Anthony Duncan
  • Anwer Mangrio
  • Aon Risk Services
  • Armfield, Harrison & Thomas
  • Asian Insurance Agency
  • Au Nguyen
  • Avery Insurance Agency
  • Balcos Insurance
  • Barry V Hasson
  • Belltown Insurance Group
  • Bgi Agency Network
  • Bob Molenda
  • Brian Schiffer
  • Brooks Cairns Insurance Group
  • Brooks Insurance Group, Seattle
  • Brown & Brown
  • Bruce E Martin
  • Burien General Insurance Agency
  • C Don Filer Agency
  • C Don Filer Agency
  • Carlson Insurance
  • Carlson Insurance & Financial Services
  • Carmelita Strong
  • Catherine Budbill
  • Catherine Darracott
  • Charles Cohen
  • Chris Elliott
  • Christopher Lavin
  • Christopher Togawa Insurance Agency
  • Chuck Dagg
  • Combined Insurance Services
  • Dan Tierney
  • Danny Fong
  • Dave Newman Insurance Agency
  • David Pankey Insurance Agency
  • David Y Lo Insurance Agency
  • David Zhou
  • De Franco Merrill Insurance
  • Delridge Insurance Company
  • Dennis H Dye
  • Dml Insurance Services
  • Don Swanson Insurance
  • Duy Tran
  • Eli Mackey Jr
  • Embree Insurance Agency
  • Enterprise West
  • Erica L Hedin
  • Erik Wiitala
  • Ezra Teshome
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • First Insurance Agency
  • Fletcher Nance & Associates
  • Forest Park Insurance
  • Francis Suarez
  • Frank C Fu Insurance Agency
  • Frank Crystal & Company Of Wa
  • Fred Thies
  • Fujiyama Agency
  • Funmi Bolonduro
  • Gangon Insurance Agency
  • Gary Houser
  • Gennady Kolesnikov
  • George C Fu Insurance Agency
  • George R Teasdale
  • Gerald Grinter Insurance
  • Gillespie Insurance Agency
  • Gitai Ben-ammi
  • Global Insurance Specialists
  • Greg Nunn
  • Greg Wadsworth
  • Griffith Insurance Group
  • Gunning & Associates
  • Gurry & Rogers Insurance Agency
  • Homestreet Insurance
  • Hugh Wood
  • Inland Insurance
  • Insurance Cents
  • Insurance Pro
  • Insurance Pro
  • Insurance Resources & Services
  • Insurance Services Group
  • Insurance Source Nw-skyway
  • Irene Yu
  • J Denny Ryals
  • James Ellison
  • James Merkle Insurance Agency
  • James Merkle Insurance Agency
  • James Nguyen
  • Jean Landon - Suson
  • Jeffrey Taylor
  • Jeremy Olson
  • Jeremy Olson
  • Jesse Forman
  • Joe T Nguyen
  • John Davis
  • John Evans Insurance Agency
  • John Pham
  • John Ramsay
  • Johnson Insurance Agency
  • Josh Boender
  • Juliann Kobs
  • Kelly Ryan
  • Kevin Keadle
  • Khoa Dang
  • Kibble & Prentice
  • Kim Taylor
  • Larry Forman Insurance Agency
  • Larry Haderli
  • Lawrence Pang
  • Lovsted Worthington Insurance
  • Lucho Singh
  • Magnolia Insurance Agency
  • Margaret Wang
  • Marieli Cestari
  • Mark Hafemeister Insurance Agency
  • Mark Levy
  • Marsh Usa
  • Melinda Elkin
  • Metlife Auto & Home
  • Metlife Auto & Home
  • Michael Wong Insurance Agency
  • Michael Wong Insurance Agency
  • Midlakes Insurance
  • Miller Hansen & Torphy
  • Milton Lew Insurance Agency
  • Mona Freeman
  • Monheimer Insurance Group
  • Morford Ward Kikuchi Insurance
  • Nate Root
  • North Star Insurance Services
  • Northwest Insurance Group
  • Nowogrowski Rupp Insurance Group
  • Ogishima Insurance Agency
  • Olivia Crelencia
  • Paul Vogel
  • Paul Vogel
  • Paulla Suy-dom
  • Phil Fleming
  • Phillip Plenkovich
  • Public Employees Insurance Agency
  • Quality Risk Management Services
  • R L Evans Company
  • Rainier Valley Insurance Agency
  • Ramage Insurance Agency
  • Ray Neumiller Insurance Agency
  • Raymond Insurance Agency
  • Raymundo Olivas
  • Rich Haynie Insurance
  • Rich Haynie Insurance
  • Ride West Insurance
  • Robert Scheuffele
  • Robinson & Saunders Agency
  • Robinson-maurer-welts
  • Roger Belvill
  • Rogers & Norman
  • Ronald Whaley
  • Roy A Ovenell Insurance Agency
  • Rudolf Birkenkopf Agency
  • Rush Drake Insurance
  • Ryan L Carlson
  • Safeco Insurance Company
  • Sandra M Merten
  • Sandra Smith-jackson
  • Sav-on Agencies
  • Scott Peterson
  • Scott Ramage
  • Sean Swift
  • Seattle Insurance Agency
  • Seattle Insurance Group
  • Shawn Yim
  • Sheila Burrus
  • Snapp & Son Insurance
  • Spangler Insurance
  • Sprague Israel Giles
  • State Farm Insurance - Teshome Agency
  • Steven Teasley
  • Susan H Lee
  • Tan Vu
  • Thanh Tran
  • The Douglas Group
  • The Reagan Agency
  • Thomas Mai
  • Thomas Muir
  • Tony Curcuruto
  • Top Notch Insurance Solutions
  • Totem Lake Insurance
  • Tram N Hoang
  • Tran Thai
  • Van Quach
  • Velapoint
  • Vern Fonk Insurance
  • Verne J Valentine Agency
  • Wally Green
  • Warren D Elmer
  • Washington First Insurance Services
  • Wells Fargo Insurance Services
  • Willis Of Seattle
  • Wiltse Insurance Agency Network
  • Lloyd Loppnow
  • Patty Hazard
  • Andrea Blough
  • Doris Platero
  • Karrie Cubit
  • Ana Weeman
  • Marsha Insley
  • Paul Walek
  • Hannah Zeller
  • Jasper Himmelberg
  • Irene Rehfeld
  • Braylen Buttolph
  • Belinda Scholar
  • Desiree Weppler
  • Steven Schlenk
  • Tyrone Strayer
  • Jayson Avin
  • Joaquin Dersch
  • Meredith Jakub
  • Jesicsa Glos
  • Melanie Pinault
  • Melvin Stefka
  • Warren Peaco
  • Natalie Reymundo
  • Monique Keat
  • Randall Wike
  • Rachael Ewalt
  • Caleb Juncaj
  • Brad Bornt
  • Annie Tutt
  • Lacey Rowekamp
  • Billy Breland
  • Jillian Timpone
  • Wesley Sado
  • Danielle Espersen
  • Chester Hyder
  • Joe Swaim
  • Lindsey Scarpinato
  • Erica Oaks
  • Marshall Valore
  • Ashley Cartee
  • Thelma Engelhardt
  • Sheila Morrell
  • Vernon Wierzbicki
  • Patty Janka
  • Terri Nedved
  • Brittany Mckellar
  • Frederick Debois
  • Melissa Pinchback
  • Mandy Maust
  • Clayton Collie
  • Zachery Dunkerley
  • Katie Mancuso
  • Judy Axe
  • Cory Wingfield
  • Billy Farrier
  • Flor Diss
  • Mindy Brannen
  • Ruby Radermacher
  • Benny Westlund
  • Cathy Delafuente
  • Tracey Sitter
  • Jeramiah Dankenbring
  • Kihkj Halicki
  • Rozette Guia
  • Carole Salmans
  • Chelsea Terron
  • Arnold Stoyanov
  • Kellie Merriweather
  • Hugh Pacyna
  • Sue Mechem
  • Stephen Hunton
  • Nicholas Plotner
  • Shelly Warhol
  • Krista Tobiason
  • Jesus Zacharia
  • Tom Raith
  • Jermaine Timian
  • Tammy Bucy
  • Charlene Wilcoxen
  • Jody Kuenning
  • Amanda Pandya
  • Lillian Vaid
  • Abel Bispo

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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