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Cheap Car Insurance in Abilene, Texas

Find cheap car insurance in Abilene, the town featured in the movie, “Friday Night Lights.” Named for Abilene, Kansas when it was established by cattlemen in 1881, the Texas version today is home to seven colleges including Abilene Christian University, Abilene Commercial College and Cisco College. It’s also the site of the West Texas Fair and Rodeo, Western Heritage Classic and a monthly Artwalk downtown. Visitors may know it best for its unique and interactive Old West museum titled “Frontier Texas!” as well as the only rainforest located in west Texas within the Abilene Zoological Gardens. Abilene’s population in 2015 was estimated at 121,721.

Driving Conditions in Abilene

Abilene lies along Interstate 20 between exits 279 and 292. I-20 runs east to Fort Worth and Dallas, and west through Midland and Odessa before merging with I-10 which continues west.

A loop around the city is formed by I-20 on the north side, U.S. Route 83 on the west and Loop 322 on the east side. A busy commercial corridor, South 14th Street is often congested near U.S. Route 83/Winters Freeway. But compared with other cities its size, Abilene commuters have it pretty easy, with an average commute time of 14 minutes, according to U.S. Census data. The average U.S. commute time is about 26 minutes. Traffic information, cameras, accidents and construction updates can be accessed at

Unique Laws in Abilene

Abilene city leaders in 2017 opted to allow alcohol sales for consumption until 2 a.m. Alcohol sales were not legal at all in Abilene until 1978.

Recently enacted laws in Texas permit the open carry of knives and swords in Texas. Beginning this year, applicants for a Texas driver’s license must take a course in distracted driving in addition to other requirements. A course specifically for drivers 35 and older is expected to be added in 2018. Adults can legally ride in the back of a truck, according to Texas laws, and there are even exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle.

Abilene Crime Statistics

FBI statistics compiled for 2016 show 546 violent crimes in Abilene, eight of which were murder or manslaughter. The local violent crime rate of 445 offenses per 100,000 residents is above the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Abilene was 3,484 offenses per 100,000 residents, also above the U.S. average, which is 2,451 property crimes per 100,000 residents.

Within the city, 251 vehicles were stolen in 2016, FBI data shows, a rate of 204 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Abilene Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or back seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving went into effect in September 2017.

Abilene Impaired Driving Laws

In the Lone Star State, a driver is considered legally intoxicated and can be charged with Driving While Intoxicated with a BAC (blood or breath alcohol content) of .08 or higher. A driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Minors under 21 can be charged with any BAC, and both drivers and passengers also can be fined $500 for having an open alcohol container in a car. Penalties are more severe if your BAC is above .15.

First DWI offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years or an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. No matter what your driving history, you can find cheap care insurance in Abilene, contact us for rate comparisons.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

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When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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