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Cheap Car Insurance in Allentown, Pennsylvania

Locate cheap car insurance in Allentown, a mid-sized city on the Lehigh River, only 90 miles from New York City. Founded in 1762, Allentown is the place where the Liberty Bell was hidden from the British during the American Revolutionary War. Many of the city's historic homes and buildings still stand and older neighborhoods are a mix of Victorian and Federal-style row houses. In addition, many of its closed manufacturing buildings have been re-purposed into residential lofts. Both New York and Philadelphia are within an easy driving distance, while hiking trails and snowy mountains are readily accessible for outdoor enthusiasts.

Driving Conditions in Allentown

Four expressways have exits into Allentown. Interstate 78 through the southernmost part of the city runs from Harrisburg to the west to New York City's Holland Tunnel. Others are the Pennsylvania Turnpike, which part of Interstate 476, Pennsylvania Route 309 and U.S. Route 22/the Lehigh Valley Thruway. Public parking inside the city is managed by Allentown Parking Authority. Allentown residents can usually drive to either Philadelphia or New York City in about two hours. The average commute time for Allentown is 27.7 minutes, about a minute longer than the national average. For updated traffic incidents, construction and maps, call 511.

Unique Laws in Allentown

Allentown city leaders in 2017 passed ordinances restricting the growing of bamboo within the city, limiting where, how and when the fast-growing woody grass can be planted.

Pennsylvania laws regulate vehicle modifications such as frame and bumper height, depending on the type of vehicle and its weight. However, no vehicle may be taller than 13 feet, 6 inches. “Off-road lights” must be covered and not used when driving on roadways. One outdated Pennsylvania law states that “any motorist driving along a country road at night must stop and send up a rocket signal, wait 10 minutes for the road to be cleared of livestock” before continuing. In Pittsburgh, it is still technically illegal to bring a donkey or a mule onto a trolley car.

Allentown Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 552 violent crimes in Allentown, 10 of which were murder or manslaughter. The local violent crime rate of 457 offenses per 100,000 residents is above the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in Allentown was 2,766 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 282 vehicles were stolen in 2016, FBI data shows, a rate of 233 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Allentown safety requirements

Children under 4 must be in a safety seat, and those under 2 must be rear-facing. Children between 4 and 8 must ride in an approved booster seat, according to the Pennsylvania Department of Transportation. Drivers, front-seat passengers and anyone under 18 must wear a seat belts, though tickets won't be issued unless you are pulled over for another violation. Also, Pennsylvania has banned all texting while driving.

Allentown impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving under the influence, according to the Pennsylvania Department of Motor Vehicles. A BAC of .10 or higher is an enhanced charge, as is a DUI by a minor, commercial driver or a driver in an accident causing injury or damage. First offenders face up to six months of probation, $300 fine, alcohol highway safety school and treatment if ordered. For more information on how to obtain cheap car insurance in Allentown, contact us for rates comparisons.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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