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Cheap Car Insurance in Beaumont, Texas

Locate cheap car insurance in Beaumont, home of Lamar University. Located on the Neches River, Beaumont is famous for the 1901 Spindletop gusher that began development of an enormous oil field and kicked off a thriving energy industry in southeast Texas. Before that, the area’s economy was agriculture and port trade. The Port of Beaumont today is the nation’s fourth largest seaport by tonnage. Still heavy in the petrochemical refinery business, Beaumont is part of what is known as the Golden Triangle with Port Arthur and Orange. The entire area was heavily hit by Hurricane Harvey in August 2017. The 85-square-mile city had an estimated population of 118,299 in 2016. Conn’s Appliances Inc. is its largest employer.

Driving Conditions in Beaumont

Though it’s not considered part of the Houston metro area, Beaumont is only 85 miles east of Houston via Interstate 10. I-10 continues east to New Orleans, 263 miles away, and on through Mobile, Alabama into Florida. The Texas A&M Transportation Institute in 2014 ranked Dowlen Road from U.S. 60 to College Street No. 1 as the most congested roadway in southeast Texas. Just behind it was College Street from I-10 to Pearl Street at No. 2, and I-10 from College Street to North Main Street at No. 3. Even so, the average commute time for Beaumont is just over 18 minutes, shorter than the national average of about 26 minutes. Traffic information, cameras, accidents and construction updates can be accessed at

Unique Laws in Beaumont

Beaumont City Council in 2017 enacted a teen curfew law requiring juveniles to be indoors from 11 p.m. to 6 a.m. on weeknights and midnight to 6 a.m. on weekends.

Adults can legally ride in the back of a truck, according to state laws, and there are exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle. Recently enacted laws in Texas permit the open carry of knives and swords in Texas. Beginning this year, applicants for a Texas driver’s license must take a course in distracted driving in addition to other requirements. A course specifically for drivers 35 and older is expected to be added in 2018.

Beaumont Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 1,316 violent crimes in Beaumont, 14 of which were murder or manslaughter. The local violent crime rate of 1,112 offenses per 100,000 residents is nearly three times the national average of 386 offenses per 100,000 in the nation. The property crime rate in Beaumont was 4,282 offenses per 100,000 residents, nearly twice the national average of 2,451 incidents per 100,000 residents. Within the city, 306 vehicles were stolen in 2016, FBI data shows, a rate of 258 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Beaumont Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or at a minimum weight of 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving went into effect in September 2017, although some Texas cities already had such an ordinances in place.

Beaumont Impaired Driving Laws

In the Lone Star State, a driver is considered legally intoxicated and can be charged with Driving While Intoxicated with a BAC (blood or breath alcohol content) of .08 or higher. A driver also may be deemed intoxicated if impaired due to alcohol or other drugs, regardless of BAC. Minors under 21 can be charged with any level of alcohol and both drivers and passengers also can be fined $500 for having an open alcohol container in a car. Penalties are more severe if your BAC is above .15.

First DWI offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to two years or an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your driving history, you can find cheap car insurance in Beaumont, Texas; contact us for rate comparisons.

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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

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When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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