Looking to learn more about Boston and how you can get cheap car insurance in MA? Boston is a beacon to United States history buffs. Boston was founded by Puritans in 1630 and is one of the oldest cities in the U.S. The city was the site of such historical events as the Boston Massacre and the Boston Tea Party. If you haven’t visited either area yet, they’re definitely ones to consider.
Boston roadways see a lot of traffic. In the 2014 US Census, the Boston metropolitan area was determined to be home to more than 4.7 million people. With so many drivers on the road, you’ll want to be on the lookout for cheap car insurance in Boston.
Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Boston. Insurance rates can vary widely, so be sure to shop around to find the biggest rates savings. Shop for your auto insurance today and get a variety of car insurance quotes in Massachusetts
You probably already know that some forms of auto insurance coverage are optional in Boston and the rest of Massachusetts. For example, with Boston car insurance, drivers are not required by the state to have comprehensive or collision coverage.
But you’ll need to carry at least cheap car insurance in Boston to adhere to Massachusetts law and policies. According to the DMV, When it comes to car insurance, Massachusetts requires its drivers to carry 4 types of coverage with the following amounts:
That’s the minimum insurance in Boston you need to drive legally, but insurance companies also offer products that can be nice to have when buying car insurance in MA. When you get a quote for cheap car insurance in Boston, consider if you would be interested in rental insurance, meaning in the event your car is unoperational due to theft or an accident you are able to rent a car at low or no cost to you, and towing and labor coverage, which means you have some options for roadside assistance in the event of a breakdown or accident. Adding such insurance services will increase the cost of your cheap car insurance in Boston but may well be worth it in the event of an emergency.
Driving conditions during the summer months are complicated by the rain, but Boston drivers have rain as well as snow during the winter months. All the more reason to carry Boston car insurance! Also during the summer months and springtime there are frequent incidences of fog that can make it difficult for drivers to see on the roads. Hurricanes and tropical storms only occur on an occasional basis during the fall months, but when they do, you’ll be grateful you bought cheap car insurance in Boston.
The state of Massachusetts prohibits the existence of witches and Quakers within its borders. In order to wear a goatee in public, men must obtain a license and pay a fee.
In 2015, authorities reported 1,610 vehicle thefts in Boston, along with 13,147 larcenies and 3,096 burglaries, according to the FBI. If you buy the right coverage, cheap car insurance in Boston can help you get back on the road if you are a victim of vehicle theft.
In Massachusetts, every vehicle driver and passenger must wear a seat belt (with a few exceptions). Anyone over 16 who’s found not wearing a seat belt can be fined $25. If passengers under 16 aren’t wearing seat belts, the driver can be fined $25 for each of those passengers.Under Massachusetts law, any child under age 5 and any child weighing 40 pounds or less must ride in a child passenger restraint, such as a booster seat, car seat or infant seat. Also, a child under 8 must be fastened into a child passenger restraint, unless the child is at least 57 inches tall.
Any bicycle operator or passenger under 16 must wear a helmet. Regardless of age, every motorcycle operator or passenger must wear a helmet.
A violation of the bicycle helmet law can lead to a fine of up to $20.
Anyone violating the motorcycle helmet law faces a fine of $35 for the first offense and a fine of $75 to $100 for the second offense. In addition, a violator can be hit with an insurance surcharge that lasts at least six years.
Massachusetts law prohibits texting while driving. However, it allows talking on a cellphone while driving (unless the driver is under 18).
Violating the texting-while-driving law can result in a $100 fine for a first offense, $250 fine for a second offense and $500 fine for a third offense.
In Massachusetts, what people in other states know as DUI or DWI is called operating under the influence (OUI), which covers alcohol and drugs. For someone 21 and over, the OUI limit for blood alcohol concentration is 0.08 percent; if you’re under 21, it’s 0.02 percent.
No minimum jail sentence is required for a first-time OUI offender; for a second-time offender, it’s 30 days, and for a third-time offender, it’s 150 days.
A first-time offender can lose his or her driver’s license for up to one year; for a second-time offender, the maximum is two years, and for a third-time offender it’s eight years. Repeat offenders also are required to install an interlock device in their car. Refusing to take a breath test also may cause you to lose your license in Massachusetts.
125 High St
Boston, MA 02110
BOUGHT MY EUROS FOR AN UPCOMING TRIP. BEST DEAL IN TOWN, AND NO FEE! TOOK ONE DAY… EASY! AND EVERYONE I DEALT WEITH WAS PLEASANT AND COURTEOUS.
The service that I received at this AAA office was absolutely horrific. I came in to get a very simple address change created and was met with the worst attitude I have ever received at any kind of establishment from a customer service agent. It was borderline verbal abuse. The agent’s colleague whispered to me “I’m sorry” when she saw the abuse I was receiving after coming in and being completely courteous.
Another colleague had to step in after this agent refused to service my request and tell her that she was obligated to fulfill my request. I then received a survey link from a branch manager named Pierre Laurent. I wrote back to him detailing my experience and all I received back was another customer survey link.
Pathetic attempt to run a branch Mr. Laurent!!!!
31 Milk St Ste 710
Boston, MA 02109
Moving to Boston from the midwest meant switching my tags and insurance to MA. My co-workers told me to go to his guy and I was truly impressed with the service. They got the insurance set up, got my plates for me and even got me a parking sticker. I also got coverage for my condo and ended up getting a discount on both policies. I would recommend them to everyone.
1148 Washington St
Boston, MA 02118
Best insurance agency in Boston! I’ve had a lot of trouble with other agents- and have always switched after a year or 2. But, not these guys- they are great. Richard is one of the kindest people you will ever meet, It’s a family owned and operated business and they really care about their customers. Not to mention they are incredibly knowledgeable and helpful when if comes to insurance. I feel like my money is well spent at this agency!
60 Temple Pl Fl 4
Boston, MA 02111
Bad experience and I will not be using them again. The agents there need to work on their customer service skills.
31 Milk St Ste 410
Boston, MA 02109
Moving to Boston from the midwest meant switching my tags and insurance to MA. My co-workers told me to go to his guy and I was truly impressed with the service. They got the insurance set up, got my plates for me and even got me a parking sticker. I also got coverage for my condo and ended up getting a discount on both policies. I would recommend them to everyone.
100 Summer St Fl 16
Boston, MA 02110
I’ve insured with several different companies through the years, but when I found State Fund, I was both pleased and relieved. I found them to be very competitive, very knowledgable, super efficient and really polite to deal with. You can’t ask for more. For me, "all my boxes were ticked" and I remain a very satisfied customer. (Shout out to Jonathan M, btw – who should be voted, "Insurance Rep of the Year"!!)
Outstanding customer service and knowledge of products.
Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.
It's easier to get discounted car insurance with a car that has a high safety rating than one without one.
When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.
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