Find cheap car insurance in Chattanooga, a southeast Tennessee city in the foothills of the Appalachians. Located on the river of the same name, Chattanooga has an estimated population of 177,571 and lies about 120 miles northwest of Atlanta. It’s the only American city with its own established typeface, known as “Chatype,” and also the birthplace of the tow truck. The International Towing and Recovery Hall of Fame and Museum is among its unique attractions, along with its 9-day Riverbend Festival.
Chattanooga is considered a transportation hub and has an extensive traffic infrastructure, plus bus service and a bike-sharing program. Chattanooga ranks No. 1 in the country for freight moving through by truck, according to a freight study by Cambridge Systematics, a fact that doesn’t spell good news for traffic congestion especially during rush hour. Still, the average commute time is just under 23 minutes, shorter than the national average of 26 minutes.
The website, smartway.tn.gov/traffic, displays real-time information on accidents, construction and weather-related delays. These include live streaming cameras and message boards in Memphis. Information is also dispersed through the Tennessee Department of Transportation’s Twitter account. Drivers can also access road and traveling conditions by calling 511, an automated voice response system through which callers can ask for specific roadways or regions.
Tennessee laws forbid anyone to stand on the roadway to solicit either a ride or employment from drivers. Also, if your car’s sound system can be heard 50 feet away, it is considered excessive noise. Shooting at game from your car also is illegal, as is using a lasso to catch a fish, sharing your Netflix password or failing to install a hitching post in front of your business. A (thankfully) vague law prohibits “crimes against nature,” and parents may not require children to pick up trash from the road on Easter Sunday.
Chattanooga in 2016 was ranked 63rd on a list of worst cities for car theft published by the National Insurance Crime Bureau. The Chattanooga metro area reported 1,881 cases of auto theft, or a rate of Glendale reported 353 cases of auto theft in 2015, according to the National Insurance Crim347 incidents per 100,000 people. This is higher than the national average of 220 incidents per 100,000 people.
Texting while driving is illegal and all drivers and passengers must wear seat belts, according to the Tennessee Department of Safety and Homeland Security. In addition, motorcyclists and their passengers must wear helmets that meet federal safety standards. Approved car seats are required for children up to age 3, and booster systems are required for those 4 to 8 years old who are under 4 feet, 9 inches tall. Infants under age 1 must ride in a rear-facing seat. Drivers must move over when possible while passing a stopped emergency vehicle with its lights engaged.
Drivers over 21 with a blood or breath alcohol content of .08 are higher can be charged with driving under the influence, as can those under 21 with a .02 result, Tennessee laws state. First-time offenders are subject to a $350 minimum fine and 48 hours in jail, plus paying for towing and storage. Charges are enhanced if the driver’s BAC is higher than the legal limit or if children in the car at the time of arrest. Note that open alcohol containers anywhere in the car are illegal, according to the Tennessee Department of Safety and Homeland Security. Contact us to compare rates for cheap car insurance in Chattanooga.
Jr Isham
Our mission is to engage, understand, and minister to people in chattanooga as we walk together through the seasons of life. With our folks, business is not separate from ministry; business is ministry and insurance is only the beginning. We help you with car insurance, home insurance, life insurance and renters insurance in chattanooga tn
What makes your specific agency stand out from your competition?
We know price is important just as knowing when you need car insurance your insurance company will be there for you. At jr isham – state farm insurance agent we will take the time to know you so we can be sure you are protected. We do this for home insurance, life insurance as well as renters insurance. Give us a call in chattanooga tn.
License Type
Personal Lines
Personal Lines
State Farm Bank® Nmls
Mlo License
License Number
TN-2295602
GA-3113573
139716
124519
6774 Executive Oak Lane
Chattanooga, TN 37421
7036 Lee Hwy
Chattanooga, TN 37421
My wife & I were very comfortable talking to Geoff about just the right amount of coverage we needed for our 2003 Ford Mustang GT & me 2000 Chevorlet Surburban.. I’m going to be talking to him very soon about taking over our “gap” insurance on the Mustang. I may get my 1984 Honda Interceptor motorcycle insuranced also. Geoff is just a real nice guy to deal with.
Paul & Lorrie
7509 E Brainerd Rd
Chattanooga, TN 37421
Need insurance? Look no further. You get a great agent backed by a Good Strong Company(State Farm)! I would buy from David regardless of who’s insurance he sells.
You couldn’t make a better choice!
4159 Ringgold Rd Ste 101
Chattanooga, TN 37412
HOMER IS GREAT HE GOES OUT OF HIS WAY TO HELP.
4830 Highway 58 Ste 10
Chattanooga, TN 37416
I have always had a good experience with the ladies at the office. From the very 1st visit to my most recent.
I am always greeted with a friendly hello and a courteous have a good day, after I’ve made my payment.
I have even called and made payments over the phone and never have my information with me and am told “it is no problem for them to look it up”
THANKS STATE FARM!!!!!
8703 E Brainerd Rd
Chattanooga, TN 37421
Don’t try and make a claim with out being ready for a battle. They will take your money like a good neighbor. But make a claim and you will become the no good cousin looking for money from the rich uncle with out any right to ask or enough intelligent to know want you are talking about. Beware good neighbors are not insurance companies; insurance companies only want to make money. Neighbors are only people they have to by nice to when they you see then in the front lawn. Don’t turn your back on them.
5036 Highway 58 Ste D
Chattanooga, TN 37416
I called Coffey insurance when I was looking to switch from one Insurance agency to another. They went out of their way to help me and made moving very smooth. They also found a way to help me save money. I would definitely recommend this Agency.
Don’t let him give you a quote and you decide not to switch. He called me when he left my current policy holder and asked for my business. I decided not to switch at the time. This has been a couple years now and I decided to check with him now since I don’t have a local representative. He told me he was not interested and I blew him off and did not need my business. I was shocked at his response. Didn’t realize he would get that pissed off because I didn’t switch my business to his new agency. Whatever blew him off meant?? Last time I checked, he called and asked for my business and ran a quote for me. I didn’t feel it was the right time to leave for the little savings.(little) he offered. If every agency that ran a quote for you and they did the same. How long do you think they would be in business. Stay away!! He does not represent Cotton States as YP has listed.
7348 E Brainerd Rd
Chattanooga, TN 37421
I would not recommend doing business with this Agency. Owner and management seem more concerned with money than customer service. I had my home and auto with them, was concerned with price and the way a claim was handled, the manager was horrible to work with, very unprofessional and did not seem educated enough to help. I had to move all of my business but I feel a lot more taken care of now than I have.
Used to be a great place to do business, but as the company grew, so did the owner’s ego; customers now pay the price. Unfortunate – hope he learns… Until then, take your business elsewhere.
Remind Me to Save Again!
Want to remember to get quotes later? Get a reminder!