Find the Cheapest Car Insurance Policy in Alaska

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With a longer coastline than all other U.S. states combined, Alaska boasts some of the wildest, most remote destinations in North America. With nearly 500 miles separating this frontier-type state from the other continental states, Alaska’s remoteness sets it apart culturally as well as geographically. Ranking as the largest state, driving through Alaska can challenge the driver as well as the vehicle. has put together some great facts to help protect drivers, whether visiting, living or working in the “Land of the Midnight Sun”.

Average Car Insurance Premiums in AK

Alaska’s auto insurance premiums have remained above the national average for the past 20 years, and it shows no signs of declining. On the other hand, indicates the state’s premiums as a percentage of income has been below the national average during that same time.

Auto Insurance Costs by County:

Alaska County:Sedan:SUV:Coupe:Truck:Hybrid:
Aleutians East$785$692$770$794$842
Aleutians West$785$692$770$794$842
Bristol Bay$785$692$770$794$842
Fairbanks North Star$810$718$794$827$866

Minimum Requirements for Car Insurance in Alaska

New Driver License Requirements

Due to the high volume of rural areas and residents in Alaska, drivers license requirements vary depending on the area in which the vehicle will be operated. For a list of areas that fall under the Class D Off-Highway Drivers License, visit the DMV’s list of Exempt from Registration areas.
Regardless of residence, a driver must be 16 years of age or older and have a valid drivers license to operate a vehicle in the state of Alaska. Applicants under 18 must apply for a provisional license and hold that license for 6 months before becoming eligible for a regular license. A parent, legal guardian or employer must provide proof of 40 hours of supervised driving, 10 of which must be in challenging driving conditions. Parental consent is needed to obtain a provisional license for an applicant under the age of 18.
The following lists the requirements to obtain an Alaskan license for residents in urban areas. Additional information can be found in the Alaska Drivers Manual.

DUI & DWI Laws in Alaska

Alaska Insurance Resources

State Department of Insurance

Department of Commerce, Community and Economic Development
Division of Insurance
Robert B. Atwood Building
550 W. 7th Avenue, Suite 1560
Anchorage, Alaska 99501-3597
(907) 269-7900
Get directions.

Department of Transportation

Alaska Department of Transportation and Public Facilities
3132 Channel Drive
Juneau, Alaska 99811-2500
(907) 465-3900
Get Directions.

Department of Motor Vehicles

Alaska Department of Administration
Division of Motor Vehicles
1300 W. Benson Blvd.
Anchorage AK 99503-3696
Get Directions.

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