Get the Cheapest Car Insurance Quotes in Florida

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How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

Average Car Insurance Costs in Florida

  • Florida state minimum liability costs around $158 a month or $1,897  a year. Full Coverage policies cost around $473 a month or $5,678 a year.

CheapCarInsurance pulls cost date from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

With over 20 million licensed drivers in Florida, a reliable auto insurance policy is a must. Florida car insurance is among some of the most expensive in the country because of the number of cars on the road and the likelihood of getting into an accident with an uninsured driver. The best way to get the cheapest car insurance in Florida is by shopping around. Rates can vary drastically from one company to the next. That’s where Cheap Car Insurance comes into play.

Cheapest Car Insurance Companies in Florida

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Insurance Provider:Minimum Liability:Monthly:Full Coverage:Monthly:
State Farm$1,181$98$3,069$256
Direct Auto$1,645$137$5,713$476

Florida Car Insurance Costs by County & Vehicle Types

Only one year in the last 30 has seen Florida’s average auto insurance premiums drop to match the national average. indicates an upward trend in average rates that have been well above national figures for several years now.

Here is a breakdown of average costs by FL county and vehicle type on auto insurance policies:

Florida County:Sedan:SUV:Coupe:Truck:Hybrid:

Minimum Requirements for Car Insurance in Florida

New Driver License Requirements

DUI – DWI Laws

Car Insurance Discounts

Cheap Car Insurance understands you work hard for your money. Why spend more on your auto insurance coverage? As you sift through car insurance quotes in Florida and consider which of the cheap insurance companies to go with, keep in mind these car insurance discounts that can help your hard-earned money stay in your pocket:

Insurance discounts may vary by state, so contact us today to see if you qualify for any of these car insurance discounts!

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