Get the Cheapest Car Insurance Quotes in Hawaii

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The newest member to the United States is the world-famous Hawaii. “The Aloha State” is made up entirely of islands and hosts some of the world’s premier surfing championships. A Pacific paradise, Hawaii’s tourism is the booming business on the islands, and the residents welcome visitors like family. Although the big island is 4,000 square miles, not all of it is as drive-able as one might think. In fact, driving in Hawaii can be a challenge, and that’s why has provided this article about Hawaii’s car insurance facts. This list can help keep driver’s protected in paradise.

How Much Does Car Insurance Cost on Average in Hawaii?

  • State Minimum Liability in Hawaii costs $53 a month or $630  a year. Full coverage costs around $170 a month or $2,044 a year on average.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

hawaii roads

What are the Cheapest Hawaii Car Insurance Companies?

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Insurance Provider:State Minimum:Monthly:Full Coverage:Monthly:
State Farm$370$31$1,316$110
21st Century$557$46$1,838$153

Average Car Insurance Policy Costs by County & Vehicle Type

According to, Hawaii’s auto insurance premiums have jumped back and forth above the national average. The state’s average car insurance premium as a percentage of income remains below the national average. Here is a breakdown of the average costs of car insurance by the county in Hawaii you live in as well as the type of vehicle you drive in the state:

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:

Minimum Requirements for Car Insurance in Hawaii

New Driver Licensing Requirements

DUI & DWI Laws

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