Get the Cheapest Car Insurance Quotes in Kansas

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How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

How Much Does Auto Insurance Cost in Kansas on Average?

  • Kansas state minimum liability car insurance is $72 a month or $870 a year. You can expect to pay $259 a month or $3,108 a year for a full coverage policy.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

Kansas state sign

Cheapest Car Insurance Companies in Kansas

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Insurance Provider:State Minimum:Monthly:Full Coverage:Monthly
State Farm$659$55$2,448$204
Farm Bureau$844$70$3,612$301
American Family$924$77$1,937$161
Farmers Insurance$951$79$3,187$266

How to Find Cheap Car Insurance in Kansas

Wild Bill Hickok, Batt Masterson and Wyatt Earp each served terms as lawmen in the historically western state of Kansas. Such towns as Wichita, Abilene and Dodge City still bring the American Wild West to life through their rich and colorful history. With its all-American baseball history dating back to 1886, it seems the best of the west has been born and bred in this midwestern state. Even with its legendary tornadoes, Kansas still attracts hard-working, industrious patriots year-round. has been working hard too, putting together all the important information about Kansas’ car insurance laws so “Kansans” can keep driving and working worry-free. In order to find cheap car insurance in KS (which is a state requirement for drivers), it is best to first understand what the average costs for an auto policy should be in your area and then compare from top providers.

KS Car Insurance Costs for County & Vehicle Type

According to data from the NAIC and our personal company data of thousands of KS drivers, the average cost of car insurance in Kansas is around $756 per year for minimum liability coverage, and around $1,504 per year for full coverage, which includes liability, collision, and comprehensive coverage.

The cost of car insurance can vary depending on several factors, including location, age, driving history, and coverage options. In this article, we will delve into the average costs of car insurance in Kansas and factors that can impact your premiums. Here is a further breakdown of what you can expect to pay for coverage based on the type of vehicle you drive and your current city in Kansas:

KS County:Sedan:SUV:Coupe:Truck:Hybrid:

It’s important to note that car insurance rates can change over time, and it’s always a good idea to shop around and compare quotes from different insurance providers to find the best coverage at the most competitive rates.

Additionally, many insurance companies offer discounts for bundling policies, maintaining a good driving record, completing a defensive driving course, or having safety features installed on your vehicle, so be sure to inquire about any potential discounts that may be available to you.

Minimum Requirements for Car Insurance in KS

How to Get a New License in KS

DUI Driving Laws in Kansas

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