Get the Cheapest Car Insurance Quotes in Michigan

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Michigan Car Insurance Costs on Average

  • Michigan state minimum liability costs around $143 a month or $1,738 a year. Full coverage policies cost around $411 a month or $4,924 a year.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

Michigan skyline

Michigan, bordering 4 of the 5 Great Lakes, is proud to be known as the state with the most lighthouses. Living in the largest state east of the Mississippi River, Michigan residents enjoy world-class attractions as well as vast scenic wonders. This “Winter Wonderland” attracts tourists for its beauty on the northern peninsula and for its major industry on the southern. Michigan drivers enjoy white winters and warm, pleasant summers, so Cheap Car Insurance has put all the information drivers will need right here in one spot. That way, Michigan drivers can spend time enjoying “The Wolverine State” instead of searching for information.

Michigan Auto Policy Costs by County & Vehicle Type

Your personal auto insurance policy quotes will be determined on quite a few factors. However, here is a quick breakdown of what you can expect your average costs to be based on the vehicle type and MI county:


Minimum Requirements for Car Insurance in Michigan

Failure to maintain proper insurance can result in fines and vehicle impounds

New Driver Licenses

DUI Laws and Fines

OWI offenses involving minors, serious injury or death greatly increase penalties including permanent license revocations.

Texting & Driving Laws

Michigan has banned texting for all drivers, according to Cell phone use, whether handheld or hands-free, is band from all novice drivers.

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