Get the Cheapest Car Insurance Quotes in Minnesota

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Average Minnesota Auto Insurance Costs

  • Minnesota state minimum liability costa around $81 a month or $973  a year. Full coverage would cost around $233 a month or $2,773 a year.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

Minnesota welcome sign

Minnesota, “The Land of 10,000 Lakes”, gets its nickname from the 11,842 lakes within its boundaries. So many bodies of water gives Minnesota its densely forested countryside, prompting the state to preserve over 10 million acres of lush landscape. Fantastic art communities in the Twin Cities, wilderness camping grounds scattered throughout and lakes brimming with boats of all sizes make Minnesota a hot spot for tourists all through the year. With all the sight-seeing traffic, wants to keep Minnesota’s roads safe. This list of useful state car insurance information will help the Minnesota drivers stay protected while enjoying the sights and sounds of their state.

MN Auto Policy Costs by Vehicle Type & County

To dive further into what you can expect to pay with a Minnesota auto insurance policy we’ve provided a table from our costs database that breaks it down by vehicle type and the city you live in:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Big Stone$866$693$788$847$908
Blue Earth$847$680$778$817$875

Cheapest Minnesota Car Insurance Companies

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Minimum Requirements for Car Insurance in Minnesota

Failure to maintain proper insurance can result in fines and vehicle impounds.

New Driver Licensing Requirements:

DUI & DWI Laws in MN

Fourth and subsequent DUI offenses are charged with a felony. DUI offenses including higher BAC levels, injury collisions and/or minor passengers receive much stricter penalties upon conviction.

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