Get the Cheapest Car Insurance Quotes in Missouri

Please provide a valid zip code.
How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

Missouri Car Insurance Costs on Average

  • Missouri State minimum liability costs around $125 a month or $1,448  a year. Full coverage auto policies cost around $406 a month or $4,811 a year in MO.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

St. Louis, Missouri

Missouri, the heart of the westward expansion, is the birthplace of the Pony Express, the Oregon Trail and the Santa Fe Trail. “The Show Me State” is home to the Ozark Mountains, and has brought such notable Americans to international fame as Mark Twain, Tennessee Williams, T.S. Eliot, Yogi Berra, Chuck Berry and J.C. Penney. With Civil War battle re-enactments to top notch ballet, Missouri holds surprises from border to border. While driving to the next surprise, don’t get bogged down with figuring how to stay protected on the road. has done the searching and has brought all the essential information for Missouri drivers right here.

MO Car Insurance Costs by County & Vehicle Type

Your exact costs will depend on a few factors about your driving record and who all will be on your policy, as well as if you qualify for any discounts. The table below was created from our personal insurance database for average costs by current city and vehicle type:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:

Who Has the Cheapest Car Insurance Policy Rates in Missouri

The cheapest car insurance companies in MO are State Farm, Progressive, and GEICO. State minimum liability car insurance starts at $54 a month or $654 a year. Full coverage car policies start at $188 a month or $2,252 a year with State Farm.

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Minimum Requirements for Car Insurance

Failure to maintain insurance and provide proof of insurance can result in fines, license suspensions and auto impounds.

Getting a New License

DUI/DWI Laws in MO

Please provide a valid zip code.