Get the Cheapest Car Insurance Quotes in New Mexico

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Average New Mexico Car Insurance Costs

  • New Mexico minimum liability costs $83 a month or $995 a year on average. Full coverage costs around $303 a month or $3,599 a year.

CheapCarInsurance pulls cost data from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

Santa Fe, New Mexico

New Mexico gets its nickname, “The Land of Enchantment”, from a combination of its sweeping scenic beauty and its rich Native American and Hispanic heritage. The state’s landscape is intriguing with treasures such as the Rio Grande Gorge, Carlsbad Caverns, Chaco Canyon and Sangre de Cristo Mountain Range. Mountain peaks in the north and white-sandy deserts in the south, “The Land of Sunshine” offers visitors and residents not only natural wonders but an abundantly rich southwestern art community. A good drive through the state shows off its unique variety, and has been working hard to let drivers experience this landscape. After sifting through all the driving laws and information for the state of New Mexico, this list has been compiled to give drivers a quick-reference guide to let them get back to enjoying their sunshine.

New Mexico Auto Policy Costs by County & Vehicle Type

These costs will fluctuate based on your personal driving record, the city you live, type of vehicle you drive, and if your insurance provider has any available discounts to apply to your policy.

We’ve broken down the average costs for a New Mexico auto policy based on vehicle type and your current county below:

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
De Baca$938$817$894$958$1,003
Dona Ana$815$715$783$825$861

Cheapest Car Insurance Companies in New Mexico

Minimum Requirements for Car Insurance in New Mexico

New Mexico’s Consumer Assistance Bureau offers assistance to consumers who have questions regarding insurance laws in New Mexico.

New Drivers Licensing Requirements:

DUI & DWI Laws in NM

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