Find the Cheapest Car Insurance Policy in New Mexico

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New Mexico Car Insurance

New Mexico gets its nickname, “The Land of Enchantment”, from a combination of its sweeping scenic beauty and its rich Native American and Hispanic heritage. The state’s landscape is intriguing with treasures such as the Rio Grande Gorge, Carlsbad Caverns, Chaco Canyon and Sangre de Cristo Mountain Range. Mountain peaks in the north and white-sandy deserts in the south, “The Land of Sunshine” offers visitors and residents not only natural wonders but an abundantly rich southwestern art community. A good drive through the state shows off its unique variety, and has been working hard to let drivers experience this landscape. After sifting through all the driving laws and information for the state of New Mexico, this list has been compiled to give drivers a quick-reference guide to let them get back to enjoying their sunshine.

Average Cost for Car Insurance in New Mexico

New Mexico drivers pay an average of $346 for minimum coverage and $1,591 for full coverage car insurance per year.

In New Mexicos the average cost for a car insurance policy with minimum state coverage is around $395 annually and if a driver needs full coverage it will cost around $1,622 a year. These costs will fluctuate based on your personal driving record, the city you live, type of vehicle you drive, and if your insurance provider has any available discounts to apply to your policy.

We’ve broken down the average costs for a New Mexico auto policy based on vehicle type and your current city below:

Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
De Baca$938$817$894$958$1,003
Dona Ana$815$715$783$825$861

Minimum Requirements for Car Insurance in New Mexico

New Mexico’s Consumer Assistance Bureau offers assistance to consumers who have questions regarding insurance laws in New Mexico.

New Drivers Licensing Requirements:

DUI & DWI Laws in NM

Driver Resources:

State Department of Insurance

New Mexico Office of Superintendent of Insurance
1120 Paseo De Peralta
Santa Fe, NM 87504
1-855-4ASK-OSI (1-855-427-5674)
Get Directions

Department of Transportation

New Mexico Department of Transportation
1120 Cerrillos Road
Santa Fe, NM 87504-1149
(505) 827-5100
(505) 827-5469
Get Directions

Department of Motor Vehicles

New Mexico Taxation and Revenue Department
Motor Vehicle Division
Joseph Montoya Building
1100 S. St. Francis Drive
Santa Fe, NM 87504-1028
888-683-4636 or 888-MVD-INFO
Get Directions

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