From breathtaking Niagara Falls to jaw-dropping New York City, the “Empire State” rivals the best of the U.S. for its variety of natural and man-made attractions. New York is home to just over 8 million residents, and NYC ranks as the most densely populated city in the U.S. And even with all these New Yorkers, the state’s pristine 176 state parks maintain the natural wonder of historic New England. It’s no wonder drivers from every state have made New York their vacation spot year after year, and CheapCarInsurance.net is doing its job to make sure all these visitors and residents alike are protected while on the road, with plenty of information about New York laws and auto insurance from many companies, including ways to find the cheapest car insurance in New York. To help out, here’s a list of helpful facts every driver should know when driving in New York and looking for cheap car insurance in New York.
In addition to helpful facts for New York, we provide tips on how to find the cheapest car insurance in New York. Cheap auto insurance can be hard to find. With so many insurance companies and auto insurance coverage options, it can be hard to know which is the cheapest car insurance in New York. Those who live in New York will be able to explore the different coverage options and auto insurance companies, and ultimately find whatever cheap car insurance in New York is best for their situation. CheapCarInsurance.net can help New York drivers explore insurance companies and coverage options to find cheap car insurance in New York with very little work.
New York seasons can change at the drop of a hat. Insurance laws and regulations aren’t much different, and this list of helpful facts will make sure drivers can stay up-to-date with all the changes in auto insurance and laws.
To operate a car in the state of New York, a driver must be 16 years of age or older and have a valid drivers license. If the driver is under 18, the driver must follow the restrictions listed on the New York DMV website. The following lists the requirements to obtain a NY drivers license.
A Vision Test Report must be submitted by the professional or by the vision care provider listed in the DMV Online Vision Registry. If it is determined that the applicant requires corrective lenses, a license with a “B” restriction may be issued. Two other vision restrictions include:
Each vision restriction can be removed by taking the necessary steps listed on the NY DMV website.
According to Distraction.gov, New York has issued a temporary ban on texting and handheld devices for all drivers to avoid accidents and injury.
While the penalty for jumping off a building in New York is death, flirting only holds a $25 fine! But for drivers, if one ever gets a chance to drive an ice cream truck, remember that it is illegal to back up to make a sale!
Here is the information on cheap car insurance in New York to help you find the cheapest car insurance in New York for your county, with many companies to choose from.
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Car insurance quotes are for one car and one driver who has state minimum coverage with $500 comprehensive and collision deductibles. The hypothetical driver is 40 years old, female, married, employed, a college graduate, and has good credit. She has no moving violations, accidents, claims, or lapse in coverage. The vehicles are assumed to be garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Car insurance quotes include commonly available discounts and are estimates and not guaranteed.
New York auto insurance consistently ranks well above average compared to the national average in both categories. NAIC.org reports that New York auto insurance premiums have remained higher than the national average since 1991.
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The National Highway Traffic Safety Administration reveals that New York’s drunk driving fatalities have been below the national average for several years. Compared to the rest of the U.S., New York appears to have curbed its drunk driving numbers well.
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Teens in New York drink and drive much less than the national average.
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The FBI reports that New York’s auto thefts have declined in recent years, and they remain well below half the national average.
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New York Department of Financial Services
For a list of DFS offices and to get directions, visit www.dfs.ny.gov.
Contact the Consumer Hotline at (800) 342-3736
Local calls can be made to (212) 480-6400
www.dfs.ny.gov/insurance
New York Department of Transportation
To locate a New York DOT office and to get directions, visit www.dot.ny.gov/regional-offices
(518) 457-6195
https://www.dot.ny.gov/
New York Department of Motor Vehicles
For the department’s website, to find a local office and to get directions, visit http://dmv.ny.gov/
(518) 473-5595
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